WaFd Inc (WAFD) stock
WAFDNasdaqNational Commercial BanksFiscal year ends September 30Also trades as WAFDP
Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026Score 15/3027% below fair value
$29.42+0.15 (+0.51%)
Close on Nov 13, 2026Market cap $2.18BP/E 9.3Yield 3.64%
WaFd statistics
89 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 15, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 20, 2026
- Fundamentals through
- Jun 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.84
- 1.52
- P/OCF Ratio
- 8.14
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 47.43
- 2.95
- EV / FCF
- 6.61
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- -5.74%
- 0.33%
- Shares Change (QoQ)
- 0.13%
- 0.00%
- Float
- 73M
- 17M
- Shares Held by Insiders
- 1.71%
- 6.05%
- Shares Held by Institutions
- 85.3%
- 61.3%
Short sellingIndustry
- Short Interest
- 6M
- –
- Short Interest Change
- -1.72%
- -4.13%
- Days to Cover
- 6.94
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $39.49
- –
- 52-Week Low
- $28.10
- –
- 20-Day Moving Average
- $29.39
- –
- 50-Day Moving Average
- $30.57
- –
- 200-Day Moving Average
- $33.83
- –
- Average True Range (14)
- $0.72
- –
- Price Change (1 Week)
- -0.03%
- 0.69%
- Price Change (1 Month)
- -0.10%
- 3.79%
- Price Change (3 Months)
- -22.1%
- -2.72%
- Price Change (6 Months)
- -14.3%
- 12.2%
- Price Change (YTD)
- -8.15%
- 19.9%
- Price Change (1 Year)
- -3.76%
- 25.7%
- Price Change (3 Years)
- 6.44%
- 65.1%
- Price Change (5 Years)
- -17.5%
- 26.9%
- Price Change (10 Years)
- -5.40%
- 66.8%
- Average Volume (10 Days)
- 627,640
- –
- Average Volume (20 Days)
- 715,550
- –
- Average Volume (90 Days)
- 861,351
- –
- Relative Volume
- 0.64
- 0.68
- Relative Strength Index (14)
- 45.1
- 53.1
- Volatility (1 Year)
- 24.1%
- 24.4%
- Beta (5 Years)
- 0.68
- 0.63
MarginsIndustry
- Pretax Margin
- 1037.1%
- 37.0%
- FCF Margin
- 717.5%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 8.50%
- 10.7%
- Return on Assets (ROA)
- 0.94%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 10.1%
- 11.7%
- Net Income Growth (YoY)
- 13.2%
- 22.6%
- EPS Growth (YoY)
- 20.5%
- 21.6%
- FCF Growth (YoY)
- -9.95%
- 27.2%
- Revenue Growth (3Y CAGR)
- 4.55%
- 5.82%
- Revenue Growth (5Y CAGR)
- 4.59%
- 6.17%
- EPS Growth (3Y CAGR)
- -8.11%
- 1.31%
- EPS Growth (5Y CAGR)
- 3.08%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.00
- 0.04
- Revenue Per Employee
- $16.05K
- $358.92K
- Profits Per Employee
- $130.12K
- $110.51K
- Employee Count
- 1,971
- 492
- WACC
- 8.51%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $328.08M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $676.47M
- $165.09M
- Net Cash Per Share
- $9.14
- $8.07
- Equity (Book Value)
- $3.02B
- $570.13M
- Book Value Per Share
- $40.85
- $28.12
- Tangible Book Value
- $2.58B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$40.54M
- -$4.24M
- FCF Per Share
- $3.07
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 11.8%
- 8.29%
- FCF Yield
- 10.4%
- 9.18%
- Dividend Yield
- 3.64%
- 2.44%
- Buyback Yield
- 8.01%
- 1.82%
- Shareholder Yield
- 11.6%
- 3.26%
- Dividend Per Share
- $1.07
- $0.92
- Dividend Growth (YoY)
- 3.88%
- 4.26%
- Years of Dividend Growth
- 7
- 2
- Payout Ratio
- 31.6%
- 28.5%
- FCF Payout Ratio
- 35.7%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $71.61M
- $16.14M
- Effective Tax Rate
- 21.8%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $53.98
- $45.07
- Graham Upside
- 83.5%
- 18.8%
- Altman Z-Score
- 0.17
- 0.22
- Piotroski F-Score
- 5
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | WAFD | S&P 500 | Difference | WAFD per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +0.3% | -3.0% | +3.3 pts | ||
| 3 months | -21.9% | -2.8% | −19.1 pts | ||
| Year to date | -6.0% | +11.5% | −17.5 pts | ||
| 1 year | -1.0% | +13.5% | −14.5 pts | ||
| 3 years | +29.0% | +77.7% | −48.7 pts | +8.9% | +21.1% |
| 5 years | -3.6% | +72.6% | −76.2 pts | -0.7% | +11.5% |
| 10 years | +28.6% | +308.2% | −279.5 pts | +2.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
6M WAFD shares were sold short on Oct 30, 2026, down 1.7% from the previous report. At recent volumes it would take 6.9 days to buy them back. Over the last 20 sessions, 43.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 5,944,904 | -1.7% | 856,148 | 6.9 |
| Oct 15, 2026 | 6,048,713 | +9.9% | 1,163,501 | 5.2 |
| Sep 30, 2026 | 5,502,406 | +17.9% | 1,456,130 | 3.8 |
| Sep 15, 2026 | 4,665,613 | +21.8% | 1,231,788 | 3.8 |
| Aug 31, 2026 | 3,830,138 | -4.5% | 392,442 | 9.8 |
| Aug 14, 2026 | 4,009,082 | +7.6% | 552,155 | 7.3 |
| Jul 31, 2026 | 3,725,646 | +7.9% | 665,002 | 5.6 |
| Jul 15, 2026 | 3,453,638 | +3.4% | 525,228 | 6.6 |
| Jun 30, 2026 | 3,340,021 | -0.6% | 791,383 | 4.2 |
| Jun 15, 2026 | 3,358,498 | +4.4% | 476,250 | 7.0 |
| May 29, 2026 | 3,215,925 | +3.3% | 457,780 | 7.0 |
| May 15, 2026 | 3,114,146 | +1.9% | 523,187 | 6.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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