Ethos Technologies vs Neptune Insurance
LIFE and NP side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How LIFE and NP compare
Neptune Insurance is the larger company, worth 1.8 times as much as Ethos Technologies ($3.9B against $2.1B).
Neptune Insurance keeps more of each dollar of sales as profit, with a net margin of 22.7% compared with −16.2% at Ethos Technologies.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | LIFE | NP |
|---|---|---|
| Size and price | ||
| Market cap | $2.1B | $3.9B |
| Share price | $33.26 | $28.34 |
| Change, 1 year | 1651% | 12.6% |
| Change, 5 years | – | −58.0% |
| Beta (5Y) | 4.89 | 0.82 |
| Employees | 614 | 62 |
| StockData Score | ||
| Total score | 4 | 4 |
| Valuation score | 2 (better) | 0 |
| Growth score | 1 | 1 |
| Performance score | 0 | 2 (better) |
| Health score | 1 | 1 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 91.4× |
| P/S | 2.9× (better) | 19.9× |
| P/B | 4.1× | – |
| EV/EBITDA | – | 48.0× |
| P/FCF | 19.1× | – |
| FCF yield | 5.2% | – |
| Growth | ||
| Revenue growth (TTM) | – | 33.8% |
| Net income growth (TTM) | – | 0.14% |
| Profitability | ||
| Gross margin | 98.1% | – |
| Operating margin | −16.1% | 41.3% (better) |
| Net margin | −16.2% | 22.7% (better) |
| FCF margin | 15.2% | – |
| Return on equity | −58.1% | – |
| Return on invested capital | −230% | – |
| Financial health | ||
| Interest coverage | – | 5.4× |
| Current ratio | 1.47 (better) | 0.91 |
| Altman Z-score | 4.49 | 5.43 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Shareholder yield | 0.00% | 0.00% |
| Ownership | ||
| Held by institutions | 27.7% | 48.5% |
| Held by insiders | 74.6% | 81.1% |
| Insider net buying, 12 months | −$89.6M (better) | −$445M |
| Short interest, % of float | 22.7% | 8.2% |
Go deeper
- LIFE stock overview
- LIFE income statement
- LIFE valuation and score
- NP stock overview
- NP income statement
- NP valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.