Consumer Portfolio Services, Inc. (CPSS) stock
Close on Nov 12, 2026Market cap $213.48MP/E 9.6Yield –
Consumer Portfolio Services, Inc. grew revenue 10.4% to $475.04M over the twelve months to Sep 30, 2026. Free cash flow was $358.83M, up 27.9% from a year earlier. At the latest close the market valued the company at $213.48M, 9.6 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $213.48M
- P/E ratio
- 9.6
- Price to sales
- 0.45
- Price to book
- 0.66
- Dividend yield
- –
- Free cash flow yield
- 168.09%
Fundamentals
- Revenue
- $475.04M
- Net income
- $23.71M
- EPS, diluted
- $1.02
- Free cash flow
- $358.83M
- Book value per share
- $13.91
- Diluted shares
- 23M
Trading
- Next earnings
- Mar 9, 2027 (estimated, after the close)
- Previous close
- $9.98
- Open
- $9.90
- Day's range
- $9.68 – $10.00
- Volume
- 8,453
- Average volume (20 days)
- 25,871
- Index membership
- Russell 2000 (since Jun 2022)
- Beta (5 years)
- 1.23
- 52-week range
- $7.46 – $10.49
- RSI (14 days)
- 54.6
- Volatility (1 year)
- 40.1%
- Relative volume
- 0.67×
- WACC
- 11.0%
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | CPSS | S&P 500 | Difference | CPSS per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +7.0% | -2.7% | +9.7 pts | ||
| 3 months | +2.6% | -1.7% | +4.4 pts | ||
| Year to date | +4.7% | +11.9% | −7.2 pts | ||
| 1 year | +21.1% | +12.0% | +9.1 pts | ||
| 3 years | -0.3% | +78.2% | −78.5 pts | -0.1% | +21.2% |
| 5 years | +15.9% | +73.2% | −57.3 pts | +3.0% | +11.6% |
| 10 years | +102.7% | +309.6% | −207.0 pts | +7.3% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Consumer Portfolio Services filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Update
- News
- Results
- Update
- Results
About Consumer Portfolio Services
Finance Services
Consumer Portfolio Services, Inc. is a specialty finance company that purchases and services retail automobile installment contracts. The company provides indirect vehicle financing primarily through franchised automobile dealers and select independent dealers throughout the United States. Its financing programs cover purchases of new and used cars, light trucks, and passenger vans, with used vehicle financing comprising the vast majority of its originations. In addition, the firm services automobile loans for third parties and offers direct automobile refinancing loans to individual consumers. The company's primary customers are subprime automobile buyers who possess limited credit histories or previous credit difficulties and cannot obtain credit from traditional lenders.
Company profile, executives and historyConsumer Portfolio Services stock: common questions
What is Consumer Portfolio Services's stock price?
CPSS closed at $9.77 on Nov 12, 2026, down 2.10% on the day. Over the past 52 weeks it traded between $7.46 and $10.49.
What is Consumer Portfolio Services's market cap?
Consumer Portfolio Services was worth $213.48M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is CPSS's P/E ratio?
CPSS trades at 9.6 times earnings, based on diluted earnings per share of $1.02 over the twelve months to Sep 30, 2026.
How much revenue does Consumer Portfolio Services make?
Consumer Portfolio Services reported revenue of $475.04M for the twelve months to Sep 30, 2026, up 10.4% from a year earlier.
Does Consumer Portfolio Services pay a dividend?
No. Consumer Portfolio Services has not paid a cash dividend over the last twelve months.
When does Consumer Portfolio Services report earnings next?
Consumer Portfolio Services is expected to report Q4 FY2026 results on Mar 9, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has CPSS stock performed over the past year?
Including dividends, CPSS returned +21.1% over the past year, against +12.0% for the S&P 500.
How many CPSS shares are sold short?
0M shares were sold short at the latest FINRA report, 4.82% of the float, or 5.5 days of average trading volume.
Who are Consumer Portfolio Services's competitors?
Companies most similar to Consumer Portfolio Services by business, industry and size include MFIN, OPFI, OPRT, UPST, LDI.
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