First Bancorp, Inc (FNLC) stock
Close on Nov 12, 2026Market cap $414.96MP/E 10.5Yield 4.00%
First Bancorp, Inc grew revenue 14.8% to $104.29M over the twelve months to Sep 30, 2026. Free cash flow was $32.57M, up 4.7% from a year earlier. At the latest close the market valued the company at $414.96M, 10.5 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $414.96M
- P/E ratio
- 10.5
- Price to sales
- 3.98
- Price to book
- 1.44
- Dividend yield
- 4.00%
- Free cash flow yield
- 7.85%
Fundamentals
- Revenue
- $104.29M
- Net income
- $39.40M
- EPS, diluted
- $3.51
- Free cash flow
- $32.57M
- Book value per share
- $25.54
- Diluted shares
- 11M
Trading
- Next earnings
- Jan 20, 2027 (estimated, during market hours)
- Previous close
- $36.84
- Open
- $37.00
- Day's range
- $36.54 – $37.00
- Volume
- 25,101
- Average volume (20 days)
- 36,641
- Index membership
- Russell 2000, Russell 3000 (since Aug 2025)
- Beta (5 years)
- 0.50
- 52-week range
- $24.63 – $38.49
- RSI (14 days)
- 59.9
- Volatility (1 year)
- 25.6%
- Relative volume
- 0.33×
- WACC
- 7.1%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2009, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | FNLC | S&P 500 | Difference | FNLC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +9.7% | -2.7% | +12.4 pts | ||
| 3 months | +4.3% | -1.7% | +6.1 pts | ||
| Year to date | +46.0% | +11.9% | +34.1 pts | ||
| 1 year | +51.0% | +12.0% | +39.1 pts | ||
| 3 years | +80.4% | +78.2% | +2.2 pts | +21.7% | +21.2% |
| 5 years | +53.9% | +73.2% | −19.3 pts | +9.0% | +11.6% |
| 10 years | +109.3% | +309.6% | −200.3 pts | +7.7% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases First Bancorp filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- News
- Results
- News
- Results
- News
About First Bancorp
National Commercial Banks
The company provides a wide selection of commercial, residential, consumer, and municipal financial services. Its core offerings include deposit accounts, debit card facilities, mortgage banking, and fiduciary and trust management. In its lending operations, the institution originates commercial real estate loans for owner-occupied and non-owner-occupied properties, commercial and industrial loans, multifamily housing loans, and agricultural financing. It also provides residential term mortgages, home construction lending, home equity lines of credit, and general consumer credit. Its customer base comprises individual consumers, commercial enterprises, agricultural producers, and local municipal bodies seeking comprehensive banking and asset administration solutions.
Company profile, executives and historyFirst Bancorp stock: common questions
What is First Bancorp's stock price?
FNLC closed at $36.78 on Nov 12, 2026, down 0.16% on the day. Over the past 52 weeks it traded between $24.63 and $38.49.
What is First Bancorp's market cap?
First Bancorp was worth $414.96M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is FNLC's P/E ratio?
FNLC trades at 10.5 times earnings, based on diluted earnings per share of $3.51 over the twelve months to Sep 30, 2026.
How much revenue does First Bancorp make?
First Bancorp reported revenue of $104.29M for the twelve months to Sep 30, 2026, up 14.8% from a year earlier.
Does First Bancorp pay a dividend?
Yes. First Bancorp paid $1.47 per share over the last twelve months, a yield of 4.00% at the latest price, and has raised its annual dividend 8 years in a row.
When does First Bancorp report earnings next?
First Bancorp is expected to report Q4 FY2026 results on Jan 20, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has FNLC stock performed over the past year?
Including dividends, FNLC returned +51.0% over the past year, against +12.0% for the S&P 500.
How many FNLC shares are sold short?
0M shares were sold short at the latest FINRA report, 1.37% of the float, or 4.1 days of average trading volume.
Who are First Bancorp's competitors?
Companies most similar to First Bancorp by business, industry and size include HWBK, ENBP, LARK, LCNB, FDBC.
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