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Peoples Financial Corp (PFBX) stock

PFBXOTCState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 10, 2026Score 2/30
$23.45+0.05 (+0.22%)

Close on Oct 19, 2026Market cap $108.29MP/E 26.1Yield 1.54%

Peoples Financial Corp saw revenue fall 2.5% to $27.76M over the twelve months to Sep 30, 2026. Free cash flow was $3.64M, down 22.0% from a year earlier. At the latest close the market valued the company at $108.29M, 26.1 times its earnings.

Revenue
$27.76M
-2.5% vs. a year earlier
Free cash flow
$3.64M
-22.0% vs. a year earlier
EPS, diluted
$0.90
-11.8% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$108.29M
P/E ratio
26.1
Price to sales
3.90
Price to book
1.10
Dividend yield
1.54%
Free cash flow yield
3.36%

Fundamentals

Revenue
$27.76M
Net income
$4.18M
EPS, diluted
$0.90
Free cash flow
$3.64M
Book value per share
$21.28
Diluted shares
5M

Trading

Next earnings
Jan 28, 2027 (estimated, before the open)
Previous close
$23.40
Open
$23.45
Day's range
$23.45 – $23.45
Volume
800
Average volume (20 days)
797

Market cap history

Month-end market cap since 2010, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.

PeriodPFBXS&P 500DifferencePFBX per yearS&P 500 per year
1 month-2.3%+0.6%−2.9 pts
3 months+7.8%+3.4%+4.4 pts
Year to date+16.2%+13.3%+2.9 pts
1 year+17.9%+16.6%+1.3 pts
3 years+113.0%+86.4%+26.6 pts+28.7%+23.1%
5 years+58.8%+81.9%−23.1 pts+9.7%+12.7%
10 years+149.2%+318.9%−169.7 pts+9.6%+15.4%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$27.76M-2.5% YoY

Net income

$4.18M-11.6% YoY

EPS, diluted

$0.90-11.8% YoY

Free cash flow

$3.64M-22.0% YoY
Reported periodTrailing twelve months

Press releases

Releases Peoples Financial filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Peoples Financial

State Commercial Banks

Peoples Financial Corporation is a bank holding company that conducts its business through its subsidiary, The Peoples Bank, Biloxi, Mississippi. The organization offers commercial and retail banking services, along with trust department services. Its principal lending activities include residential and nonresidential real estate loans, construction and land development loans, commercial and industrial financing, and various consumer loans. The company also provides deposit account services to its clients. Its customers include individual retail depositors, commercial businesses, and residential and commercial real estate borrowers.

Company profile, executives and history

Peoples Financial stock: common questions

What is Peoples Financial's stock price?

PFBX closed at $23.45 on Oct 19, 2026, up 0.22% on the day.

What is Peoples Financial's market cap?

Peoples Financial was worth $108.29M at the close on Oct 19, 2026: the share price times the diluted shares outstanding.

What is PFBX's P/E ratio?

PFBX trades at 26.1 times earnings, based on diluted earnings per share of $0.90 over the twelve months to Sep 30, 2026.

How much revenue does Peoples Financial make?

Peoples Financial reported revenue of $27.76M for the twelve months to Sep 30, 2026, down 2.5% from a year earlier.

Does Peoples Financial pay a dividend?

Yes. Peoples Financial paid $0.36 per share over the last twelve months, a yield of 1.54% at the latest price.

When does Peoples Financial report earnings next?

Peoples Financial is expected to report Q4 FY2026 results on Jan 28, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has PFBX stock performed over the past year?

Including dividends, PFBX returned +17.9% over the past year, against +16.6% for the S&P 500.

Who are Peoples Financial's competitors?

Companies most similar to Peoples Financial by business, industry and size include MCHB, BAFN, UBCP, PBHC, SFDL.

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