PRCHNasdaqAccident & Health InsuranceFiscal year ends December 31
Porch Group, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 29, 2026
$17.65+0.15 (+0.86%)
Close on Oct 19, 2026
- Market cap
- $2.13B
- P/E (TTM)
- –
- Dividend yield
- –
Porch statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Accident & Health Insurance companies for comparison
Valuation
| Measure | Porch | Industry median |
|---|---|---|
| Market Cap | $2.33B | $3.25B |
| Enterprise Value | $2.57B | $2.52B |
| PS Ratio | 4.47 | 1.07 |
| P/FCF Ratio | 24.34 | 7.95 |
| P/OCF Ratio | 24.16 | 7.16 |
Enterprise value
| Measure | Porch | Industry median |
|---|---|---|
| EV / Sales | 4.93 | 0.93 |
| EV / EBITDA | 37.13 | 6.24 |
| EV / EBIT | 63.42 | 7.37 |
| EV / FCF | 26.86 | 7.33 |
Income (trailing twelve months)
| Measure | Porch | Industry median |
|---|---|---|
| Revenue | $520.38M | $4.57B |
| Gross Profit | $377.10M | $5.63B |
| Operating Income | $40.49M | $617.20M |
| Pretax Income | $5.11M | $589.53M |
| Net Income | -$13.45M | $470.80M |
| EBITDA | $69.15M | $657.96M |
| EPS (Diluted) | -$0.15 | $4.81 |
Margins
| Measure | Porch | Industry median |
|---|---|---|
| Gross Margin | 72.5% | 31.0% |
| Operating Margin | 7.78% | 4.46% |
| Pretax Margin | 0.98% | 13.7% |
| Profit Margin | -2.58% | 10.7% |
| EBITDA Margin | 13.3% | 13.5% |
| FCF Margin | 18.4% | 17.5% |
Returns
| Measure | Porch | Industry median |
|---|---|---|
| Return on Assets (ROA) | -1.69% | 3.35% |
| Return on Invested Capital (ROIC) | 10.9% | 20.5% |
| Return on Capital Employed (ROCE) | 5.37% | 6.00% |
Growth
| Measure | Porch | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 17.6% | 7.97% |
| Net Income Growth (YoY) | -124.1% | 25.1% |
| EPS Growth (YoY) | -130.6% | 27.7% |
| FCF Growth (YoY) | 905.5% | 7.71% |
| Revenue Growth (3Y CAGR) | 20.5% | 9.53% |
| Revenue Growth (5Y CAGR) | 46.2% | 8.29% |
Balance sheet
| Measure | Porch | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $195.60M | $520.88M |
| Total Debt | $405.28M | $663.00M |
| Net Cash (Debt) | -$209.68M | $309.26M |
| Net Cash Per Share | -$1.59 | $5.42 |
| Equity (Book Value) | -$11.85M | $3.63B |
| Book Value Per Share | -$0.09 | $41.34 |
| Tangible Book Value | -$203.75M | $2.59B |
| Working Capital | $28.91M | $477.04M |
Financial position
| Measure | Porch | Industry median |
|---|---|---|
| Current Ratio | 1.45 | 1.50 |
| Quick Ratio | 3.03 | 0.98 |
| Debt / EBITDA | 5.86 | 2.36 |
| Debt / FCF | 4.24 | 2.10 |
| Net Debt / EBITDA | 3.03 | -0.40 |
| Interest Coverage | 0.70 | 4.16 |
Cash flow (trailing twelve months)
| Measure | Porch | Industry median |
|---|---|---|
| Operating Cash Flow | $96.32M | $698.90M |
| Capital Expenditures | -$731.00K | -$11.90M |
| Free Cash Flow | $95.59M | $661.55M |
| FCF Per Share | $0.73 | $8.91 |
Efficiency
| Measure | Porch | Industry median |
|---|---|---|
| Asset Turnover | 0.65 | 0.27 |
| Revenue Per Employee | $648.04K | $1.73M |
| Profits Per Employee | -$16.74K | $213.95K |
| Employee Count | 803 | 1,341 |
Dividends and yields
| Measure | Porch | Industry median |
|---|---|---|
| Earnings Yield | -0.58% | 9.56% |
| FCF Yield | 4.11% | 12.5% |
Shares
| Measure | Porch | Industry median |
|---|---|---|
| Shares Outstanding | 131,832,000 | 65,596,200 |
| Shares Change (YoY) | -16.4% | -1.19% |
| Float | 104,012,000 | 56,719,400 |
| Shares Held by Insiders | 21.1% | 3.34% |
| Shares Held by Institutions | 66.2% | 85.3% |
Taxes
| Measure | Porch | Industry median |
|---|---|---|
| Income Tax | $13.99M | $105.00M |
| Effective Tax Rate | 273.7% | 19.8% |
Scores
| Measure | Porch | Industry median |
|---|---|---|
| Altman Z-Score | 1.48 | 0.89 |
| Piotroski F-Score | 7 | 5 |
| Beneish M-Score | -2.89 |
Calculated by StockData from Porch's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.