TRSTNasdaqState Commercial BanksFiscal year ends December 31
TRUSTCO BANK CORP N Y
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$53.68−0.63 (-1.16%)
Close on Oct 19, 2026
- Market cap
- $933.28M
- P/E (TTM)
- 14.9
- Dividend yield
- 2.76%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
77.8%
13M of 17M shares
Institutional holders
187
24 new, 18 sold out
Net institutional buying
-0M
In Q2 2026
Insider trades, 12 months
7 buys · 0 sales
Net bought $79.69K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Vanguard Capital Management | 954,110 | 5.38% | 13G (passive) | Mar 31, 2026 |
| State Street Corporation | 891,082 | 5.00% | 13G (passive) | Mar 31, 2026 |
| Vikaran Ghei | 872,744 | 5.10% | 13D (active) | Jul 21, 2026 |
| BlackRock, Inc. | 2,754,126 | – | 13G (passive) amendment | Dec 31, 2023 |
| Dimensional Fund Advisors LP | 1,186,342 | 6.20% | 13G (passive) amendment | Dec 29, 2023 |
| Systematic Financial Management LP | 1,175,389 | 6.30% | 13G (passive) | Dec 31, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of TRST | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 2,517,431 | 14.78% | $138.23M | −48,932 | 0.00% |
| Dimensional Fund Advisors LP | 1,140,201 | 6.70% | $62.61M | +2,697 | 0.01% |
| Systematic Financial Management LP | 1,101,023 | 6.47% | $60.46M | −64,110 | 1.20% |
| State Street Corp | 922,845 | 5.42% | $51.01M | +31,763 | 0.00% |
| HoldCo Asset Management, LP | 872,744 | 5.13% | $47.92M | – | 3.08% |
| Vanguard Capital Management LLC | 749,594 | 4.40% | $41.16M | −69,519 | 0.00% |
| American Century Companies Inc | 609,410 | 3.58% | $33.46M | +44,497 | 0.01% |
| Geode Capital Management, LLC | 516,614 | 3.03% | $28.37M | +17,989 | 0.00% |
| Vanguard Portfolio Management LLC | 386,844 | 2.27% | $21.24M | +14,146 | 0.00% |
| Invesco Ltd. | 296,934 | 1.74% | $16.30M | +10,776 | 0.00% |
| Hotchkis & Wiley Capital Management LLC | 278,369 | 1.63% | $15.29M | −13,000 | 0.04% |
| Arrowstreet Capital, Limited Partnership | 230,179 | 1.35% | $12.64M | +860 | 0.01% |
| Two Sigma Investments, LP | 204,630 | 1.20% | $11.24M | −15,701 | 0.01% |
| Northern Trust Corp | 204,303 | 1.20% | $11.22M | +7,185 | 0.00% |
| Charles Schwab Investment Management Inc | 168,265 | 0.99% | $9.24M | −733 | 0.00% |
| Bank of New York Mellon Corp | 161,264 | 0.95% | $8.86M | −4,027 | 0.00% |
| Gabelli Funds LLC | 149,943 | 0.88% | $8.23M | −1,500 | 0.05% |
| Morgan Stanley | 145,741 | 0.86% | $8.00M | −2,094 | 0.00% |
| Goldman Sachs Group Inc | 137,588 | 0.81% | $7.55M | −43,655 | 0.00% |
| Bridgeway Capital Management, LLC | 124,552 | 0.73% | $6.84M | −1,800 | 0.12% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 187 | 13M | 77.8% | 24 / 54 | 61 / 18 | 0M | 1M |
| Q1 2026 | 185 | 14M | 80.0% | 28 / 47 | 69 / 16 | 2M | 1M |
| Q4 2025 | 178 | 14M | 83.2% | 27 / 54 | 68 / 11 | 1M | 1M |
| Q3 2025 | 163 | 14M | 84.4% | 19 / 56 | 59 / 17 | 1M | 1M |
| Q2 2025 | 162 | 14M | 85.0% | 20 / 58 | 56 / 24 | 1M | 1M |
| Q1 2025 | 167 | 14M | 82.9% | 23 / 56 | 60 / 11 | 1M | 1M |
| Q4 2024 | 156 | 14M | 81.9% | 23 / 64 | 38 / 13 | 1M | 1M |
| Q3 2024 | 146 | 13M | 79.1% | 22 / 48 | 45 / 10 | 4M | 1M |
| Q2 2024 | 135 | 13M | 77.9% | 17 / 57 | 40 / 15 | 1M | 1M |
| Q1 2024 | 135 | 13M | 79.2% | 15 / 52 | 43 / 16 | 1M | 1M |
| Q4 2023 | 137 | 13M | 77.8% | 15 / 46 | 49 / 7 | 1M | 0M |
| Q3 2023 | 130 | 13M | 74.8% | 11 / 43 | 52 / 20 | 1M | 1M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of TRST | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 1,054,960 | 6.20% | $57.93M | 0.05% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 531,157 | 3.12% | $29.17M | 0.00% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 502,902 | 2.95% | $26.06M | 0.10% | May 31, 2026 |
| iShares Russell 2000 ETF | 443,279 | 2.60% | $24.34M | 0.03% | Jun 30, 2026 |
| U.S. Small Cap Value Portfolio | 250,229 | 1.47% | $14.26M | 0.07% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 200,423 | 1.18% | $11.01M | 0.01% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 190,601 | 1.12% | $10.86M | 0.03% | Jul 31, 2026 |
