TrustCo Bank Corp N Y (TRST) shareholders
TRSTNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 13/3034% above fair value
$57.32−0.34 (-0.59%)
Close on Nov 13, 2026Market cap $976.03MP/E 15.2Yield 2.58%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
77.8%
13M of 17M shares
Institutional holders
187
24 new, 18 sold out
Net institutional buying
-0M
In Q2 2026
Insider trades, 12 months
7 buys · 0 sales
Net bought $79.69K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 2,754,126 | – | 13G (passive) amendment | Dec 31, 2023 |
| Dimensional Fund Advisors LP | 1,186,342 | 6.20% | 13G (passive) amendment | Dec 29, 2023 |
| Systematic Financial Management LP | 1,175,389 | 6.30% | 13G (passive) | Dec 31, 2025 |
| Vanguard Capital Management | 954,110 | 5.38% | 13G (passive) | Mar 31, 2026 |
| State Street Corporation | 891,082 | 5.00% | 13G (passive) | Mar 31, 2026 |
| Vikaran Ghei Joint filing with HoldCo Opportunities Fund V, L.P. (5.10%), Vm Gp X LLC (5.10%) and 3 more | 872,744 | 5.10% | 13D (active) | Jul 21, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of TRST | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 2,517,431 | 14.78% | $138.23M | −48,932 | 0.00% |
| Dimensional Fund Advisors LP | 1,140,201 | 6.70% | $62.61M | +2,697 | 0.01% |
| Systematic Financial Management LP | 1,101,023 | 6.47% | $60.46M | −64,110 | 1.20% |
| State Street Corp | 922,845 | 5.42% | $51.01M | +31,763 | 0.00% |
| HoldCo Asset Management, LP | 872,744 | 5.13% | $47.92M | – | 3.08% |
| Vanguard Capital Management LLC | 749,594 | 4.40% | $41.16M | −69,519 | 0.00% |
| American Century Companies Inc | 609,410 | 3.58% | $33.46M | +44,497 | 0.01% |
| Geode Capital Management, LLC | 516,614 | 3.03% | $28.37M | +17,989 | 0.00% |
| Vanguard Portfolio Management LLC | 386,844 | 2.27% | $21.24M | +14,146 | 0.00% |
| Invesco Ltd. | 296,934 | 1.74% | $16.30M | +10,776 | 0.00% |
| Hotchkis & Wiley Capital Management LLC | 278,369 | 1.63% | $15.29M | −13,000 | 0.04% |
| Arrowstreet Capital, Limited Partnership | 230,179 | 1.35% | $12.64M | +860 | 0.01% |
| Two Sigma Investments, LP | 204,630 | 1.20% | $11.24M | −15,701 | 0.01% |
| Northern Trust Corp | 204,303 | 1.20% | $11.22M | +7,185 | 0.00% |
| Charles Schwab Investment Management Inc | 168,265 | 0.99% | $9.24M | −733 | 0.00% |
| Bank of New York Mellon Corp | 161,264 | 0.95% | $8.86M | −4,027 | 0.00% |
| Gabelli Funds LLC | 149,943 | 0.88% | $8.23M | −1,500 | 0.05% |
| Morgan Stanley | 145,741 | 0.86% | $8.00M | −2,094 | 0.00% |
| Goldman Sachs Group Inc | 137,588 | 0.81% | $7.55M | −43,655 | 0.00% |
| Bridgeway Capital Management, LLC | 124,552 | 0.73% | $6.84M | −1,800 | 0.12% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 187 | 13M | 77.8% | 24 / 54 | 61 / 18 | 0M | 1M |
| Q1 2026 | 185 | 14M | 80.0% | 28 / 47 | 69 / 16 | 2M | 1M |
| Q4 2025 | 178 | 14M | 83.2% | 27 / 54 | 68 / 11 | 1M | 1M |
| Q3 2025 | 163 | 14M | 84.4% | 19 / 56 | 59 / 17 | 1M | 1M |
| Q2 2025 | 162 | 14M | 85.0% | 20 / 58 | 56 / 24 | 1M | 1M |
| Q1 2025 | 167 | 14M | 82.9% | 23 / 56 | 60 / 11 | 1M | 1M |
| Q4 2024 | 156 | 14M | 81.9% | 23 / 64 | 38 / 13 | 1M | 1M |
| Q3 2024 | 146 | 13M | 79.1% | 22 / 48 | 45 / 10 | 4M | 1M |
| Q2 2024 | 135 | 13M | 77.9% | 17 / 57 | 40 / 15 | 1M | 1M |
| Q1 2024 | 135 | 13M | 79.2% | 15 / 52 | 43 / 16 | 1M | 1M |
| Q4 2023 | 137 | 13M | 77.8% | 15 / 46 | 49 / 7 | 1M | 0M |
| Q3 2023 | 130 | 13M | 74.8% | 11 / 43 | 52 / 20 | 1M | 1M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
234 funds held TRST in Q2 2026, 60% of their shares through ETFs. Each fund counts once per quarter, from its quarter-end report.
