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Porch Group, Inc. (PRCH) bonds

PRCHNasdaqAccident & Health InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 28, 2026Score 7/30
$21.05−0.26 (-1.22%)

Close on Nov 13, 2026Market cap $2.79BP/E 421.0Yield –

Debt

Borrowings on the balance sheet, Sep 30, 2026

Total debt
$404.26M
$12.38M due within a year
Net debt
$173.71M
After $230.54M of cash
Implied interest rate
12.95%
FY2025 interest ÷ average debt
Interest coverage
0.7×
FY2025 operating income ÷ interest

Total debt by fiscal year

Long-term plus current debt, USD

When the debt comes due

Principal repayments of long-term debt by fiscal year, as scheduled at Dec 31, 2025

From the debt maturity table in the annual report (filing). “Later” is everything due after year five.

Notes and loans outstanding

As tagged in Porch's 10-Q for the period ended Sep 30, 2026

Coupon by maturity

Each circle is a note, sized by the amount issued. The line is what the US Treasury pays today for the same time to maturity.

IssueCouponMaturesAmount issuedCarrying value
Convertible senior unsecured notes, due 2026
Convertible at $25 a share
0.75%2026$96.80M$7.80M
Convertible senior secured notes, due 2028
Convertible at $25 a share
6.75%2028$333.30M$333.33M
Convertible senior unsecured notes, due 2030
Convertible at $16 a share
9.00%2030$51.00M$134.00M
Notes Issued On Exercise Of Initial Purchasers' Option––$40.00M–
Other notes0.38%–$800.00K$150.00K

Companies tag their debt differently: some list every note, others group notes by issuance year or by type, so the list may not add up to total debt. Notes that matured before today are hidden. Source: 10-Q.

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