WAFDNasdaqNational Commercial BanksFiscal year ends September 30Also trades as WAFDP
WAFD INC
Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$28.42−0.73 (-2.50%)
Close on Oct 19, 2026
- Market cap
- $2.10B
- P/E (TTM)
- 9.0
- Dividend yield
- 3.76%
WAFD statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | WAFD | Industry median |
|---|---|---|
| Market Cap | $2.10B | $679.86M |
| Enterprise Value | $1.43B | $418.07M |
| PE Ratio | 8.97 | 12.00 |
| PS Ratio | 66.48 | 3.62 |
| PB Ratio | 0.70 | 1.18 |
| P/TBV Ratio | 0.82 | 1.42 |
| P/FCF Ratio | 9.27 | 10.93 |
| P/OCF Ratio | 7.86 | 10.04 |
Enterprise value
| Measure | WAFD | Industry median |
|---|---|---|
| EV / Sales | 45.09 | 2.78 |
| EV / FCF | 6.28 | 8.40 |
Income (trailing twelve months)
| Measure | WAFD | Industry median |
|---|---|---|
| Revenue | $31.63M | $170.85M |
| Pretax Income | $328.08M | $70.12M |
| Net Income | $256.47M | $54.33M |
| EPS (Diluted) | $3.17 | $2.90 |
Margins
| Measure | WAFD | Industry median |
|---|---|---|
| Pretax Margin | 1037.1% | 36.4% |
| Profit Margin | 810.8% | 29.1% |
| FCF Margin | 717.5% | 33.0% |
Returns
| Measure | WAFD | Industry median |
|---|---|---|
| Return on Equity (ROE) | 8.50% | 10.5% |
| Return on Assets (ROA) | 0.94% | 1.12% |
Growth
| Measure | WAFD | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 10.1% | 11.8% |
| Net Income Growth (YoY) | 13.2% | 23.1% |
| EPS Growth (YoY) | 20.5% | 22.7% |
| FCF Growth (YoY) | -9.95% | 27.1% |
| Revenue Growth (3Y CAGR) | 4.55% | 5.82% |
| Revenue Growth (5Y CAGR) | 4.59% | 6.17% |
| EPS Growth (3Y CAGR) | -8.11% | 1.26% |
| EPS Growth (5Y CAGR) | 3.08% | 8.24% |
Balance sheet
| Measure | WAFD | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $676.47M | $205.54M |
| Net Cash (Debt) | $676.47M | $164.40M |
| Net Cash Per Share | $9.14 | $8.13 |
| Equity (Book Value) | $3.02B | $560.44M |
| Book Value Per Share | $40.85 | $28.47 |
| Tangible Book Value | $2.58B | $472.29M |
Cash flow (trailing twelve months)
| Measure | WAFD | Industry median |
|---|---|---|
| Operating Cash Flow | $267.51M | $61.20M |
| Capital Expenditures | -$40.54M | -$4.02M |
| Free Cash Flow | $226.97M | $52.43M |
| FCF Per Share | $3.07 | $3.07 |
Efficiency
| Measure | WAFD | Industry median |
|---|---|---|
| Asset Turnover | 0.00 | 0.04 |
| Revenue Per Employee | $16.05K | $357.09K |
| Profits Per Employee | $130.12K | $107.23K |
| Employee Count | 1,971 | 528 |
Dividends and yields
| Measure | WAFD | Industry median |
|---|---|---|
| Earnings Yield | 12.2% | 8.07% |
| FCF Yield | 10.8% | 8.89% |
| Dividend Yield | 3.76% | 2.48% |
| Buyback Yield | 8.29% | 1.52% |
| Shareholder Yield | 12.1% | 3.13% |
| Dividend Per Share | $1.07 | $0.93 |
| Dividend Growth (YoY) | 3.88% | 4.26% |
| Years of Dividend Growth | 7 | 2 |
| Payout Ratio | 31.6% | 29.4% |
| FCF Payout Ratio | 35.7% | 26.0% |
Shares
| Measure | WAFD | Industry median |
|---|---|---|
| Shares Outstanding | 73,995,200 | 18,910,300 |
| Shares Change (YoY) | -5.74% | 0.39% |
| Shares Change (QoQ) | 0.13% | 0.00% |
| Float | 72,729,800 | 16,895,350 |
| Shares Held by Insiders | 1.71% | 5.92% |
| Shares Held by Institutions | 85.3% | 61.9% |
Taxes
| Measure | WAFD | Industry median |
|---|---|---|
| Income Tax | $71.61M | $14.50M |
| Effective Tax Rate | 21.8% | 21.1% |
Scores
| Measure | WAFD | Industry median |
|---|---|---|
| Graham Number | $53.98 | $45.31 |
| Graham Upside | 89.9% | 21.6% |
| Altman Z-Score | 0.17 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from WAFD's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.