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LexinFintech Holdings Ltd. (LX) stock

LXNasdaqFinance ServicesFiscal year ends December 31
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026Score 4/30
$0.62+0.03 (+5.22%)

Close on Nov 13, 2026Market cap $208.74MP/E 0.4Yield –

LexinFintech statistics

77 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
–
Last ex-dividend date
Apr 24, 2026
Fundamentals through
Dec 31, 2025
Share price as of
–

Valuation ratiosIndustry

Market Cap
CN¥1.39B
CN¥478.61M
Enterprise Value
CN¥268.00M
CN¥2.72M
PE Ratio
0.44
1.01
PS Ratio
0.11
0.57
P/FCF Ratio
0.43
0.82
P/OCF Ratio
0.39
0.91

Enterprise valuationIndustry

EV / Sales
0.02
0.10
EV / EBITDA
0.12
0.12
EV / FCF
0.08
-0.29

Share statisticsIndustry

Shares Change (YoY)
4.67%
2.86%
Float
562M
195M
Shares Held by Insiders
16.1%
40.2%
Shares Held by Institutions
5.93%
0.29%

Short sellingIndustry

Short Interest
7M
–
Short Interest Change
-15.9%
-10.7%
Days to Cover
6.53
1.60

Stock price statisticsIndustry

Price Change (1 Week)
-5.73%
-4.20%
Price Change (1 Month)
-8.90%
-18.1%
Price Change (3 Months)
-54.2%
-38.3%
Price Change (6 Months)
-68.0%
-58.5%
Price Change (YTD)
-80.9%
-71.8%
Price Change (1 Year)
-85.0%
-73.7%
Price Change (3 Years)
-68.4%
-68.4%
Price Change (5 Years)
-89.9%
-91.5%
Average Volume (10 Days)
781,823
–
Average Volume (20 Days)
886,314
–
Average Volume (90 Days)
3M
–
Relative Volume
0.33
0.45
Relative Strength Index (14)
43.1
41.2
Volatility (1 Year)
57.5%
74.2%
Beta (5 Years)
1.48
1.03

MarginsIndustry

Gross Margin
34.0%
58.0%
Pretax Margin
15.8%
19.3%
EBITDA Margin
16.8%
8.39%
FCF Margin
24.8%
56.5%

Financial positionIndustry

Current Ratio
1.89
2.16
Quick Ratio
0.22
0.22
Debt / EBITDA
0.47
–
Debt / FCF
0.32
0.30
Net Debt / EBITDA
-0.51
–

GrowthIndustry

Revenue Growth (YoY)
-7.40%
-2.45%
EPS Growth (YoY)
45.7%
11.8%
FCF Growth (YoY)
290.9%
-6.77%
Revenue Growth (3Y CAGR)
10.1%
0.93%
Revenue Growth (5Y CAGR)
2.46%
4.83%
EPS Growth (3Y CAGR)
28.8%
15.5%
EPS Growth (5Y CAGR)
24.8%
–

EfficiencyIndustry

Asset Turnover
0.58
0.14
Inventory Turnover
373.77
–
Revenue Per Employee
CN¥2.82M
CN¥720.85K
Employee Count
4,667
643
WACC
8.95%
8.82%

Income statement (TTM)Industry

Revenue
CN¥13.15B
CN¥2.86B
Gross Profit
CN¥4.47B
CN¥109.02M
Pretax Income
CN¥2.08B
CN¥483.15M
EBITDA
CN¥2.20B
CN¥11.27M
EPS (Diluted)
4.72 CNY
1.92 CNY

Balance sheetIndustry

Total Debt
CN¥1.03B
CN¥409.53M
Net Cash (Debt)
CN¥1.13B
CN¥1.13B
Net Cash Per Share
1.68 CNY
1.85 CNY
Working Capital
CN¥8.64B
CN¥5.94B

Cash flow (TTM)Industry

Operating Cash Flow
CN¥3.61B
CN¥980.49M
Capital Expenditures
-CN¥352.92M
-CN¥84.19M
Free Cash Flow
CN¥3.26B
CN¥677.88M
FCF Per Share
4.87 CNY
3.08 CNY

Dividends and yieldsIndustry

FCF Yield
234.0%
121.9%
Buyback Yield
14.5%
11.4%
Shareholder Yield
14.5%
11.4%
FCF Payout Ratio
11.7%
–

Taxes and interestIndustry

Interest Expense
CN¥22.73M
CN¥23.26M
Income Tax
CN¥398.53M
CN¥173.99M
Effective Tax Rate
19.2%
18.0%

Scores and fair valueIndustry

Altman Z-Score
1.56
0.96
Lynch Fair Value
116.99 CNY
–
Lynch Upside
5524.6%
2289.3%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

PeriodLXS&P 500DifferenceLX per yearS&P 500 per year
1 month-10.0%-3.0%−7.0 pts
3 months-56.4%-2.8%−53.6 pts
Year to date-79.3%+11.5%−90.7 pts
1 year-83.6%+13.5%−97.1 pts
3 years-62.0%+77.7%−139.7 pts-27.6%+21.1%
5 years-86.8%+72.6%−159.4 pts-33.3%+11.5%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

7M LX shares were sold short on Oct 30, 2026, down 15.9% from the previous report. At recent volumes it would take 6.5 days to buy them back. Over the last 20 sessions, 52.9% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 20266,515,293-15.9%998,1746.5
Oct 15, 20267,744,126+8.6%1,214,8016.4
Sep 30, 20267,133,704-1.4%2,265,5373.1
Sep 15, 20267,232,005+56.7%7,226,3431.0
Aug 31, 20264,616,015+94.8%3,661,7171.3
Aug 14, 20262,369,578+0.2%1,482,2491.6
Jul 31, 20262,363,965-30.2%2,075,5661.1
Jul 15, 20263,388,542-1.6%4,190,0521.0
Jun 30, 20263,443,617-34.5%1,607,6452.1
Jun 15, 20265,256,817-14.2%1,291,8564.1
May 29, 20266,125,716+16.0%2,515,2012.4
May 15, 20265,281,052+8.1%1,294,4924.1

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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