Regional Management Corp. (RM) company profile
Close on Nov 12, 2026Market cap $310.83MP/E 7.0Yield 3.45%
About Regional Management
Personal Credit Institutions, SIC 6141
Regional Management Corp. is a financial services company that specializes in providing consumer installment loan products and related insurance solutions. The company primarily offers small loans and large loans to individual consumer borrowers. In addition to its lending activities, the organization operates insurance segments that include life insurance and non-life insurance offerings, which provide coverage such as credit and life insurance in connection with its loan portfolio.
The company conducts its lending operations through a network of branch locations distributed across several states in the United States, including Alabama, Illinois, Missouri, North Carolina, South Carolina, Texas, and Virginia. Regional Management Corp. maintains its corporate headquarters and principal executive offices in Greer, South Carolina.
Summary of the business section of Regional Management's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Regional Management Corp.
- Headquarters
- Greer, SC
- Address
- 979 Batesville Road, Suite B 29651
- Phone
- (864) 448-7000
- Website
- regionalmanagement.com
- Employees
- 2,112, Dec 31, 2025
- Industry
- Personal Credit Institutions
- Incorporated in
- Delaware
- Fiscal year ends
- December 31
- Auditor
- DELOITTE & TOUCHE LLP, Charlotte, North Carolina
Stock & identifiers
- Ticker
- RM
- Exchange
- NYSE
- IPO date
- Mar 29, 2012
- Shares outstanding
- 9M, Oct 27, 2026
- Public float
- $235.37M, Jun 30, 2025
- Filer category
- Accelerated filer
- SEC CIK
- 1519401
- CUSIP
- 75902K106
- ISIN
- US75902K1060
- FIGI
- BBG001PJFM76
- Share class FIGI
- BBG001V1C4G1
- LEI
- 549300S5O87W87JW4146
- EIN
- 57-0847115
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Lakhbir S. Lamba | President and CEO, Director | 55,734 |
| Robert William Beck | President and CEO, Director | 84,017 |
| Elizabeth A. Canini | EVP, Chief Credit Risk Officer | 1,275 |
| Catherine R. Atwood | SVP and General Counsel | 52,707 |
| Steven B. Barnette | VP, Chief Accounting Officer | 17,865 |
| Manish Parmar | EVP, Chief Credit Risk Officer | 71,847 |
| Harpreet Rana | EVP, Chief Fin & Admin Officer | 63,635 |
| Brian J. Fisher | EVP, Chief Strat/Dev Officer | 46,117 |
| Sandra K. Johnson | Director | 17,873 |
| Matthew A. Lindenbaum | Director | 34,748 |
| Basswood Opportunity Partners, L.P. | Director | 457,110 |
| Basswood Financial Fund, Ltd. | Director | 4,984 |
| Basswood Financial Fund, L.P. | Director | 106,291 |
| Basswood Financial Long Only Fund, L.P. | Director | 455,631 |
| Bennett D. Lindenbaum | Director | 460,490 |
| Basswood Capital Management, L.L.C. | Director | 99,970 |
| Maria Contreras-Sweet | Director | 39,696 |
| Julie Booth | Director | 8,988 |
| Jonathan David Brown | Director | 34,748 |
| Carlos Palomares | Director | 74,196 |
| Roel C. Campos | Director | 117,784 |
| Michael R. Dunn | Director | 106,692 |
| Steven J. Freiberg | Director | 164,496 |
| Basswood Partners, L.L.C. | Director | 30,021 |
| Basswood Strategic Financial Fund, L.P. | Director | – |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Beck | $4.82M | $7.49M | $1.39M | $154 | $194 |
| FY2025 Mr Lamba | $587.25K | $593.45K | $1.39M | $154 | $194 |
| FY2024 | $4.92M | $7.17M | $1.52M | $131 | $160 |
| FY2023 | $5.29M | $4.18M | $1.73M | $92 | $128 |
| FY2022 | $4.92M | $366.27K | $1.56M | $99 | $109 |
| FY2021 | $3.73M | $8.20M | $1.43M | $196 | $125 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Executive compensation, fiscal 2025
Summary compensation table from the latest proxy statement
| Executive | Salary | Bonus | Stock awards | Incentive pay | Other | Total | vs. prior year |
|---|---|---|---|---|---|---|---|
| Lakhbir S. Lamba President and Chief Executive Officer | $78.36K | $150.00K | $349.97K | – | $8.92K | $587.25K | – |
| Robert W. Beck Former President and Chief Executive Officer | $680.00K | – | $3.00M | $1.02M | $123.39K | $4.82M | -2% |
| Harpreet Rana Executive Vice President and Chief Financial and Administrative Officer | $435.00K | – | $989.97K | $435.44K | $48.63K | $1.91M | +3% |
| Brian J. Fisher Executive Vice President and Chief Strategy and Development Officer | $412.00K | – | $334.99K | $412.41K | $37.91K | $1.20M | -25% |
| Manish Parmar Executive Vice President and Chief Credit Risk Officer | $363.00K | – | $449.98K | $363.36K | $39.20K | $1.22M | -12% |
| Catherine R. Atwood Senior Vice President, General Counsel, and Secretary | $372.00K | – | $439.98K | $372.37K | $34.88K | $1.22M | -2% |
Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.
IPO
From the final prospectus (Form 424B4) and the first day of trading
Offering
- Type
- Initial public offering
- Final prospectus filed
- Mar 29, 2012
- Offer price
- $15.00
- Securities offered
- 4,200,000
- Gross proceeds
- $63.00M
- Exchange
- NYSE
- First trading day
- Mar 28, 2012
- First-day close
- $16.45+9.7%
- Lock-up ends (est.)
- Sep 24, 2012
“PER SHARE TOTAL Public Offering Price $ 15.00 $ 63,000,000 Underwriting Discounts and Commissions $ 1.05 $ 4,410,000 Proceeds to Regional Management Corp.”
Lock-up end is estimated as 180 days after the first trading day; the prospectus sets the actual terms.
Employees
Headcount reported in annual reports
“As of December 31, 2025, we had 2,112 employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Jun 20, 2024 | Bankruptcy | Bankruptcy or receivership (8-K Item 1.03) |
| Nov 2, 2021 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Mar 29, 2012 | IPO | Initial public offering priced (424B4 prospectus) |
| Mar 27, 2012 | Listing | Registration of securities on an exchange (Form 8-A) |
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