| U.S. Targeted Value Portfolio | 163,612 | 0.96% | $9.32M | 0.06% | Jul 31, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 159,620 | 0.94% | $8.76M | 0.05% | Jun 30, 2026 |
| Invesco S&P SmallCap Momentum ETF | 159,332 | 0.94% | $9.08M | 0.30% | Jul 31, 2026 |
| State Street(R) SPDR(R) S&P(R) Regional Banking ETF | 153,125 | 0.90% | $8.41M | 0.18% | Jun 30, 2026 |
| iShares Russell 2000 Value ETF | 152,216 | 0.89% | $8.36M | 0.06% | Jun 30, 2026 |
| Dimensional U.S. Targeted Value ETF | 142,495 | 0.84% | $8.12M | 0.06% | Jul 31, 2026 |
| The Gabelli Global Financial Services Fund | 111,505 | 0.65% | $6.12M | 4.29% | Jun 30, 2026 |
| Vanguard Tax-Managed Small-Cap Fund | 105,520 | 0.62% | $5.79M | 0.05% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Robert J. McCormick | CHAIRMAN, PRESIDENT & CEO, Director | 390,320 | 2.29% | Nov 24, 2025 |
| Lauren Ann McCormick | VP,Treasurer, Asst. Corp. Sec. | 45,751 | 0.27% | Sep 3, 2026 |
| Kevin M. Curley | EXECUTIVE VICE PRESIDENT & COO | 41,136 | 0.24% | Mar 12, 2026 |
| Michael James Hall | GENERAL COUNSEL & SECRETARY | 10,643 | 0.06% | Nov 24, 2025 |
| Michael M. Ozimek | EXECUTIVE VICE PRESIDENT & CFO | 29,972 | 0.18% | Nov 24, 2025 |
| Robert M. Leonard | EVP & CHIEF OPERATING OFFICER | 36,860 | 0.22% | Nov 24, 2025 |
| Eric W. Schreck | EVP & TREASURER | 28,842 | 0.17% | Nov 25, 2024 |
| Scot R. Salvador | EVP & EVP COMMERICAL BANKING | 49,294 | 0.29% | Nov 19, 2024 |
| Patricia Ann Kieper-Fusco | Director | – | – | Sep 24, 2026 |
| Bryan Lee Guentner | Director | – | – | Sep 24, 2026 |
| Lisa M. Lucarelli | Director | 3,213 | 0.02% | Jun 8, 2026 |
| Frank B. Silverman | Director | 4,892 | 0.03% | Apr 28, 2026 |
| Anthony J. Md Marinello Phd | Director | 27,154 | 0.16% | Nov 21, 2025 |
| Kimberly Adams Russell | Director | 5,250 | 0.03% | Nov 21, 2025 |
| Curtis N. Powell | Director | 2,145 | 0.01% | Nov 21, 2025 |
| Brian C. Flynn | Director | 3,395 | 0.02% | Nov 21, 2025 |
| Steffani Cotugno | Director | 2,157 | 0.01% | Nov 21, 2025 |
| Thomas O. Maggs | Director | 18,247 | 0.11% | Nov 21, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Lauren Ann McCormick VP,Treasurer, Asst. Corp. Sec. | Sep 2, 2026 | Buy | +436 | $57.34 | $25.00K | 539 |
| Lauren Ann McCormick VP,Treasurer, Asst. Corp. Sec. | Aug 12, 2026 | Buy | +103 | $56.51 | $5.82K | 103 |
| Lauren Ann McCormick VP,Treasurer, Asst. Corp. Sec. | Jul 27, 2026 | Gift | +1,756 | – | – | 1,756 |
| Lisa M. Lucarelli Director | Jun 4, 2026 | Buy | +100 | $52.29 | $5.23K | 100 |
| Lisa M. Lucarelli Director | Jun 4, 2026 | Buy | +100 | $52.29 | $5.23K | 100 |
| Frank B. Silverman Director | Apr 24, 2026 | Buy | +105 | $46.18 | $4.85K | 4,892 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & COO | Mar 12, 2026 | Buy | +588 | $42.55 | $25.02K | 40,984 |
| Lisa M. Lucarelli Director | Nov 26, 2025 | Buy | +200 | $42.69 | $8.54K | 2,997 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 21, 2025 | Tax withholding | −2,112 | $41.54 | $87.73K | 301,189 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 21, 2025 | Option exercise | +4,184 | – | – | 303,301 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 21, 2025 | Option exercise | +1,107 | – | – | 40,679 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 21, 2025 | Tax withholding | −461 | $41.54 | $19.15K | 40,218 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 21, 2025 | Tax withholding | −435 | $41.54 | $18.07K | 29,972 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 21, 2025 | Option exercise | +1,107 | – | – | 30,407 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 21, 2025 | Option exercise | +271 | – | – | 10,643 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 21, 2025 | Returned to company | −271 | $41.54 | $11.26K | 10,372 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 21, 2025 | Tax withholding | −755 | $41.54 | $31.36K | 35,590 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 21, 2025 | Option exercise | +1,600 | – | – | 36,345 |
| Anthony J. Md Marinello Phd Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 24,407 |
| Anthony J. Md Marinello Phd Director | Nov 19, 2025 | Option exercise | +550 | – | – | 24,957 |
