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Sound Financial Bancorp, Inc. (SFBC) stock

SFBCNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026Score 12/300% above fair value
$45.50+0.46 (+1.02%)

Close on Nov 12, 2026Market cap $116.85MP/E 14.6Yield 1.67%

Sound Financial Bancorp, Inc. grew revenue 6.0% to $40.33M over the twelve months to Jun 30, 2026. Free cash flow was $7.33M, up 57.5% from a year earlier. At the latest close the market valued the company at $116.85M, 14.6 times its earnings.

Revenue
$40.33M
+6.0% vs. a year earlier
Free cash flow
$7.33M
+57.5% vs. a year earlier
EPS, diluted
$3.12
+28.4% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026

Valuation

Market cap
$116.85M
P/E ratio
14.6
Price to sales
2.90
Price to book
1.04
Dividend yield
1.67%
Free cash flow yield
6.28%

Fundamentals

Revenue
$40.33M
Net income
$8.03M
EPS, diluted
$3.12
Free cash flow
$7.33M
Book value per share
$43.72
Diluted shares
3M

Trading

Next earnings
Jan 27, 2027 (estimated, during market hours)
Previous close
$45.04
Open
$45.50
Day's range
$45.50 – $45.50
Volume
1,851
Average volume (20 days)
1,923
Beta (5 years)
0.09
52-week range
$40.68 – $49.21
RSI (14 days)
54.7
Volatility (1 year)
25.6%
Relative volume
0.23×
WACC
7.4%

Market cap history

Month-end market cap since 2012, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodSFBCS&P 500DifferenceSFBC per yearS&P 500 per year
1 month+7.5%-2.7%+10.2 pts
3 months-2.1%-1.7%−0.3 pts
Year to date+6.3%+11.9%−5.6 pts
1 year+3.5%+12.0%−8.5 pts
3 years+30.6%+78.2%−47.6 pts+9.3%+21.2%
5 years+16.2%+73.2%−57.1 pts+3.0%+11.6%
10 years+119.0%+309.6%−190.6 pts+8.2%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$40.33M+6.0% YoY

Net income

$8.03M+27.6% YoY

EPS, diluted

$3.12+28.4% YoY

Free cash flow

$7.33M+57.5% YoY
Reported periodTrailing twelve months

Press releases

Releases Sound Financial Bancorp filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Sound Financial Bancorp

Savings Institution, Federally Chartered

Sound Financial Bancorp, Inc. is a bank holding company that conducts its operations primarily through Sound Community Bank, alongside an insurance subsidiary. The company gathers retail and commercial deposit accounts from the public and deploys these funds into various lending solutions. Its portfolio encompasses commercial and multifamily real estate loans, construction financing, and residential first and second mortgages, including home equity lines. In addition, it originates commercial business credit, such as term loans and lines secured by equipment, inventory, and receivables, as well as consumer financing for manufactured homes, floating homes, automobiles, boats, and recreational vehicles.

Company profile, executives and history

Sound Financial Bancorp stock: common questions

What is Sound Financial Bancorp's stock price?

SFBC closed at $45.50 on Nov 12, 2026, up 1.02% on the day. Over the past 52 weeks it traded between $40.68 and $49.21.

What is Sound Financial Bancorp's market cap?

Sound Financial Bancorp was worth $116.85M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is SFBC's P/E ratio?

SFBC trades at 14.6 times earnings, based on diluted earnings per share of $3.12 over the twelve months to Jun 30, 2026.

How much revenue does Sound Financial Bancorp make?

Sound Financial Bancorp reported revenue of $40.33M for the twelve months to Jun 30, 2026, up 6.0% from a year earlier.

Does Sound Financial Bancorp pay a dividend?

Yes. Sound Financial Bancorp paid $0.76 per share over the last twelve months, a yield of 1.67% at the latest price.

When does Sound Financial Bancorp report earnings next?

Sound Financial Bancorp is expected to report Q4 FY2026 results on Jan 27, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has SFBC stock performed over the past year?

Including dividends, SFBC returned +3.5% over the past year, against +12.0% for the S&P 500.

How many SFBC shares are sold short?

0M shares were sold short at the latest FINRA report, 0.15% of the float, or 1.8 days of average trading volume.

Who are Sound Financial Bancorp's competitors?

Companies most similar to Sound Financial Bancorp by business, industry and size include RVSB, BCTF, PROV, FNWB, LSBK.

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