| Fund | Shares | % of TRST | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 1,054,960 | 6.20% | $57.93M | 0.05% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 531,157 | 3.12% | $29.17M | 0.00% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 502,902 | 2.95% | $26.06M | 0.10% | May 31, 2026 |
| iShares Russell 2000 ETF | 443,279 | 2.60% | $24.34M | 0.03% | Jun 30, 2026 |
| U.S. Small Cap Value Portfolio | 250,229 | 1.47% | $14.26M | 0.07% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 200,423 | 1.18% | $11.01M | 0.01% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 190,601 | 1.12% | $10.86M | 0.03% | Jul 31, 2026 |
| U.S. Targeted Value Portfolio | 163,612 | 0.96% | $9.32M | 0.06% | Jul 31, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 159,620 | 0.94% | $8.76M | 0.05% | Jun 30, 2026 |
| Invesco S&P SmallCap Momentum ETF | 159,332 | 0.94% | $9.08M | 0.30% | Jul 31, 2026 |
| State Street(R) SPDR(R) S&P(R) Regional Banking ETF | 153,125 | 0.90% | $8.41M | 0.18% | Jun 30, 2026 |
| iShares Russell 2000 Value ETF | 152,216 | 0.89% | $8.36M | 0.06% | Jun 30, 2026 |
| Dimensional U.S. Targeted Value ETF | 142,495 | 0.84% | $8.12M | 0.06% | Jul 31, 2026 |
| The Gabelli Global Financial Services Fund | 111,505 | 0.65% | $6.12M | 4.29% | Jun 30, 2026 |
| Vanguard Tax-Managed Small-Cap Fund | 105,520 | 0.62% | $5.79M | 0.05% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Robert J. McCormick | CHAIRMAN, PRESIDENT & CEO, Director | 390,320 | 2.29% | Nov 24, 2025 |
| Lauren Ann McCormick | VP,Treasurer, Asst. Corp. Sec. | 45,751 | 0.27% | Sep 3, 2026 |
| Kevin M. Curley | EXECUTIVE VICE PRESIDENT & COO | 41,136 | 0.24% | Mar 12, 2026 |
| Michael James Hall | GENERAL COUNSEL & SECRETARY | 10,643 | 0.06% | Nov 24, 2025 |
| Michael M. Ozimek | EXECUTIVE VICE PRESIDENT & CFO | 29,972 | 0.18% | Nov 24, 2025 |
| Robert M. Leonard | EVP & CHIEF OPERATING OFFICER | 36,860 | 0.22% | Nov 24, 2025 |
| Eric W. Schreck | EVP & TREASURER | 28,842 | 0.17% | Nov 25, 2024 |
| Scot R. Salvador | EVP & EVP COMMERICAL BANKING | 49,294 | 0.29% | Nov 19, 2024 |
| Patricia Ann Kieper-Fusco | Director | – | – | Sep 24, 2026 |
| Bryan Lee Guentner | Director | – | – | Sep 24, 2026 |
| Lisa M. Lucarelli | Director | 3,213 | 0.02% | Jun 8, 2026 |
| Frank B. Silverman | Director | 4,892 | 0.03% | Apr 28, 2026 |
| Anthony J. Md Marinello Phd | Director | 27,154 | 0.16% | Nov 21, 2025 |
| Kimberly Adams Russell | Director | 5,250 | 0.03% | Nov 21, 2025 |
| Curtis N. Powell | Director | 2,145 | 0.01% | Nov 21, 2025 |
| Brian C. Flynn | Director | 3,395 | 0.02% | Nov 21, 2025 |
| Steffani Cotugno | Director | 2,157 | 0.01% | Nov 21, 2025 |
| Thomas O. Maggs | Director | 18,247 | 0.11% | Nov 21, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Lauren Ann McCormick VP,Treasurer, Asst. Corp. Sec. | Sep 2, 2026 | Buy | +436 | $57.34 | $25.00K | 539 |
| Lauren Ann McCormick VP,Treasurer, Asst. Corp. Sec. | Aug 12, 2026 | Buy | +103 | $56.51 | $5.82K | 103 |
| Lauren Ann McCormick VP,Treasurer, Asst. Corp. Sec. | Jul 27, 2026 | Gift | +1,756 | – | – | 1,756 |
| Lisa M. Lucarelli Director | Jun 4, 2026 | Buy | +100 | $52.29 | $5.23K | 100 |
| Lisa M. Lucarelli Director | Jun 4, 2026 | Buy | +100 | $52.29 | $5.23K | 100 |
| Frank B. Silverman Director | Apr 24, 2026 | Buy | +105 | $46.18 | $4.85K | 4,892 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & COO | Mar 12, 2026 | Buy | +588 | $42.55 | $25.02K | 40,984 |
| Lisa M. Lucarelli Director | Nov 26, 2025 | Buy | +200 | $42.69 | $8.54K | 2,997 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 21, 2025 | Tax withholding | −2,112 | $41.54 | $87.73K | 301,189 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 21, 2025 | Option exercise | +4,184 | – | – | 303,301 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 21, 2025 | Option exercise | +1,107 | – | – | 40,679 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 21, 2025 | Tax withholding | −461 | $41.54 | $19.15K | 40,218 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 21, 2025 | Tax withholding | −435 | $41.54 | $18.07K | 29,972 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 21, 2025 | Option exercise | +1,107 | – | – | 30,407 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 21, 2025 | Option exercise | +271 | – | – | 10,643 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 21, 2025 | Returned to company | −271 | $41.54 | $11.26K | 10,372 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 21, 2025 | Tax withholding | −755 | $41.54 | $31.36K | 35,590 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 21, 2025 | Option exercise | +1,600 | – | – | 36,345 |
| Anthony J. Md Marinello Phd Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 24,407 |
