AFRMNasdaqPersonal Credit InstitutionsFiscal year ends June 30

Affirm Holdings, Inc.

Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Aug 27, 2026

$72.80−1.21 (-1.63%)

Close on Oct 19, 2026

Market cap: $25.46B
P/E (TTM): 13.2
Dividend yield: –

Affirm Holdings, Inc. income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2026 2026-06-30	FY 2025 2025-06-30	FY 2024 2024-06-30	FY 2023 2023-06-30	FY 2022 2022-06-30	FY 2021 2021-06-30	FY 2020 2020-06-30	FY 2019 2019-06-30
Revenue	4,261	3,224	2,323	1,588	1,349	870	510	264
Selling, General & Admin	921	980	1,102	1,225	1,110	566	146	106
Selling & Marketing	343	435	576	638	532	182	25	17
General & Administrative	578	545	525	586	577	384	121	89
Advertising Expenses	41	31	19	23	74	48	3.30	2.60
Total Costs & Expenses	3,844	3,312	2,939	2,789	2,215	1,254	617	392
Operating Income	417	-87	-616	-1,201	-866	-384	-108	-127
Interest Expense	454	425	344	183	70	53	32	26
Other Non-Operating Income	76	149	100	212	141	-60	-4.43	7.02
Merger & Restructuring Charges	–	–	6.77	36	0	0	–	–
Asset Impairment Charges	0	0	1.00	0	0	0	0	0
Pretax Income	493	61	-516	-989	-725	-443	-112	-120
Income Tax Expense	-1,437	9.28	2.23	-3.90	-17	-2.34	0.38	0.04
Net Income	1,930	52	-518	-985	-707	-441	-113	-120
Net Income to Common	–	–	–	–	-707	-441	-126	-135
EPS (Basic)(per share)	5.76	0.16	-1.67	-3.34	-2.51	-2.78	-2.63	-2.84
EPS (Diluted)(per share)	5.53	0.15	-1.67	-3.34	-2.51	-2.94	-2.63	-2.84
Shares Outstanding (Basic, Weighted)(shares)	335	323	310	295	282	158	48	47
Shares Outstanding (Diluted, Weighted)(shares)	349	341	310	295	282	159	48	47
EBITDA	720	138	-447	-1,066	-813	-364	-98	-122
Total Interest Income	2,047	1,608	1,204	685	528	326	187	119
Provision for Credit Losses	797	617	461	332	255	66	105	78

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: 9.8%
Net margin: 45.3%
Return on equity, FY2026: 45.1%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 13.2
Price to sales: 5.97
Price to book: 4.64
Dividend yield: –