Provident Financial Holdings Inc (PROV) company profile

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B., offering community banking and related financial services. The organization primarily gathers deposits from local communities and utilizes these funds to originate real estate loans, focusing mainly on single-family, multi-family, and commercial properties, along with consumer and construction loans. In addition to core deposit and lending solutions, it provides trustee services for real estate transactions through a subsidiary and offers investment services to its clientele. The institution caters predominantly to individuals, consumers, and small to mid-sized businesses within its regional market, operating under a single reportable business segment.

Headquartered in Riverside, California, the company concentrates its primary operations in Southern California, focusing on Riverside County and western San Bernardino County within the Inland Empire. Its physical branch distribution consists of 13 full-service banking locations, including 12 branches situated in Riverside County and one office in San Bernardino County.

Summary of the business section of Provident Financial's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

“As of June 30, 2026, the Bank had 158 full-time equivalent employees, consisting of 95 full-time employees, 84 prime-time employees and no part-time employees.”