Heritage Insurance Holdings, Inc. (HRTG) stock
Close on Nov 13, 2026Market cap $1.00BP/E 4.7Yield –
Heritage Insurance Holdings, Inc. grew revenue 2.3% to $861.41M over the twelve months to Sep 30, 2026. Operating income rose 40.5% to $293.58M, moving the operating margin from 24.8% to 34.1%. Free cash flow was $184.48M, up 76.4% from a year earlier. At the latest close the market valued the company at $1.00B, 4.7 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $1.00B
- P/E ratio
- 4.7
- Price to sales
- 1.16
- Price to book
- 1.67
- Dividend yield
- –
- Free cash flow yield
- 18.42%
Fundamentals
- Revenue
- $861.41M
- Net income
- $215.99M
- EPS, diluted
- $7.11
- Free cash flow
- $184.48M
- Book value per share
- $20.12
- Diluted shares
- 30M
Trading
- Next earnings
- Feb 22, 2027 (estimated, during market hours)
- Previous close
- $33.50
- Open
- $33.83
- Day's range
- $33.59 – $34.19
- Volume
- 135,631
- Average volume (20 days)
- 226,778
- Index membership
- Russell 2000 (since Sep 2024), Russell 3000 (since Aug 2024)
- Beta (5 years)
- 0.72
- 52-week range
- $20.48 – $37.87
- RSI (14 days)
- 42.1
- Volatility (1 year)
- 48.3%
- Relative volume
- 0.50×
- WACC
- 8.7%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2014, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | HRTG | S&P 500 | Difference | HRTG per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -7.0% | -3.0% | −3.9 pts | ||
| 3 months | +1.2% | -2.8% | +4.0 pts | ||
| Year to date | +15.1% | +11.5% | +3.6 pts | ||
| 1 year | +9.2% | +13.5% | −4.3 pts | ||
| 3 years | +369.1% | +77.7% | +291.4 pts | +67.4% | +21.1% |
| 5 years | +429.1% | +72.6% | +356.5 pts | +39.5% | +11.5% |
| 10 years | +176.6% | +308.2% | −131.6 pts | +10.7% | +15.1% |
Fourteen years at a glance
Fiscal years 2012 to 2025 and trailing twelve months, USD
Revenue
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Heritage Insurance filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- News
- Results
- Results
- Results
About Heritage Insurance
Fire, Marine & Casualty Insurance
The entity operates as an insurance holding company providing property and casualty insurance solutions through its operating subsidiaries. The company offers commercial residential and personal residential property insurance products designed to protect customers against various casualty losses and major catastrophe events. It manages policy acquisition and underwrites risk portfolios supported by extensive quota share and catastrophe excess of loss reinsurance arrangements.
Company profile, executives and historyHeritage Insurance stock: common questions
What is Heritage Insurance's stock price?
HRTG closed at $33.68 on Nov 13, 2026, up 0.54% on the day. Over the past 52 weeks it traded between $20.48 and $37.87.
What is Heritage Insurance's market cap?
Heritage Insurance was worth $1.00B at the close on Nov 13, 2026: the share price times the diluted shares outstanding.
What is HRTG's P/E ratio?
HRTG trades at 4.7 times earnings, based on diluted earnings per share of $7.11 over the twelve months to Sep 30, 2026.
How much revenue does Heritage Insurance make?
Heritage Insurance reported revenue of $861.41M for the twelve months to Sep 30, 2026, up 2.3% from a year earlier.
Does Heritage Insurance pay a dividend?
No. Heritage Insurance has not paid a cash dividend over the last twelve months.
When does Heritage Insurance report earnings next?
Heritage Insurance is expected to report Q4 FY2026 results on Feb 22, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has HRTG stock performed over the past year?
Including dividends, HRTG returned +9.2% over the past year, against +13.5% for the S&P 500.
How many HRTG shares are sold short?
1M shares were sold short at the latest FINRA report, 2.83% of the float, or 3.0 days of average trading volume.
Who are Heritage Insurance's competitors?
Companies most similar to Heritage Insurance by business, industry and size include UVE, HCI, GBLI, JRVR, ASIC.
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