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TrustCo Bank Corp N Y (TRST) stock

TRSTNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 13/3035% above fair value
$57.92−0.27 (-0.46%)

Close on Nov 11, 2026Market cap $986.25MP/E 15.4Yield 2.56%

TrustCo Bank Corp N Y grew revenue 9.8% to $201.07M over the twelve months to Sep 30, 2026. Free cash flow was $69.05M, up 58.2% from a year earlier. At the latest close the market valued the company at $986.25M, 15.4 times its earnings.

Revenue
$201.07M
+9.8% vs. a year earlier
Free cash flow
$69.05M
+58.2% vs. a year earlier
EPS, diluted
$3.76
+25.8% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$986.25M
P/E ratio
15.4
Price to sales
4.90
Price to book
1.56
Dividend yield
2.56%
Free cash flow yield
7.00%

Fundamentals

Revenue
$201.07M
Net income
$66.13M
EPS, diluted
$3.76
Free cash flow
$69.05M
Book value per share
$37.27
Diluted shares
17M

Trading

Next earnings
Jan 20, 2027 (estimated, after the close)
Previous close
$58.19
Open
$58.17
Day's range
$57.81 – $58.34
Volume
80,245
Average volume (20 days)
115,497
Index membership
S&P SmallCap 600, Russell 2000, Russell 3000
Beta (5 years)
0.56
52-week range
$38.60 – $59.96
RSI (14 days)
59.0
Volatility (1 year)
23.1%
Relative volume
0.64×
WACC
7.5%

Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2012, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodTRSTS&P 500DifferenceTRST per yearS&P 500 per year
1 month+8.1%-2.4%+10.5 pts
3 months+4.2%-1.2%+5.3 pts
Year to date+43.4%+12.3%+31.1 pts
1 year+49.0%+12.4%+36.6 pts
3 years+147.4%+78.8%+68.6 pts+35.3%+21.4%
5 years+107.4%+75.2%+32.2 pts+15.7%+11.9%
10 years+106.0%+311.1%−205.1 pts+7.5%+15.2%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$201.07M+9.8% YoY

Net income

$66.13M+16.3% YoY

EPS, diluted

$3.76+25.8% YoY

Free cash flow

$69.05M+58.2% YoY
Reported periodTrailing twelve months

Press releases

Releases TrustCo Bank Corp N Y filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About TrustCo Bank Corp N Y

State Commercial Banks

TrustCo Bank Corp NY is a savings and loan holding company that operates primarily through its federal savings bank subsidiary, Trustco Bank. The company delivers retail and commercial banking solutions to individual consumers and business clients. Its deposit offerings include non-interest-bearing checking accounts, interest-bearing demand accounts, savings accounts, and time deposits. Lending operations comprise residential mortgages, home equity lines of credit, commercial business loans, commercial real estate financing, and consumer installment loans. Furthermore, the company provides wealth management, estate administration, personal trust management, and custodial services through its financial services division.

Company profile, executives and history

TrustCo Bank Corp N Y stock: common questions

What is TrustCo Bank Corp N Y's stock price?

TRST closed at $57.92 on Nov 11, 2026, down 0.46% on the day. Over the past 52 weeks it traded between $38.60 and $59.96.

What is TrustCo Bank Corp N Y's market cap?

TrustCo Bank Corp N Y was worth $986.25M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is TRST's P/E ratio?

TRST trades at 15.4 times earnings, based on diluted earnings per share of $3.76 over the twelve months to Sep 30, 2026.

How much revenue does TrustCo Bank Corp N Y make?

TrustCo Bank Corp N Y reported revenue of $201.07M for the twelve months to Sep 30, 2026, up 9.8% from a year earlier.

Does TrustCo Bank Corp N Y pay a dividend?

Yes. TrustCo Bank Corp N Y paid $1.48 per share over the last twelve months, a yield of 2.56% at the latest price.

When does TrustCo Bank Corp N Y report earnings next?

TrustCo Bank Corp N Y is expected to report Q4 FY2026 results on Jan 20, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.

How has TRST stock performed over the past year?

Including dividends, TRST returned +49.0% over the past year, against +12.4% for the S&P 500.

How many TRST shares are sold short?

1M shares were sold short at the latest FINRA report, 7.96% of the float, or 11.3 days of average trading volume.

Who are TrustCo Bank Corp N Y's competitors?

Companies most similar to TrustCo Bank Corp N Y by business, industry and size include CHMG, BHB, UNTY, OBT, CWBC.

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