United Bancorp Inc (UBCP) stock
Close on Nov 12, 2026Market cap $83.11MP/E 11.2Yield 6.35%
Key statistics
Valuation at the latest close; fundamentals over fiscal , balances at Sep 30, 2026
Valuation
- Market cap
- $83.11M
- P/E ratio
- 11.2
- Price to sales
- –
- Price to book
- 1.59
- Dividend yield
- 6.35%
- Free cash flow yield
- -0.31%
Fundamentals
- Net income
- $7.44M
- EPS, diluted
- $1.29
- Free cash flow
- -$257.00K
- Book value per share
- $9.57
- Diluted shares
- 5M
Trading
- Next earnings
- Feb 2, 2027 (estimated, during market hours)
- Previous close
- $14.29
- Open
- $14.11
- Day's range
- $14.10 – $14.68
- Volume
- 7,288
- Average volume (20 days)
- 8,023
- Beta (5 years)
- 0.15
- 52-week range
- $12.82 – $17.34
- RSI (14 days)
- 52.6
- Volatility (1 year)
- 35.3%
- Relative volume
- 1.07×
- WACC
- 7.4%
Market cap history
Month-end market cap since 2012, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | UBCP | S&P 500 | Difference | UBCP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +1.3% | -2.7% | +4.0 pts | ||
| 3 months | -5.7% | -1.7% | −4.0 pts | ||
| Year to date | +6.0% | +11.9% | −5.9 pts | ||
| 1 year | +18.6% | +12.0% | +6.6 pts | ||
| 3 years | +71.3% | +78.2% | −6.9 pts | +19.7% | +21.2% |
| 5 years | +29.6% | +73.2% | −43.6 pts | +5.3% | +11.6% |
| 10 years | +125.3% | +309.6% | −184.4 pts | +8.5% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases United Bancorp filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- News
- Results
- Results
- News
- News
About United Bancorp
State Commercial Banks
United Bancorp, Inc. is a bank holding company that operates principally through its single subsidiary, Unified Bank. The company conducts business within a single line of business: commercial and retail banking. Its financial offerings include deposit services such as demand, savings, and time deposit accounts, alongside lending activities comprising consumer, commercial, and real estate loans. These banking products and credit services cater to retail consumers and commercial clients across its operational territories, with no single client or associated group exerting a material concentration impact on earnings.
Company profile, executives and historyUnited Bancorp stock: common questions
What is United Bancorp's stock price?
UBCP closed at $14.49 on Nov 12, 2026, up 1.40% on the day. Over the past 52 weeks it traded between $12.82 and $17.34.
What is United Bancorp's market cap?
United Bancorp was worth $83.11M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is UBCP's P/E ratio?
UBCP trades at 11.2 times earnings, based on diluted earnings per share of $1.29 over the twelve months to Sep 30, 2026.
Does United Bancorp pay a dividend?
Yes. United Bancorp paid $0.92 per share over the last twelve months, a yield of 6.35% at the latest price, and has raised its annual dividend 6 years in a row.
When does United Bancorp report earnings next?
United Bancorp is expected to report Q4 FY2026 results on Feb 2, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has UBCP stock performed over the past year?
Including dividends, UBCP returned +18.6% over the past year, against +12.0% for the S&P 500.
How many UBCP shares are sold short?
0M shares were sold short at the latest FINRA report, 0.12% of the float, or 1.0 days of average trading volume.
Who are United Bancorp's competitors?
Companies most similar to United Bancorp by business, industry and size include OVBC, UNB, CSBB, JUVF, CBFV.
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