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Provident Financial Services Inc (PFS) stock

PFSNYSESavings Institution, Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 15/308% below fair value
$23.04−0.11 (-0.48%)

Close on Nov 11, 2026Market cap $3.00BP/E 9.7Yield 4.17%

Provident Financial Services Inc grew revenue 7.9% to $77.10M over the twelve months to Sep 30, 2026. Free cash flow was $301.53M, down 50.4% from a year earlier. At the latest close the market valued the company at $3.00B, 9.7 times its earnings.

Revenue
$77.10M
+7.9% vs. a year earlier
Free cash flow
$301.53M
-50.4% vs. a year earlier
EPS, diluted
$2.38
+21.4% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$3.00B
P/E ratio
9.7
Price to sales
38.98
Price to book
1.05
Dividend yield
4.17%
Free cash flow yield
10.03%

Fundamentals

Revenue
$77.10M
Net income
$310.15M
EPS, diluted
$2.38
Free cash flow
$301.53M
Book value per share
$21.96
Diluted shares
130M

Trading

Next earnings
Jan 27, 2027 (estimated, before the open)
Previous close
$23.15
Open
$23.14
Day's range
$22.94 – $23.14
Volume
571,239
Average volume (20 days)
866,965
Index membership
S&P SmallCap 600, Russell 2000, Russell 3000
Beta (5 years)
0.75
52-week range
$17.70 – $25.49
RSI (14 days)
51.5
Volatility (1 year)
23.6%
Relative volume
0.64×
WACC
8.6%

Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2009, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodPFSS&P 500DifferencePFS per yearS&P 500 per year
1 month+4.3%-2.4%+6.7 pts
3 months-6.0%-1.2%−4.8 pts
Year to date+20.3%+12.3%+8.1 pts
1 year+27.7%+12.4%+15.2 pts
3 years+85.4%+78.8%+6.6 pts+22.9%+21.4%
5 years+14.4%+75.2%−60.8 pts+2.7%+11.9%
10 years+39.5%+311.1%−271.6 pts+3.4%+15.2%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$77.10M+7.9% YoY

Net income

$310.15M+21.0% YoY

EPS, diluted

$2.38+21.4% YoY

Free cash flow

$301.53M-50.4% YoY
Reported periodTrailing twelve months

Press releases

Releases Provident Financial Services filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Provident Financial Services

Savings Institution, Federally Chartered

Provident Financial Services, Inc. is a bank holding company that operates primarily through its subsidiary, Provident Bank. The company provides retail and commercial banking products and financial services to individuals, families, and businesses. Its offerings include core deposit products such as savings and demand deposit accounts, along with commercial real estate loans, commercial business loans, multi-family loans, residential mortgages, and consumer financing such as home equity lines of credit. Additionally, the company delivers wealth management and fiduciary solutions through Beacon Trust Company, as well as insurance brokerage services through Provident Protection Plus, Inc.

Company profile, executives and history

Provident Financial Services stock: common questions

What is Provident Financial Services's stock price?

PFS closed at $23.04 on Nov 11, 2026, down 0.48% on the day. Over the past 52 weeks it traded between $17.70 and $25.49.

What is Provident Financial Services's market cap?

Provident Financial Services was worth $3.00B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is PFS's P/E ratio?

PFS trades at 9.7 times earnings, based on diluted earnings per share of $2.38 over the twelve months to Sep 30, 2026.

How much revenue does Provident Financial Services make?

Provident Financial Services reported revenue of $77.10M for the twelve months to Sep 30, 2026, up 7.9% from a year earlier.

Does Provident Financial Services pay a dividend?

Yes. Provident Financial Services paid $0.96 per share over the last twelve months, a yield of 4.17% at the latest price.

When does Provident Financial Services report earnings next?

Provident Financial Services is expected to report Q4 FY2026 results on Jan 27, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has PFS stock performed over the past year?

Including dividends, PFS returned +27.7% over the past year, against +12.4% for the S&P 500.

How many PFS shares are sold short?

6M shares were sold short at the latest FINRA report, 4.66% of the float, or 7.8 days of average trading volume.

Who are Provident Financial Services's competitors?

Companies most similar to Provident Financial Services by business, industry and size include PROV, BCBP, PDLB, FNRN, KRNY.

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