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Peoples Financial Corp (PFBX) stock

PFBXOTCState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 10, 2026Score 2/30
$23.45+0.05 (+0.22%)

Close on Oct 19, 2026Market cap $108.29MP/E 26.1Yield 1.54%

Peoples Financial statistics

42 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
–
Last ex-dividend date
Jun 8, 2026
Fundamentals through
Sep 30, 2026
Share price as of
–

Share statisticsIndustry

Shares Change (YoY)
-0.12%
0.35%
Shares Change (QoQ)
0.00%
0.00%
Float
2M
17M
Shares Held by Insiders
47.3%
6.05%

MarginsIndustry

Pretax Margin
16.8%
36.9%
Profit Margin
15.0%
29.5%
FCF Margin
13.1%
33.8%

Returns on capitalIndustry

Return on Equity (ROE)
4.21%
10.8%
Return on Assets (ROA)
0.54%
1.16%

GrowthIndustry

Revenue Growth (YoY)
-2.45%
11.8%
Net Income Growth (YoY)
-11.6%
22.7%
EPS Growth (YoY)
-11.8%
21.6%
FCF Growth (YoY)
-22.0%
27.5%
Revenue Growth (3Y CAGR)
-1.11%
5.82%
Revenue Growth (5Y CAGR)
1.95%
6.17%
EPS Growth (3Y CAGR)
-23.7%
1.31%

EfficiencyIndustry

Asset Turnover
0.04
0.04
Revenue Per Employee
$210.32K
$359.04K
Profits Per Employee
$31.63K
$110.51K
Employee Count
132
492

Income statement (TTM)Industry

Revenue
$27.76M
$184.05M
Pretax Income
$4.66M
$74.07M
Net Income
$4.18M
$57.59M
EPS (Diluted)
$0.90
$2.99

Balance sheetIndustry

Net Cash (Debt)
$15.39M
$166.15M
Net Cash Per Share
$3.33
$8.19
Equity (Book Value)
$98.24M
$570.13M
Book Value Per Share
$21.28
$28.22
Tangible Book Value
$97.88M
$478.27M

Cash flow (TTM)Industry

Operating Cash Flow
$4.12M
$66.48M
Capital Expenditures
-$488.00K
-$4.27M
Free Cash Flow
$3.64M
$59.01M
FCF Per Share
$0.79
$3.35

Dividends and yieldsIndustry

Dividend Per Share
$0.36
$0.92
Dividend Growth (YoY)
-18.2%
4.26%
Years of Dividend Growth
0
2

Taxes and interestIndustry

Income Tax
$487.00K
$16.14M
Effective Tax Rate
10.4%
21.1%

Scores and fair valueIndustry

Graham Number
$20.76
$45.31
Piotroski F-Score
5
6

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.

PeriodPFBXS&P 500DifferencePFBX per yearS&P 500 per year
1 month-2.3%+0.6%−2.9 pts
3 months+7.8%+3.4%+4.4 pts
Year to date+16.2%+13.3%+2.9 pts
1 year+17.9%+16.6%+1.3 pts
3 years+113.0%+86.4%+26.6 pts+28.7%+23.1%
5 years+58.8%+81.9%−23.1 pts+9.7%+12.7%
10 years+149.2%+318.9%−169.7 pts+9.6%+15.4%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 15, 2026.

0M PFBX shares were sold short on Oct 15, 2026, down 17.2% from the previous report. At recent volumes it would take 1.0 days to buy them back.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 15, 2026227-17.2%2491.0
Sep 30, 2026274+163.5%4371.0
Sep 15, 2026104-1.0%6651.0
Aug 31, 2026105+2000.0%1,7991.0
Aug 14, 20265-98.8%3901.0
Jul 31, 2026422–11,9221.0
Jun 30, 2026136-8.7%2841.0
Jun 15, 2026149+198.0%8921.0
May 29, 202650-66.9%9551.0
May 15, 2026151+19.8%1,4171.0
Apr 30, 2026126+44.8%2331.0
Apr 15, 202687-2.2%4521.0

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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