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Orange County Bancorp, Inc. (OBT) stock

OBTNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 19/308% above fair value
$39.85−0.16 (-0.40%)

Close on Nov 11, 2026Market cap $534.31MP/E 10.7Yield 1.43%

Orange County Bancorp, Inc. grew revenue 5.5% to $128.22M over the twelve months to Sep 30, 2026. Free cash flow was $61.56M, up 53.9% from a year earlier. At the latest close the market valued the company at $534.31M, 10.7 times its earnings.

Revenue
$128.22M
+5.5% vs. a year earlier
Free cash flow
$61.56M
+53.9% vs. a year earlier
EPS, diluted
$3.73
+23.5% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$534.31M
P/E ratio
10.7
Price to sales
4.17
Price to book
1.73
Dividend yield
1.43%
Free cash flow yield
11.52%

Fundamentals

Revenue
$128.22M
Net income
$49.86M
EPS, diluted
$3.73
Free cash flow
$61.56M
Book value per share
$23.09
Diluted shares
13M

Trading

Next earnings
Feb 3, 2027 (estimated, after the close)
Previous close
$40.01
Open
$40.20
Day's range
$39.69 – $40.20
Volume
30,260
Average volume (20 days)
57,761
Index membership
Russell 2000 (since Jun 2023), Russell 3000 (since Aug 2023)
Beta (5 years)
0.36
52-week range
$25.01 – $41.66
RSI (14 days)
60.5
Volatility (1 year)
25.0%
Relative volume
0.53×
WACC
7.4%

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2021, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodOBTS&P 500DifferenceOBT per yearS&P 500 per year
1 month+7.9%-2.4%+10.3 pts
3 months+3.3%-1.2%+4.4 pts
Year to date+41.8%+12.3%+29.5 pts
1 year+55.8%+12.4%+43.4 pts
3 years+99.0%+78.8%+20.1 pts+25.8%+21.4%
5 years+135.6%+75.2%+60.4 pts+18.7%+11.9%
10 years+344.2%+311.1%+33.1 pts+16.1%+15.2%

Seven years at a glance

Fiscal years 2019 to 2025 and trailing twelve months, USD

Revenue

$128.22M+5.5% YoY

Net income

$49.86M+37.2% YoY

EPS, diluted

$3.73+23.5% YoY

Free cash flow

$61.56M+53.9% YoY
Reported periodTrailing twelve months

Press releases

Releases Orange County Bancorp filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Orange County Bancorp

State Commercial Banks

Orange County Bancorp, Inc. is a bank holding company that provides commercial banking, consumer banking, trust, and wealth management services through its operating subsidiaries. The company operates across business banking, private banking, and trust and wealth management segments. Its offerings include deposit accounts, treasury management, and loan products covering commercial real estate, commercial and industrial, construction, residential, and consumer lending. Through its wealth management and trust division, it provides asset management, estate services, and specialized trusts. It serves small and mid-sized businesses, professionals, municipal governments, non-profits, and individuals.

Company profile, executives and history

Orange County Bancorp stock: common questions

What is Orange County Bancorp's stock price?

OBT closed at $39.85 on Nov 11, 2026, down 0.40% on the day. Over the past 52 weeks it traded between $25.01 and $41.66.

What is Orange County Bancorp's market cap?

Orange County Bancorp was worth $534.31M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is OBT's P/E ratio?

OBT trades at 10.7 times earnings, based on diluted earnings per share of $3.73 over the twelve months to Sep 30, 2026.

How much revenue does Orange County Bancorp make?

Orange County Bancorp reported revenue of $128.22M for the twelve months to Sep 30, 2026, up 5.5% from a year earlier.

Does Orange County Bancorp pay a dividend?

Yes. Orange County Bancorp paid $0.57 per share over the last twelve months, a yield of 1.43% at the latest price, and has raised its annual dividend 4 years in a row.

When does Orange County Bancorp report earnings next?

Orange County Bancorp is expected to report Q4 FY2026 results on Feb 3, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.

How has OBT stock performed over the past year?

Including dividends, OBT returned +55.8% over the past year, against +12.4% for the S&P 500.

How many OBT shares are sold short?

0M shares were sold short at the latest FINRA report, 0.87% of the float, or 1.8 days of average trading volume.

Who are Orange County Bancorp's competitors?

Companies most similar to Orange County Bancorp by business, industry and size include UNTY, HNVR, BPRN, CHMG, OVLY.

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