Mechanics Bancorp (MCHB) stock
Close on Nov 11, 2026Market cap $3.22BP/E 12.4Yield –
Mechanics Bancorp saw revenue fall 0.7% to $50.31M over the twelve months to Sep 30, 2026. Free cash flow was $195.29M, up 31.0% from a year earlier. At the latest close the market valued the company at $3.22B, 12.4 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $3.22B
- P/E ratio
- 12.4
- Price to sales
- 64.08
- Price to book
- 1.26
- Dividend yield
- –
- Free cash flow yield
- 6.06%
Fundamentals
- Revenue
- $50.31M
- Net income
- $258.97M
- EPS, diluted
- $1.17
- Free cash flow
- $195.29M
- Book value per share
- $11.53
- Diluted shares
- 223M
Trading
- Next earnings
- Jan 29, 2027 (estimated, during market hours)
- Previous close
- $14.67
- Open
- $14.79
- Day's range
- $14.50 – $14.79
- Volume
- 281,315
- Average volume (20 days)
- 584,575
- Index membership
- Russell 2000, Russell 3000
- Beta (5 years)
- 0.94
- 52-week range
- $13.02 – $17.38
- RSI (14 days)
- 44.1
- Volatility (1 year)
- 28.5%
- Relative volume
- 0.49×
- WACC
- 9.6%
On 1 of our idea list: Yields that look too good (a warning list)
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2012, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | MCHB | S&P 500 | Difference | MCHB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +2.1% | -2.4% | +4.5 pts | ||
| 3 months | -13.9% | -1.2% | −12.7 pts | ||
| Year to date | +9.0% | +12.3% | −3.3 pts | ||
| 1 year | +22.8% | +12.4% | +10.3 pts | ||
| 3 years | +205.1% | +78.8% | +126.3 pts | +45.0% | +21.4% |
| 5 years | -66.2% | +75.2% | −141.3 pts | -19.5% | +11.9% |
| 10 years | -32.5% | +311.1% | −343.6 pts | -3.8% | +15.2% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Mechanics Bancorp filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- News
- News
- Results
- Results
About Mechanics Bancorp
State Commercial Banks
Mechanics Bancorp, Inc. provides retail and commercial banking solutions to business and consumer clients. The company offers deposit accounts, public trust and bankruptcy deposit administration, along with trust services and automated teller machine network transactions. Its lending portfolio encompasses commercial loans, residential mortgages, owner-occupied and non-owner-occupied commercial real estate financing, multifamily residential housing loans, construction lending, automobile financing, and consumer installment loans. In addition, the organization manages loan commitments and provides financing options secured by collateral, business assets, and real estate.
Company profile, executives and historyMechanics Bancorp stock: common questions
What is Mechanics Bancorp's stock price?
MCHB closed at $14.56 on Nov 11, 2026, down 0.75% on the day. Over the past 52 weeks it traded between $13.02 and $17.38.
What is Mechanics Bancorp's market cap?
Mechanics Bancorp was worth $3.22B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is MCHB's P/E ratio?
MCHB trades at 12.4 times earnings, based on diluted earnings per share of $1.17 over the twelve months to Sep 30, 2026.
How much revenue does Mechanics Bancorp make?
Mechanics Bancorp reported revenue of $50.31M for the twelve months to Sep 30, 2026, down 0.7% from a year earlier.
Does Mechanics Bancorp pay a dividend?
No. Mechanics Bancorp has not paid a cash dividend over the last twelve months.
When does Mechanics Bancorp report earnings next?
Mechanics Bancorp is expected to report Q4 FY2026 results on Jan 29, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has MCHB stock performed over the past year?
Including dividends, MCHB returned +22.8% over the past year, against +12.4% for the S&P 500.
How many MCHB shares are sold short?
5M shares were sold short at the latest FINRA report, 12.15% of the float, or 6.5 days of average trading volume.
Who are Mechanics Bancorp's competitors?
Companies most similar to Mechanics Bancorp by business, industry and size include EMYB, PBHC, CATY, CSBB, TCBK.
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