CF Bankshares vs WaFd
CFBK and WAFD side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CFBK and WAFD compare
WaFd is the larger company, worth 9.5 times as much as CF Bankshares ($2.2B against $230M).
On earnings, WaFd is cheaper: it trades at 9.3× trailing earnings, against 10.2× for CF Bankshares.
WaFd grew revenue faster over the last twelve months (10.1% versus 7.8% for CF Bankshares).
WaFd keeps more of each dollar of sales as profit, with a net margin of 811% compared with 35.6% at CF Bankshares.
Both pay dividends: CF Bankshares yields 1.0% and WaFd 3.7%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CFBK | WAFD |
|---|---|---|
| Size and price | ||
| Market cap | $230M | $2.2B |
| Share price | $35.39 | $29.42 |
| Change, 1 year | 56.9% | −3.8% |
| Change, 5 years | 68.1% | −14.9% |
| Beta (5Y) | 0.54 | 0.68 |
| Employees | 98 | 1,971 |
| StockData Score | ||
| Total score | 15 | 15 |
| Valuation score | 3 | 5 (better) |
| Growth score | 1 | 1 |
| Performance score | 4 (better) | 2 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 10.2× | 9.3× (better) |
| P/S | 3.6× (better) | 68.8× |
| P/B | 1.2× | 0.7× (better) |
| P/FCF | 10.9× | 9.6× (better) |
| FCF yield | 9.2% | 10.4% (better) |
| Fair value | $34.64 | $40.19 |
| Margin of safety | −2.2% | 26.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 7.8% | 10.1% (better) |
| Revenue growth, 5Y average | −7.0% | 4.6% (better) |
| Net income growth (TTM) | 40.0% (better) | 13.2% |
| EPS growth (TTM) | 39.0% (better) | 20.5% |
| EPS growth, 5Y average | −9.7% | 3.1% (better) |
| Profitability | ||
| Net margin | 35.6% | 811% (better) |
| FCF margin | 33.0% | 718% (better) |
| Return on equity | 12.0% (better) | 8.5% |
| Financial health | ||
| Altman Z-score | 0.17 (better) | 0.17 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.0% | 3.7% (better) |
| Payout ratio | 10.0% | 31.6% |
| Years of dividend growth | 5 | 7 (better) |
| Dividend growth, 5Y average | 58.5% (better) | 4.2% |
| Buyback yield | – | 8.0% |
| Shareholder yield | 1.0% | 11.7% (better) |
| Ownership | ||
| Held by institutions | 56.0% | 85.3% |
| Held by insiders | 28.0% | 1.7% |
| Insider net buying, 12 months | $48.7K (better) | −$905K |
| Short interest, % of float | 2.3% | – |
Go deeper
- CFBK stock overview
- CFBK income statement
- CFBK valuation and score
- WAFD stock overview
- WAFD income statement
- WAFD valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.