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Affirm Holdings, Inc. (AFRM) stock

AFRMNasdaqPersonal Credit InstitutionsFiscal year ends June 30
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Aug 27, 2026Score 7/30375% above fair value
$73.47−1.37 (-1.83%)

Close on Oct 30, 2026Market cap $24.79BP/E 13.3Yield –

Earnings

Affirm's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.

Next report
Nov 5, 2026
Q1 FY2027 · estimated, after the close
Revenue, Q3 FY2026
$1.04B
+32.7% on a year earlier
EPS, Q3 FY2026
$0.30
$0.01 a year earlier
Latest guidance
Raised
May 7, 2026 · 10 items

Quarterly results

Revenue and earnings per share from each of Affirm's earnings releases, newest first

QuarterReportedRevenueYoYEPSSource
Q1 FY2027ended Sep 30, 2026Nov 5, 2026Expected––––
Q4 FY2026ended Jun 30, 2026Aug 27, 2026after the close–––Release
Q3 FY2026ended Mar 31, 2026May 7, 2026after the close$1.04B+32.7%$0.30Release
Q2 FY2026ended Dec 31, 2025Feb 5, 2026after the close$1.12B+29.7%$0.37Release
Q1 FY2026ended Sep 30, 2025Nov 6, 2025after the close$933.00M+33.7%$0.23Release
Q4 FY2025ended Jun 30, 2025Aug 28, 2025after the close$876.00M+32.9%$0.20Release
Q3 FY2025ended Mar 31, 2025May 8, 2025after the close$783.00M+35.9%$0.01Release
Q2 FY2025ended Dec 31, 2024Feb 6, 2025after the close$866.00M+46.5%$0.23Release
Q1 FY2025ended Sep 30, 2024Nov 7, 2024after the close$698.00M+40.4%-$0.31Release
Q4 FY2024ended Jun 30, 2024Aug 28, 2024after the close$659.00M+47.8%-$0.14Release
Q3 FY2024ended Mar 31, 2024May 8, 2024before the open$576.00M+51.2%-$0.43Release
Q2 FY2024ended Dec 31, 2023Feb 8, 2024after the close$591.00M+47.8%-$0.54Release

Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.

Current guidance

Affirm's latest outlook for periods it has not reported yet, compared with what it said before

MetricPeriodGuidanceBeforeChangeGiven
RevenueQ4 FY2026$1.08B – $1.11B$1.06B – $1.09BRaisedMay 7, 2026
Adjusted Operating Marginnon-GAAPQ4 FY202627.5% – 29.5%26.5% – 28.5%RaisedMay 7, 2026
Operating MarginGAAPQ4 FY20269.5% – 11.5%8.5% – 10.5%RaisedMay 7, 2026
GMVQ4 FY2026$13.15B – $13.45B$12.75B – $13.05BRaisedMay 7, 2026
Revenue Less Transaction CostsQ4 FY2026$535.00M – $550.00M–LoweredMay 7, 2026
Revenue Less Transaction Costsnon-GAAPQ4 FY2026$510.00M – $525.00M–NewFeb 5, 2026
Weighted Avg. Basic Shares OutstandingQ4 FY2026341–NewFeb 5, 2026
Weighted Avg. Diluted Shares OutstandingQ4 FY2026353–RaisedFeb 5, 2026
RevenueFY2026$4.18B – $4.21B$4.09B – $4.15BRaisedMay 7, 2026
RevenueFY20268.4%–NewAug 28, 2025
Adjusted Operating Marginnon-GAAPFY202628.2% – 28.8%27.4% – 28.1%RaisedMay 7, 2026
Operating MarginGAAPFY20268.9% – 9.4%7.7% – 8.6%RaisedMay 7, 2026
GMVFY2026$49.27B – $49.57B$48.30B – $48.85BRaisedMay 7, 2026
Revenue Less Transaction CostsFY2026$2.03B – $2.05B–LoweredMay 7, 2026
Revenue Less Transaction Costsnon-GAAPFY2026$1.96B – $1.99B–NewFeb 5, 2026
Revenue Less Transaction Costsnon-GAAPFY20264%–NewAug 28, 2025
Weighted Avg. Basic Shares OutstandingFY2026336335LoweredFeb 5, 2026
Weighted Avg. Diluted Shares OutstandingFY2026351352RaisedFeb 5, 2026

Guidance vs results

The last range Affirm gave before each report, against the figure it then reported. Full years add up the four quarters.

