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Porch Group, Inc. (PRCH) stock

PRCHNasdaqAccident & Health InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 28, 2026Score 7/30
$21.31−0.83 (-3.75%)

Close on Nov 12, 2026Market cap $2.83BP/E 426.2Yield –

Porch statistics

100 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
Feb 10, 2027 (estimated, after the close)
Last ex-dividend date
No dividends
Fundamentals through
Sep 30, 2026
Share price as of
Nov 12, 2026

Valuation ratiosIndustry

Market Cap
$2.83B
$3.32B
Enterprise Value
$3.02B
$2.85B
PE Ratio
426.20
10.99
PS Ratio
5.33
1.16
PB Ratio
374.79
1.57
P/FCF Ratio
24.79
8.16
P/OCF Ratio
24.58
7.17

Enterprise valuationIndustry

EV / Sales
5.70
0.96
EV / EBITDA
43.01
6.02
EV / EBIT
71.55
13.35
EV / FCF
26.51
7.18

Share statisticsIndustry

Shares Change (YoY)
-7.85%
-1.32%
Float
105M
57M
Shares Held by Insiders
20.8%
3.33%
Shares Held by Institutions
65.8%
84.6%

Short sellingIndustry

Short Interest
17M
–
Short Interest Change
-2.43%
-2.56%
Short % of Float
16.5%
3.81%
Short % of Shares Outstanding
13.0%
3.02%
Days to Cover
7.12
4.05

Stock price statisticsIndustry

52-Week High
$22.36
–
52-Week Low
$6.36
–
20-Day Moving Average
$19.49
–
50-Day Moving Average
$17.90
–
200-Day Moving Average
$12.61
–
Average True Range (14)
$1.16
–
Price Change (1 Week)
4.92%
0.12%
Price Change (1 Month)
29.6%
4.24%
Price Change (3 Months)
22.6%
0.69%
Price Change (6 Months)
104.3%
11.5%
Price Change (YTD)
133.4%
8.44%
Price Change (1 Year)
105.5%
9.87%
Price Change (3 Years)
1591.3%
49.0%
Price Change (5 Years)
-10.3%
41.8%
Average Volume (10 Days)
2M
–
Average Volume (20 Days)
2M
–
Average Volume (90 Days)
2M
–
Relative Volume
0.60
0.78
Relative Strength Index (14)
60.3
55.8
Volatility (1 Year)
69.6%
28.3%
Beta (5 Years)
2.19
0.60

MarginsIndustry

Gross Margin
72.1%
35.0%
Pretax Margin
1.85%
13.5%
Profit Margin
1.81%
10.8%
EBITDA Margin
13.3%
13.5%
FCF Margin
21.5%
18.5%

Returns on capitalIndustry

Return on Assets (ROA)
1.16%
2.97%
Return on Invested Capital (ROIC)
12.6%
17.9%
Return on Capital Employed (ROCE)
5.37%
5.44%

Financial positionIndustry

Current Ratio
1.46
1.47
Quick Ratio
2.86
0.97
Debt / Equity
53.60
0.32
Debt / EBITDA
5.75
2.21
Debt / FCF
3.55
2.32
Net Debt / EBITDA
2.47
-0.97
Interest Coverage
0.72
4.66

GrowthIndustry

Revenue Growth (YoY)
15.6%
6.46%
Net Income Growth (YoY)
-68.6%
11.9%
EPS Growth (YoY)
-81.5%
12.7%
FCF Growth (YoY)
199.5%
9.52%
Revenue Growth (3Y CAGR)
20.5%
9.53%
Revenue Growth (5Y CAGR)
46.2%
8.29%

EfficiencyIndustry

Asset Turnover
0.64
0.27
Revenue Per Employee
$660.24K
$1.80M
Profits Per Employee
$11.95K
$182.48K
Employee Count
803
1,341
WACC
15.0%
7.87%

Income statement (TTM)Industry

Revenue
$530.17M
$4.42B
Gross Profit
$382.03M
$5.56B
Operating Income
$42.24M
$805.80M
Pretax Income
$9.79M
$617.47M
Net Income
$9.60M
$510.95M
EBITDA
$70.27M
$579.34M
EPS (Diluted)
$0.05
$5.23

Balance sheetIndustry

Total Debt
$404.26M
$668.00M
Net Cash (Debt)
-$173.71M
$331.32M
Net Cash Per Share
-$1.31
$5.43
Equity (Book Value)
$7.54M
$3.44B
Book Value Per Share
$0.06
$37.80
Tangible Book Value
-$184.37M
$2.32B
Working Capital
$37.15M
$489.26M

Cash flow (TTM)Industry

Operating Cash Flow
$115.01M
$709.06M
Capital Expenditures
-$1.01M
-$9.40M
Free Cash Flow
$114.00M
$580.82M
FCF Per Share
$0.86
$8.18

Dividends and yieldsIndustry

Earnings Yield
0.34%
8.74%
FCF Yield
4.03%
11.6%
Buyback Yield
0.09%
3.22%
Shareholder Yield
0.09%
4.27%

Taxes and interestIndustry

Interest Expense
$58.81M
$77.46M
Income Tax
$8.67M
$107.00M
Effective Tax Rate
88.6%
20.0%

Scores and fair valueIndustry

Graham Number
$0.25
$76.72
Graham Upside
-98.8%
11.1%
Altman Z-Score
1.82
0.94
Piotroski F-Score
7
5
Beneish M-Score
-2.89
–

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodPRCHS&P 500DifferencePRCH per yearS&P 500 per year
1 month+20.5%-2.7%+23.2 pts
3 months+31.9%-1.7%+33.6 pts
Year to date+133.4%+11.9%+121.5 pts
1 year+109.5%+12.0%+97.6 pts
3 years+1949.0%+78.2%+1870.9 pts+173.6%+21.2%
5 years-10.3%+73.2%−83.6 pts-2.2%+11.6%
10 years+213000.0%+309.6%+212690.4 pts+115.2%+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

17M PRCH shares were sold short on Oct 30, 2026, down 2.4% from the previous report, or 16.46% of the shares available to trade. At recent volumes it would take 7.1 days to buy them back. Over the last 20 sessions, 53.2% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 202617,303,540-2.4%2,429,2027.1
Oct 15, 202617,734,023+7.6%1,457,98112.2
Sep 30, 202616,481,840-4.9%1,768,3939.3
Sep 15, 202617,331,935+2.3%1,340,25812.9
Aug 31, 202616,946,509-2.4%916,61218.5
Aug 14, 202617,358,317+7.4%1,688,81810.3
Jul 31, 202616,162,423+2.8%1,931,6938.4
Jul 15, 202615,718,309-5.4%2,023,4367.8
Jun 30, 202616,609,878+1.8%2,666,7176.2
Jun 15, 202616,317,992+5.9%1,299,19612.6
May 29, 202615,402,873-4.9%1,573,5899.8
May 15, 202616,193,044-4.9%2,099,6037.7

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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