Medallion Financial Corp (MFIN) stock
MFINNasdaqFinance ServicesFiscal year ends December 31Also trades as MBNKO
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 13/303% below fair value
$9.49+0.15 (+1.61%)
Close on Nov 13, 2026Market cap $217.89MP/E 8.5Yield –
Medallion Financial statistics
77 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 17, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 9, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.94
- 1.13
- P/OCF Ratio
- 1.57
- 5.84
Enterprise valuationIndustry
- EV / Sales
- 1.17
- 2.54
Share statisticsIndustry
- Shares Change (YoY)
- 0.68%
- 13.6%
- Shares Change (QoQ)
- -2.13%
- 0.11%
- Float
- 16M
- 40M
- Shares Held by Insiders
- 31.5%
- 18.2%
- Shares Held by Institutions
- 34.5%
- 27.7%
Short sellingIndustry
- Short Interest
- 904,579
- –
- Short Interest Change
- 0.41%
- -0.08%
- Days to Cover
- 23.92
- 3.79
Stock price statisticsIndustry
- 52-Week High
- $12.26
- –
- 52-Week Low
- $7.85
- –
- 20-Day Moving Average
- $10.48
- –
- 50-Day Moving Average
- $11.31
- –
- 200-Day Moving Average
- $10.26
- –
- Average True Range (14)
- $0.41
- –
- Price Change (1 Week)
- -5.01%
- -4.00%
- Price Change (1 Month)
- -15.2%
- -17.2%
- Price Change (3 Months)
- -14.5%
- -15.4%
- Price Change (6 Months)
- -0.42%
- -32.2%
- Price Change (YTD)
- -7.77%
- -37.2%
- Price Change (1 Year)
- -4.96%
- -50.6%
- Price Change (3 Years)
- 9.84%
- -32.7%
- Price Change (5 Years)
- 13.2%
- -81.6%
- Price Change (10 Years)
- 155.1%
- -62.7%
- Average Volume (10 Days)
- 85,600
- –
- Average Volume (20 Days)
- 62,710
- –
- Average Volume (90 Days)
- 64,271
- –
- Relative Volume
- 1.05
- 0.72
- Relative Strength Index (14)
- 32.1
- 39.6
- Volatility (1 Year)
- 32.5%
- 94.5%
- Beta (5 Years)
- 0.79
- 1.24
MarginsIndustry
- Pretax Margin
- 21.5%
- -6.66%
Returns on capitalIndustry
- Return on Equity (ROE)
- 6.77%
- -20.8%
- Return on Assets (ROA)
- 0.86%
- -7.97%
Financial positionIndustry
- Debt / Equity
- 0.19
- 0.18
GrowthIndustry
- Revenue Growth (YoY)
- 4.15%
- 15.4%
- Net Income Growth (YoY)
- -34.1%
- -22.9%
- EPS Growth (YoY)
- -35.1%
- 3.77%
- Revenue Growth (3Y CAGR)
- 14.5%
- 5.94%
- Revenue Growth (5Y CAGR)
- 19.4%
- 10.7%
- EPS Growth (3Y CAGR)
- -0.92%
- 5.11%
EfficiencyIndustry
- Asset Turnover
- 0.08
- 0.16
- Revenue Per Employee
- $1.40M
- $675.54K
- Profits Per Employee
- $150.80K
- -$170.28K
- Employee Count
- 179
- 47
- WACC
- 7.94%
- 11.0%
Income statement (TTM)Industry
- Pretax Income
- $53.88M
- -$2.77M
Balance sheetIndustry
- Net Cash (Debt)
- $76.29M
- $7.04M
- Net Cash Per Share
- $3.32
- $0.19
- Equity (Book Value)
- $399.76M
- $224.68M
- Book Value Per Share
- $17.41
- $4.10
- Tangible Book Value
- $232.34M
- $156.69M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 12.4%
- -13.4%
- Buyback Yield
- 6.08%
- 0.46%
- Shareholder Yield
- 6.08%
- 0.51%
- Payout Ratio
- 45.0%
- 20.9%
Taxes and interestIndustry
- Income Tax
- $17.55M
- $213.00K
- Effective Tax Rate
- 32.6%
- 21.2%
Scores and fair valueIndustry
- Graham Number
- $20.85
- $31.08
- Graham Upside
- 119.7%
- 16.5%
- Altman Z-Score
- 0.19
- 0.36
- Piotroski F-Score
- 6
- 4
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | MFIN | S&P 500 | Difference | MFIN per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -15.9% | -3.0% | −12.8 pts | ||
| 3 months | -14.8% | -2.8% | −12.0 pts | ||
| Year to date | -2.6% | +11.5% | −14.1 pts | ||
| 1 year | +0.9% | +13.5% | −12.5 pts | ||
| 3 years | +25.1% | +77.7% | −52.6 pts | +7.8% | +21.1% |
| 5 years | +43.6% | +72.6% | −29.0 pts | +7.5% | +11.5% |
| 10 years | +229.0% | +308.2% | −79.1 pts | +12.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M MFIN shares were sold short on Oct 30, 2026, up 0.4% from the previous report. At recent volumes it would take 23.9 days to buy them back. Over the last 20 sessions, 44.1% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 904,579 | +0.4% | 37,820 | 23.9 |
| Oct 15, 2026 | 900,841 | +3.2% | 59,942 | 15.0 |
| Sep 30, 2026 | 873,286 | -8.5% | 82,916 | 10.5 |
| Sep 15, 2026 | 954,272 | +6.1% | 52,565 | 18.1 |
| Aug 31, 2026 | 899,632 | -1.4% | 74,015 | 12.2 |
| Aug 14, 2026 | 912,276 | +0.4% | 100,238 | 9.1 |
| Jul 31, 2026 | 908,743 | +3.2% | 32,557 | 27.9 |
| Jul 15, 2026 | 880,139 | -3.2% | 39,491 | 22.3 |
| Jun 30, 2026 | 908,838 | +8.8% | 170,729 | 5.3 |
| Jun 15, 2026 | 835,214 | +2.4% | 98,092 | 8.5 |
| May 29, 2026 | 815,713 | +2.3% | 50,493 | 16.1 |
| May 15, 2026 | 797,594 | -0.3% | 75,112 | 10.6 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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