| Anthony J. Md Marinello Phd Director | Nov 19, 2025 | Option exercise | +550 | – | – | 24,957 |
| Frank B. Silverman Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 4,787 |
| Frank B. Silverman Director | Nov 19, 2025 | Option exercise | +550 | – | – | 5,337 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 19, 2025 | Tax withholding | −1,764 | $39.70 | $70.03K | 299,117 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 19, 2025 | Option exercise | +3,483 | – | – | 300,881 |
| Brian C. Flynn Director | Nov 19, 2025 | Option exercise | +550 | – | – | 3,395 |
| Brian C. Flynn Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 2,845 |
| Steffani Cotugno Director | Nov 19, 2025 | Option exercise | +550 | – | – | 2,157 |
| Steffani Cotugno Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 1,607 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 19, 2025 | Option exercise | +917 | – | – | 29,642 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 19, 2025 | Tax withholding | −342 | $39.70 | $13.58K | 29,300 |
| Kimberly Adams Russell Director | Nov 19, 2025 | Option exercise | +550 | – | – | 5,250 |
| Kimberly Adams Russell Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 4,700 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 19, 2025 | Returned to company | −403 | $39.70 | $16.00K | 10,372 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 19, 2025 | Option exercise | +403 | – | – | 10,775 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 19, 2025 | Option exercise | +1,283 | – | – | 35,340 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 19, 2025 | Tax withholding | −595 | $39.70 | $23.62K | 34,745 |
| Lisa M. Lucarelli Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 2,797 |
| Lisa M. Lucarelli Director | Nov 19, 2025 | Option exercise | +550 | – | – | 3,347 |
| Thomas O. Maggs Director | Nov 19, 2025 | Option exercise | +550 | – | – | 18,019 |
| Thomas O. Maggs Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 17,469 |
| Curtis N. Powell Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 2,145 |
| Curtis N. Powell Director | Nov 19, 2025 | Option exercise | +550 | – | – | 2,695 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 19, 2025 | Option exercise | +1,100 | – | – | 40,027 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 19, 2025 | Tax withholding | −455 | $39.70 | $18.06K | 39,572 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 15, 2025 | Option exercise | +192 | – | – | 10,564 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 15, 2025 | Returned to company | −192 | $40.10 | $7.70K | 10,372 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 15, 2025 | Returned to company | −3,067 | $40.10 | $122.99K | 297,398 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 15, 2025 | Option exercise | +3,067 | – | – | 300,465 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 15, 2025 | Returned to company | −877 | $40.10 | $35.17K | 28,725 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 15, 2025 | Option exercise | +877 | – | – | 29,602 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 15, 2025 | Option exercise | +1,226 | – | – | 35,283 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 15, 2025 | Returned to company | −1,226 | $40.10 | $49.16K | 34,057 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 15, 2025 | Returned to company | −877 | $40.10 | $35.17K | 38,927 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 15, 2025 | Option exercise | +877 | – | – | 39,804 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Aug 27, 2025 | Tax withholding | −184 | $39.32 | $7.23K | 10,264 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Aug 27, 2025 | Option exercise | +225 | $32.15 | $7.23K | 10,448 |
| Steffani Cotugno Director | Jun 4, 2025 | Buy | +750 | $31.15 | $23.36K | 1,573 |
| Curtis N. Powell Director | Apr 25, 2025 | Buy | +200 | $30.44 | $6.09K | 2,108 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & COO | Apr 25, 2025 | Buy | +822 | $30.40 | $24.99K | 38,559 |
| Steffani Cotugno Director | Feb 5, 2025 | Buy | +400 | $32.33 | $12.93K | 814 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Short interest
Shares sold short and not yet bought back, as of Oct 30, 2026 (FINRA, reported twice a month)
Short % of float
7.96%
1M shares short
Days to cover
11.3
At 0M shares a day
Change since last report
-2.4%
From 1M shares
Short volume, 20 days
64.6%
Of volume reported to FINRA
Shares sold short, last 12 months
Short sale volume counts trades marked short on any given day, including market-maker hedging, so it runs far higher than the share of TrustCo Bank Corp N Y's stock actually held short. Settlement fails (shares not delivered on time) peaked at 6,597 shares on Sep 10, 2026 over the last 90 days.
See a number that looks wrong?