PNC Financial Services vs Truist Financial
PNC and TFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PNC and TFC compare
PNC Financial Services is the larger company, worth 1.5 times as much as Truist Financial ($90.9B against $59.6B).
On earnings, Truist Financial is cheaper: it trades at 11.2× trailing earnings, against 12.5× for PNC Financial Services.
PNC Financial Services grew revenue faster over the last twelve months (13.2% versus 4.1% for Truist Financial).
Both pay dividends: PNC Financial Services yields 3.2% and Truist Financial 4.3%.
Truist Financial scores higher on the StockData Score (12 against 10 for PNC Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PNC | TFC |
|---|---|---|
| Size and price | ||
| Market cap | $90.9B | $59.6B |
| Share price | $227.86 | $48.79 |
| Change, 1 year | 25.9% | 11.1% |
| Change, 5 years | 10.0% | −24.1% |
| Beta (5Y) | 1.01 | 1.05 |
| Employees | 1,474 | 59K |
| StockData Score | ||
| Total score | 10 | 12 (better) |
| Valuation score | 2 | 5 (better) |
| Growth score | 1 (better) | 0 |
| Performance score | 0 | 0 |
| Health score | 5 (better) | 4 |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 12.5× | 11.2× (better) |
| P/S | 3.6× | 2.9× (better) |
| P/B | 1.4× | 0.9× (better) |
| PEG | 2.02 | – |
| Fair value | $220.18 | $59.13 |
| Margin of safety | −3.5% | 17.5% (better) |
| Growth | ||
| Revenue growth (TTM) | 13.2% (better) | 4.1% |
| Revenue growth, 5Y average | 6.4% (better) | −2.2% |
| EPS growth (TTM) | 24.4% (better) | 18.5% |
| EPS growth, 5Y average | −0.44% | 4.4% (better) |
| Financial health | ||
| Debt / equity | – | 0.42 |
| Altman Z-score | 0.29 (better) | 0.18 |
| Dividends and buybacks | ||
| Dividend yield | 3.2% | 4.3% (better) |
| Years of dividend growth | 4 (better) | 0 |
| Dividend growth, 5Y average | – | 2.9% |
| Buyback yield | 2.4% | 6.0% (better) |
| Shareholder yield | 5.6% | 10.3% (better) |
| Ownership | ||
| Held by institutions | 84.1% | 77.3% |
| Held by insiders | 0.35% | 0.20% |
| Insider net buying, 12 months | −$27.2M | −$1.6M (better) |
| Superinvestors holding | 2 | 3 (better) |
| Short interest, % of float | 1.8% | 2.5% |
Go deeper
- PNC stock overview
- PNC income statement
- PNC valuation and score
- TFC stock overview
- TFC income statement
- TFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.