Porch Group, Inc. (PRCH) bonds
PRCHNasdaqAccident & Health InsuranceFiscal year ends December 31
$21.05−0.26 (-1.22%)
Close on Nov 13, 2026Market cap $2.79BP/E 421.0Yield –
Debt
Borrowings on the balance sheet, Sep 30, 2026
Total debt
$404.26M
$12.38M due within a year
Net debt
$173.71M
After $230.54M of cash
Implied interest rate
12.95%
FY2025 interest ÷ average debt
Interest coverage
0.7×
FY2025 operating income ÷ interest
Total debt by fiscal year
Long-term plus current debt, USD
When the debt comes due
Principal repayments of long-term debt by fiscal year, as scheduled at Dec 31, 2025
From the debt maturity table in the annual report (filing). “Later” is everything due after year five.
Notes and loans outstanding
As tagged in Porch's 10-Q for the period ended Sep 30, 2026
Coupon by maturity
Each circle is a note, sized by the amount issued. The line is what the US Treasury pays today for the same time to maturity.
| Issue | Coupon | Matures | Amount issued | Carrying value |
|---|---|---|---|---|
| Convertible senior unsecured notes, due 2026 Convertible at $25 a share | 0.75% | 2026 | $96.80M | $7.80M |
| Convertible senior secured notes, due 2028 Convertible at $25 a share | 6.75% | 2028 | $333.30M | $333.33M |
| Convertible senior unsecured notes, due 2030 Convertible at $16 a share | 9.00% | 2030 | $51.00M | $134.00M |
| Notes Issued On Exercise Of Initial Purchasers' Option | – | – | $40.00M | – |
| Other notes | 0.38% | – | $800.00K | $150.00K |
Companies tag their debt differently: some list every note, others group notes by issuance year or by type, so the list may not add up to total debt. Notes that matured before today are hidden. Source: 10-Q.
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