PROVIDENT FINANCIAL HOLDINGS INC
Close on Oct 19, 2026
- Market cap
- $114.61M
- P/E (TTM)
- 17.6
- Dividend yield
- 3.09%
About Provident Financial
Savings Institution, Federally Chartered, SIC 6035
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B., offering community banking and related financial services. The organization primarily gathers deposits from local communities and utilizes these funds to originate real estate loans, focusing mainly on single-family, multi-family, and commercial properties, along with consumer and construction loans. In addition to core deposit and lending solutions, it provides trustee services for real estate transactions through a subsidiary and offers investment services to its clientele. The institution caters predominantly to individuals, consumers, and small to mid-sized businesses within its regional market, operating under a single reportable business segment.
Headquartered in Riverside, California, the company concentrates its primary operations in Southern California, focusing on Riverside County and western San Bernardino County within the Inland Empire. Its physical branch distribution consists of 13 full-service banking locations, including 12 branches situated in Riverside County and one office in San Bernardino County.
Summary of the business section of Provident Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- PROVIDENT FINANCIAL HOLDINGS INC
- Founded
- 1956
- Headquarters
- Riverside, CA
- Address
- 3756 Central Ave 92506
- Phone
- (909) 686-6060
- Website
- myprovident.com
- Employees
- 158, Jun 30, 2026
- Industry
- Savings Institution, Federally Chartered
- Incorporated in
- Delaware
- Fiscal year ends
- June 30
- Auditor
- Deloitte & Touche LLP, Costa Mesa, California
Stock & identifiers
- Ticker
- PROV
- Exchange
- Nasdaq
- Shares outstanding
- 6M, Aug 31, 2026
- Public float
- $91.30M, Dec 31, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- Stock splits
- 3-for-2, Feb 3, 2004; 3-for-2, Jul 15, 2002
- SEC CIK
- 1010470
- CUSIP
- 743868101
- ISIN
- US7438681014
- EIN
- 33-0704889
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Stockum Michael Scott Van | Senior Vice President | 15,735 |
| Gwendolyn Wertz | Senior Vice President | 26,290 |
| Haryanto Lee Sunarto | Vice President | 14,945 |
| Donavon P. Ternes | President & CEO | 240,659 |
| Robert Scott Ritter | Senior Vice President | 33,780 |
| David Weiant | Senior Vice President | 22,241 |
| Peter Chai Fan | Senior Vice President - CFO | 0 |
| Avedis Demirdjian | Senior Vice President | 5,000 |
| Glee Ann Harris | Senior Vice President | 5,000 |
| Matthew Webb | Director | 8,000 |
| Craig G. Blunden | Director | 493,119 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Ternes | $732.54K | $811.60K | $307.45K | $118 | – |
| FY2024 Blunden | $603.23K | $604.23K | $414.76K | $92 | – |
| FY2024 Ternes | $804.35K | $804.23K | $414.76K | $92 | – |
| FY2023 Blunden | $951.05K | $905.45K | $570.17K | $90 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of June 30, 2026, the Bank had 158 full-time equivalent employees, consisting of 95 full-time employees, 84 prime-time employees and no part-time employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Apr 28, 2008 | Late filing | Notification of late filing |