PNC Financial Services vs US Bancorp
PNC and USB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PNC and USB compare
PNC Financial Services and US Bancorp are about the same size, with market caps of $90.9B and $92.6B.
On earnings, US Bancorp is cheaper: it trades at 11.9× trailing earnings, against 12.5× for PNC Financial Services.
PNC Financial Services grew revenue faster over the last twelve months (13.2% versus 6.7% for US Bancorp).
Both pay dividends: PNC Financial Services yields 3.2% and US Bancorp 3.5%.
US Bancorp scores higher on the StockData Score (16 against 10 for PNC Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PNC | USB |
|---|---|---|
| Size and price | ||
| Market cap | $90.9B | $92.6B |
| Share price | $227.86 | $59.45 |
| Change, 1 year | 25.9% | 27.5% |
| Change, 5 years | 10.0% | −2.0% |
| Beta (5Y) | 1.01 | 1.05 |
| Employees | 1,474 | 69K |
| StockData Score | ||
| Total score | 10 | 16 (better) |
| Valuation score | 2 | 2 |
| Growth score | 1 | 1 |
| Performance score | 0 | 4 (better) |
| Health score | 5 | 6 (better) |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 12.5× | 11.9× (better) |
| P/S | 3.6× | 3.1× (better) |
| P/B | 1.4× | 1.4× (better) |
| PEG | 2.02 | 1.53 (better) |
| Fair value | $220.18 | $57.23 |
| Margin of safety | −3.5% (better) | −3.9% |
| Growth | ||
| Revenue growth (TTM) | 13.2% (better) | 6.7% |
| Revenue growth, 5Y average | 6.4% (better) | 4.3% |
| Net income growth (TTM) | – | 18.4% |
| EPS growth (TTM) | 24.4% (better) | 19.9% |
| EPS growth, 5Y average | −0.44% | 8.6% (better) |
| Profitability | ||
| Net margin | – | 27.5% |
| Return on equity | – | 12.7% |
| Financial health | ||
| Debt / equity | – | 0.55 |
| Altman Z-score | 0.29 (better) | 0.29 |
| Piotroski F-score | – | 7 |
| Dividends and buybacks | ||
| Dividend yield | 3.2% | 3.5% (better) |
| Payout ratio | – | 39.5% |
| Years of dividend growth | 4 | 15 (better) |
| Dividend growth, 5Y average | – | 4.0% |
| Buyback yield | 2.4% (better) | 0.71% |
| Shareholder yield | 5.6% (better) | 4.2% |
| Ownership | ||
| Held by institutions | 84.1% | 82.2% |
| Held by insiders | 0.35% | 0.22% |
| Insider net buying, 12 months | −$27.2M | −$12.6M (better) |
| Superinvestors holding | 2 | 3 (better) |
| Short interest, % of float | 1.8% | 1.7% |
Go deeper
- PNC stock overview
- PNC income statement
- PNC valuation and score
- USB stock overview
- USB income statement
- USB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.