Capital One Financial vs PNC Financial Services
COF and PNC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How COF and PNC compare
Capital One Financial is the larger company, worth 1.4 times as much as PNC Financial Services ($126B against $90.9B).
Capital One Financial grew revenue faster over the last twelve months (45.3% versus 13.2% for PNC Financial Services).
Both pay dividends: Capital One Financial yields 1.6% and PNC Financial Services 3.2%.
Capital One Financial scores higher on the StockData Score (12 against 10 for PNC Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | COF | PNC |
|---|---|---|
| Size and price | ||
| Market cap | $126B | $90.9B |
| Share price | $204.85 | $227.86 |
| Change, 1 year | −6.3% | 25.9% |
| Change, 5 years | 32.3% | 10.0% |
| Beta (5Y) | 1.30 | 1.01 |
| Employees | 76K | 1,474 |
| StockData Score | ||
| Total score | 12 (better) | 10 |
| Valuation score | 2 | 2 |
| Growth score | 2 (better) | 1 |
| Performance score | 1 (better) | 0 |
| Health score | 4 | 5 (better) |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | – | 12.5× |
| P/S | 2.0× (better) | 3.6× |
| P/B | 1.1× (better) | 1.4× |
| P/FCF | 4.2× | – |
| PEG | – | 2.02 |
| FCF yield | 23.6% | – |
| Fair value | – | $220.18 |
| Margin of safety | – | −3.5% |
| Growth | ||
| Revenue growth (TTM) | 45.3% (better) | 13.2% |
| Revenue growth, 5Y average | 13.4% (better) | 6.4% |
| EPS growth (TTM) | – | 24.4% |
| EPS growth, 5Y average | −4.9% | −0.44% (better) |
| Profitability | ||
| Net margin | 17.0% | – |
| FCF margin | 47.9% | – |
| Return on equity | 9.4% | – |
| Financial health | ||
| Debt / equity | 0.40 | – |
| Altman Z-score | 0.37 (better) | 0.29 |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Dividend yield | 1.6% | 3.2% (better) |
| Payout ratio | 18.0% | – |
| Years of dividend growth | – | 4 |
| Buyback yield | 6.9% (better) | 2.4% |
| Shareholder yield | 8.4% (better) | 5.6% |
| Ownership | ||
| Held by institutions | 87.7% | 84.1% |
| Held by insiders | 0.87% | 0.35% |
| Insider net buying, 12 months | −$65.6M | −$27.2M (better) |
| Superinvestors holding | 12 (better) | 2 |
| Short interest, % of float | 1.5% | 1.8% |
Go deeper
- COF stock overview
- COF income statement
- COF valuation and score
- PNC stock overview
- PNC income statement
- PNC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.