| Frank B. Silverman Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 4,787 |
| Frank B. Silverman Director | Nov 19, 2025 | Option exercise | +550 | – | – | 5,337 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 19, 2025 | Tax withholding | −1,764 | $39.70 | $70.03K | 299,117 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 19, 2025 | Option exercise | +3,483 | – | – | 300,881 |
| Brian C. Flynn Director | Nov 19, 2025 | Option exercise | +550 | – | – | 3,395 |
| Brian C. Flynn Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 2,845 |
| Steffani Cotugno Director | Nov 19, 2025 | Option exercise | +550 | – | – | 2,157 |
| Steffani Cotugno Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 1,607 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 19, 2025 | Option exercise | +917 | – | – | 29,642 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 19, 2025 | Tax withholding | −342 | $39.70 | $13.58K | 29,300 |
| Kimberly Adams Russell Director | Nov 19, 2025 | Option exercise | +550 | – | – | 5,250 |
| Kimberly Adams Russell Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 4,700 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 19, 2025 | Returned to company | −403 | $39.70 | $16.00K | 10,372 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 19, 2025 | Option exercise | +403 | – | – | 10,775 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 19, 2025 | Option exercise | +1,283 | – | – | 35,340 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 19, 2025 | Tax withholding | −595 | $39.70 | $23.62K | 34,745 |
| Lisa M. Lucarelli Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 2,797 |
| Lisa M. Lucarelli Director | Nov 19, 2025 | Option exercise | +550 | – | – | 3,347 |
| Thomas O. Maggs Director | Nov 19, 2025 | Option exercise | +550 | – | – | 18,019 |
| Thomas O. Maggs Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 17,469 |
| Curtis N. Powell Director | Nov 19, 2025 | Returned to company | −550 | $39.70 | $21.84K | 2,145 |
| Curtis N. Powell Director | Nov 19, 2025 | Option exercise | +550 | – | – | 2,695 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 19, 2025 | Option exercise | +1,100 | – | – | 40,027 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 19, 2025 | Tax withholding | −455 | $39.70 | $18.06K | 39,572 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 15, 2025 | Option exercise | +192 | – | – | 10,564 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Nov 15, 2025 | Returned to company | −192 | $40.10 | $7.70K | 10,372 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 15, 2025 | Returned to company | −3,067 | $40.10 | $122.99K | 297,398 |
| Robert J. McCormick CHAIRMAN, PRESIDENT & CEO, Director | Nov 15, 2025 | Option exercise | +3,067 | – | – | 300,465 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 15, 2025 | Returned to company | −877 | $40.10 | $35.17K | 28,725 |
| Michael M. Ozimek EXECUTIVE VICE PRESIDENT & CFO | Nov 15, 2025 | Option exercise | +877 | – | – | 29,602 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 15, 2025 | Option exercise | +1,226 | – | – | 35,283 |
| Robert M. Leonard EVP & CHIEF OPERATING OFFICER | Nov 15, 2025 | Returned to company | −1,226 | $40.10 | $49.16K | 34,057 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 15, 2025 | Returned to company | −877 | $40.10 | $35.17K | 38,927 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & CBO | Nov 15, 2025 | Option exercise | +877 | – | – | 39,804 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Aug 27, 2025 | Tax withholding | −184 | $39.32 | $7.23K | 10,264 |
| Michael James Hall GENERAL COUNSEL & SECRETARY | Aug 27, 2025 | Option exercise | +225 | $32.15 | $7.23K | 10,448 |
| Steffani Cotugno Director | Jun 4, 2025 | Buy | +750 | $31.15 | $23.36K | 1,573 |
| Curtis N. Powell Director | Apr 25, 2025 | Buy | +200 | $30.44 | $6.09K | 2,108 |
| Kevin M. Curley EXECUTIVE VICE PRESIDENT & COO | Apr 25, 2025 | Buy | +822 | $30.40 | $24.99K | 38,559 |
| Steffani Cotugno Director | Feb 5, 2025 | Buy | +400 | $32.33 | $12.93K | 814 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.