PeriodMetricGuidanceActualResult
Q3 FY2026Revenue$970.00M – $1.00B$1.04BAbove range
Q2 FY2026Revenue$1.03B – $1.06B$1.12BAbove range
Q1 FY2026Revenue$855.00M – $885.00M$933.00MAbove range
FY2025Revenue$3.16B – $3.19B$3.22BΣ4QAbove range
Q4 FY2025Revenue$815.00M – $845.00M$876.00MAbove range
Q2 FY2025Revenue$770.00M – $810.00M$866.00MAbove range
Q1 FY2025Revenue$640.00M – $670.00M$698.00MAbove range
Q4 FY2024Revenue$585.00M – $605.00M$659.00MAbove range
Q3 FY2024Revenue$530.00M – $550.00M$576.00MAbove range
Q2 FY2024Revenue$495.00M – $520.00M$591.00MAbove range
Q1 FY2024Revenue$430.00M – $455.00M$497.00MAbove range
Q4 FY2023Revenue$390.00M – $415.00M$446.00MAbove range

Guidance history

Every forecast Affirm put in an earnings release, newest first

GivenMetricPeriodGuidanceChange
May 7, 2026Adjusted Operating MarginFY202628.2% – 28.8%Raised
May 7, 2026Operating MarginFY20268.9% – 9.4%Raised
May 7, 2026Adjusted Operating MarginQ4 FY202627.5% – 29.5%Raised
May 7, 2026Operating MarginQ4 FY20269.5% – 11.5%Raised
May 7, 2026Revenue Less Transaction CostsFY2026$2.03B – $2.05BLowered
May 7, 2026GMVQ4 FY2026$13.15B – $13.45BRaised
May 7, 2026Revenue Less Transaction CostsQ4 FY2026$535.00M – $550.00MLowered
May 7, 2026GMVFY2026$49.27B – $49.57BRaised
May 7, 2026RevenueQ4 FY2026$1.08B – $1.11BRaised
May 7, 2026RevenueFY2026$4.18B – $4.21BRaised
Feb 5, 2026Operating MarginFY20267.7% – 8.6%Raised
Feb 5, 2026Adjusted Operating MarginFY202627.4% – 28.1%Raised
Feb 5, 2026Operating MarginQ3 FY20264.5% – 6%New
Feb 5, 2026Adjusted Operating MarginQ3 FY202624.5% – 25.5%New
Feb 5, 2026Operating MarginQ4 FY20268.5% – 10.5%New
Feb 5, 2026Adjusted Operating MarginQ4 FY202626.5% – 28.5%New
Feb 5, 2026Weighted Avg. Diluted Shares OutstandingQ4 FY2026353Raised
Feb 5, 2026Weighted Avg. Basic Shares OutstandingFY2026336Lowered
Feb 5, 2026Weighted Avg. Diluted Shares OutstandingFY2026351Raised
Feb 5, 2026GMVFY2026$48.30B – $48.85BRaised

Read from the company's earnings releases; each figure links to its sentence on hover. “Raised” and “Lowered” compare with the previous range for the same metric and period.

Press releases

Releases Affirm filed with the SEC as exhibits to Form 8-K or 6-K

  1. Results
  2. Results
  3. Results
  4. Results
  5. Results
  6. Results
  7. Update
  8. Results
  9. News
  10. News
  11. Results
  12. Results
  13. Results
  14. Results
  15. Results