Provident Financial Holdings Inc (PROV) stock
Close on Nov 11, 2026Market cap $114.21MP/E 17.8Yield 3.06%
Provident Financial Holdings Inc grew revenue 4.2% to $40.89M over the twelve months to Sep 30, 2026. Free cash flow was $10.34M, up 25.8% from a year earlier. At the latest close the market valued the company at $114.21M, 17.8 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $114.21M
- P/E ratio
- 17.8
- Price to sales
- 2.79
- Price to book
- 0.91
- Dividend yield
- 3.06%
- Free cash flow yield
- 9.06%
Fundamentals
- Revenue
- $40.89M
- Net income
- $6.55M
- EPS, diluted
- $1.03
- Free cash flow
- $10.34M
- Book value per share
- $19.93
- Diluted shares
- 6M
Trading
- Next earnings
- Jan 26, 2027 (estimated, during market hours)
- Previous close
- $18.12
- Open
- $18.13
- Day's range
- $18.02 – $18.32
- Volume
- 11,449
- Average volume (20 days)
- 16,230
- Beta (5 years)
- 0.17
- 52-week range
- $14.95 – $18.99
- RSI (14 days)
- 57.8
- Volatility (1 year)
- 11.2%
- Relative volume
- 0.83×
- WACC
- 7.4%
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | PROV | S&P 500 | Difference | PROV per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +0.3% | -2.4% | +2.7 pts | ||
| 3 months | +2.9% | -1.2% | +4.0 pts | ||
| Year to date | +18.0% | +12.3% | +5.7 pts | ||
| 1 year | +23.1% | +12.4% | +10.7 pts | ||
| 3 years | +82.9% | +78.8% | +4.1 pts | +22.3% | +21.4% |
| 5 years | +30.4% | +75.2% | −44.8 pts | +5.5% | +11.9% |
| 10 years | +28.5% | +311.1% | −282.6 pts | +2.5% | +15.2% |
Fifteen years at a glance
Fiscal years 2012 to 2026 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Provident Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- News
- News
- Results
- Results
About Provident Financial
Savings Institution, Federally Chartered
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B., offering community banking and related financial services. The organization primarily gathers deposits from local communities and utilizes these funds to originate real estate loans, focusing mainly on single-family, multi-family, and commercial properties, along with consumer and construction loans. In addition to core deposit and lending solutions, it provides trustee services for real estate transactions through a subsidiary and offers investment services to its clientele. The institution caters predominantly to individuals, consumers, and small to mid-sized businesses within its regional market, operating under a single reportable business segment.
Company profile, executives and historyProvident Financial stock: common questions
What is Provident Financial's stock price?
PROV closed at $18.32 on Nov 11, 2026, up 1.10% on the day. Over the past 52 weeks it traded between $14.95 and $18.99.
What is Provident Financial's market cap?
Provident Financial was worth $114.21M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is PROV's P/E ratio?
PROV trades at 17.8 times earnings, based on diluted earnings per share of $1.03 over the twelve months to Sep 30, 2026.
How much revenue does Provident Financial make?
Provident Financial reported revenue of $40.89M for the twelve months to Sep 30, 2026, up 4.2% from a year earlier.
Does Provident Financial pay a dividend?
Yes. Provident Financial paid $0.56 per share over the last twelve months, a yield of 3.06% at the latest price.
When does Provident Financial report earnings next?
Provident Financial is expected to report Q2 FY2027 results on Jan 26, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has PROV stock performed over the past year?
Including dividends, PROV returned +23.1% over the past year, against +12.4% for the S&P 500.
How many PROV shares are sold short?
0M shares were sold short at the latest FINRA report, 0.25% of the float, or 1.1 days of average trading volume.
Who are Provident Financial's competitors?
Companies most similar to Provident Financial by business, industry and size include PFS, RVSB, SFBC, FNRN, FNWD.
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