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Unity Bancorp Inc (UNTY) stock

UNTYNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 18/304% above fair value
$58.91+0.57 (+0.98%)

Close on Nov 13, 2026Market cap $591.66MP/E 9.8Yield 0.98%

Unity Bancorp Inc grew revenue 11.5% to $139.27M over the twelve months to Sep 30, 2026. Free cash flow was $30.80M, down 48.7% from a year earlier. At the latest close the market valued the company at $591.66M, 9.8 times its earnings.

Revenue
$139.27M
+11.5% vs. a year earlier
Free cash flow
$30.80M
-48.7% vs. a year earlier
EPS, diluted
$6.04
+14.4% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$591.66M
P/E ratio
9.8
Price to sales
4.25
Price to book
1.52
Dividend yield
0.98%
Free cash flow yield
5.20%

Fundamentals

Revenue
$139.27M
Net income
$61.61M
EPS, diluted
$6.04
Free cash flow
$30.80M
Book value per share
$37.96
Diluted shares
10M

Trading

Next earnings
Jan 12, 2027 (estimated, before the open)
Previous close
$58.34
Open
$58.73
Day's range
$58.10 – $59.20
Volume
33,816
Average volume (20 days)
42,212
Index membership
Russell 2000 (since Jun 2022), Russell 3000 (since Aug 2022)
Beta (5 years)
0.60
52-week range
$46.47 – $62.50
RSI (14 days)
56.9
Volatility (1 year)
25.0%
Relative volume
0.60×
WACC
8.1%

On 1 of our idea list: Dividend growers

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2010, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

PeriodUNTYS&P 500DifferenceUNTY per yearS&P 500 per year
1 month+6.4%-3.0%+9.4 pts
3 months-4.3%-2.8%−1.5 pts
Year to date+14.9%+11.5%+3.5 pts
1 year+23.4%+13.5%+9.9 pts
3 years+142.9%+77.7%+65.2 pts+34.4%+21.1%
5 years+132.1%+72.6%+59.4 pts+18.3%+11.5%
10 years+427.4%+308.2%+119.2 pts+18.1%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$139.27M+11.5% YoY

Net income

$61.61M+14.1% YoY

EPS, diluted

$6.04+14.4% YoY

Free cash flow

$30.80M-48.7% YoY
Reported periodTrailing twelve months

Press releases

Releases Unity Bancorp filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Unity Bancorp

State Commercial Banks

Unity Bancorp, Inc. is a bank holding company that owns and supervises Unity Bank, offering community-focused commercial banking services. The institution provides personal and business deposit products, including checking, savings, money market, and time deposit accounts. Its lending portfolio comprises commercial mortgages, residential mortgages, Small Business Administration loans, construction financing, and personal credit lines. In addition, the bank delivers treasury solutions, card services, remote deposit capture, and digital banking platforms. The company caters to individual consumers, small and medium-sized enterprises, professionals, and state and local municipalities.

Company profile, executives and history

Unity Bancorp stock: common questions

What is Unity Bancorp's stock price?

UNTY closed at $58.91 on Nov 13, 2026, up 0.98% on the day. Over the past 52 weeks it traded between $46.47 and $62.50.

What is Unity Bancorp's market cap?

Unity Bancorp was worth $591.66M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.

What is UNTY's P/E ratio?

UNTY trades at 9.8 times earnings, based on diluted earnings per share of $6.04 over the twelve months to Sep 30, 2026.

How much revenue does Unity Bancorp make?

Unity Bancorp reported revenue of $139.27M for the twelve months to Sep 30, 2026, up 11.5% from a year earlier.

Does Unity Bancorp pay a dividend?

Yes. Unity Bancorp paid $0.58 per share over the last twelve months, a yield of 0.98% at the latest price, and has raised its annual dividend 12 years in a row.

When does Unity Bancorp report earnings next?

Unity Bancorp is expected to report Q4 FY2026 results on Jan 12, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has UNTY stock performed over the past year?

Including dividends, UNTY returned +23.4% over the past year, against +13.5% for the S&P 500.

How many UNTY shares are sold short?

0M shares were sold short at the latest FINRA report, 2.62% of the float, or 5.0 days of average trading volume.

Who are Unity Bancorp's competitors?

Companies most similar to Unity Bancorp by business, industry and size include BPRN, OBT, HNVR, CZNC, PKBK.

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