BayFirst Financial Corp. (BAFN) stock
Close on Nov 12, 2026Market cap $167.44MP/E –Yield 2.58%
BayFirst Financial Corp. saw revenue fall 34.3% to $63.05M over fiscal 2025. Free cash flow was $94.39M, down 67.2% from a year earlier. At the latest close the market valued the company at $167.44M.
Key statistics
Valuation at the latest close; fundamentals over fiscal 2025, balances at Sep 30, 2026
Valuation
- Market cap
- $167.44M
- P/E ratio
- –
- Price to sales
- –
- Price to book
- 1.60
- Dividend yield
- 2.58%
- Free cash flow yield
- 56.38%
Fundamentals
- Revenue
- $63.05M
- Net income
- -$41.97M
- EPS, diluted
- -$10.38
- Free cash flow
- $94.39M
- Book value per share
- $4.40
- Diluted shares
- 24M
Trading
- Next earnings
- Jan 28, 2027 (estimated, after the close)
- Previous close
- $6.06
- Open
- $6.12
- Day's range
- $5.99 – $6.24
- Volume
- 67,690
- Average volume (20 days)
- 50,321
- Beta (5 years)
- 0.39
- 52-week range
- $4.26 – $9.50
- RSI (14 days)
- 48.6
- Volatility (1 year)
- 73.0%
- Relative volume
- 0.84×
- WACC
- 7.4%
Market cap history
Month-end market cap since 2021, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | BAFN | S&P 500 | Difference | BAFN per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +25.2% | -2.7% | +27.9 pts | ||
| 3 months | -1.1% | -1.7% | +0.6 pts | ||
| Year to date | -20.9% | +11.9% | −32.8 pts | ||
| 1 year | -24.7% | +12.0% | −36.7 pts | ||
| 3 years | -31.8% | +78.2% | −110.0 pts | -12.0% | +21.2% |
| 5 years | -76.1% | +73.2% | −149.3 pts | -24.9% | +11.6% |
Seven years at a glance
Fiscal years 2019 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases BayFirst Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- Results
- Results
- Update
- News
- Update
About BayFirst Financial
State Commercial Banks
BayFirst Financial Corp. operates as a bank holding company through its subsidiary, BayFirst National Bank. The company provides commercial and consumer banking services across several offerings, including community banking and government guaranteed lending. Its deposit services include personal and business checking, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial real estate, working capital, residential mortgage, and consumer loans, alongside specialized healthcare lending. BayFirst serves individual consumers, professionals, and small to medium-sized businesses.
Company profile, executives and historyBayFirst Financial stock: common questions
What is BayFirst Financial's stock price?
BAFN closed at $6.21 on Nov 12, 2026, up 2.48% on the day. Over the past 52 weeks it traded between $4.26 and $9.50.
What is BayFirst Financial's market cap?
BayFirst Financial was worth $167.44M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is BAFN's P/E ratio?
BayFirst Financial lost money over the twelve months to Sep 30, 2026 (diluted EPS -$10.38), so it has no meaningful P/E ratio.
How much revenue does BayFirst Financial make?
BayFirst Financial reported revenue of $63.05M for fiscal 2025, down 34.3% from a year earlier.
Does BayFirst Financial pay a dividend?
Yes. BayFirst Financial paid $0.16 per share over the last twelve months, a yield of 2.58% at the latest price.
When does BayFirst Financial report earnings next?
BayFirst Financial is expected to report Q4 FY2026 results on Jan 28, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has BAFN stock performed over the past year?
Including dividends, BAFN returned -24.7% over the past year, against +12.0% for the S&P 500.
How many BAFN shares are sold short?
1M shares were sold short at the latest FINRA report, 6.34% of the float, or 11.7 days of average trading volume.
Who are BayFirst Financial's competitors?
Companies most similar to BayFirst Financial by business, industry and size include JUVF, BMRC, PFBX, CPF, AVBH.
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