Affirm Holdings, Inc. (AFRM) stock
AFRMNasdaqPersonal Credit InstitutionsFiscal year ends June 30
Financials through Q1 FY2027, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 7/3093% above fair value
$65.84−2.00 (-2.95%)
Close on Nov 12, 2026Market cap $22.22BP/E 11.4Yield –
Affirm profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Affirm's profit margin for the twelve months ending Sep 30, 2026 was 43.9%. For fiscal 2026 it was 45.3%, against 1.6% the year before. The highest annual figure on record is 45.3% in fiscal 2026.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2026 | Jun 30, 2026 | 45.3% | +43.7 |
| FY2025 | Jun 30, 2025 | 1.6% | +23.9 |
| FY2024 | Jun 30, 2024 | -22.3% | +39.8 |
| FY2023 | Jun 30, 2023 | -62.1% | −9.6 |
| FY2022 | Jun 30, 2022 | -52.4% | −1.8 |
| FY2021 | Jun 30, 2021 | -50.7% | −28.6 |
| FY2020 | Jun 30, 2020 | -22.1% | +23.5 |
| FY2019 | Jun 30, 2019 | -45.6% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
Periods
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q1 FY2027CQ3 2026 | Sep 30, 2026 | 13.0% | +4.4 |
| Q4 FY2026CQ2 2026 | Jun 30, 2026 | 138.7% | +130.8 |
| Q3 FY2026CQ1 2026 | Mar 31, 2026 | 9.9% | +9.5 |
| Q2 FY2026CQ4 2025 | Dec 31, 2025 | 11.5% | +2.3 |
| Q1 FY2026CQ3 2025 | Sep 30, 2025 | 8.6% | +23.0 |
| Q4 FY2025CQ2 2025 | Jun 30, 2025 | 7.9% | +14.7 |
| Q3 FY2025CQ1 2025 | Mar 31, 2025 | 0.4% | +23.6 |
| Q2 FY2025CQ4 2024 | Dec 31, 2024 | 9.3% | +37.5 |
| Q1 FY2025CQ3 2024 | Sep 30, 2024 | -14.3% | +20.2 |
| Q4 FY2024CQ2 2024 | Jun 30, 2024 | -6.8% | +39.4 |
| Q3 FY2024CQ1 2024 | Mar 31, 2024 | -23.2% | +30.7 |
| Q2 FY2024CQ4 2023 | Dec 31, 2023 | -28.2% | +52.5 |
| Q1 FY2024CQ3 2023 | Sep 30, 2023 | -34.6% | +34.9 |
| Q4 FY2023CQ2 2023 | Jun 30, 2023 | -46.2% | +5.0 |
| Q3 FY2023CQ1 2023 | Mar 31, 2023 | -54.0% | −38.6 |
| Q2 FY2023CQ4 2022 | Dec 31, 2022 | -80.7% | −36.5 |
| Q1 FY2023CQ3 2022 | Sep 30, 2022 | -69.5% | +44.3 |
| Q4 FY2022CQ2 2022 | Jun 30, 2022 | -51.2% | −4.0 |
| Q3 FY2022CQ1 2022 | Mar 31, 2022 | -15.4% | +109.0 |
| Q2 FY2022CQ4 2021 | Dec 31, 2021 | -44.2% | −31.2 |
| Q1 FY2022CQ3 2021 | Sep 30, 2021 | -113.8% | −111.6 |
| Q4 FY2021CQ2 2021 | Jun 30, 2021 | -47.1% | −69.9 |
| Q3 FY2021CQ1 2021 | Mar 31, 2021 | -124.4% | −62.5 |
| Q2 FY2021CQ4 2020 | Dec 31, 2020 | -13.0% | +10.8 |
| Q1 FY2021CQ3 2020 | Sep 30, 2020 | -2.3% | – |
| Q4 FY2020CQ2 2020 | Jun 30, 2020 | 22.7% | – |
| Q3 FY2020CQ1 2020 | Mar 31, 2020 | -61.9% | – |
| Q2 FY2020CQ4 2019 | Dec 31, 2019 | -23.8% | – |
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