LXNasdaqFinance ServicesFiscal year ends December 31
LexinFintech Holdings Ltd.
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026
$0.63−0.01 (-1.68%)
Close on Oct 19, 2026
LexinFintech statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available, median of Finance Services companies for comparison
Income (trailing twelve months)
| Measure | LexinFintech | Industry median |
|---|---|---|
| Revenue | CN¥13.15B | CN¥134.31M |
| Gross Profit | CN¥4.47B | CN¥109.02M |
| Pretax Income | CN¥2.08B | CN¥739.30M |
| EBITDA | CN¥2.20B | CN¥11.27M |
| EPS (Diluted) | 4.72 CNY | 1.92 CNY |
Margins
| Measure | LexinFintech | Industry median |
|---|---|---|
| Gross Margin | 34.0% | 73.6% |
| Pretax Margin | 15.8% | 22.9% |
| EBITDA Margin | 16.8% | 8.39% |
| FCF Margin | 24.8% | 56.5% |
Growth
| Measure | LexinFintech | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -7.40% | 1.18% |
| EPS Growth (YoY) | 45.7% | 11.8% |
| FCF Growth (YoY) | 290.9% | -6.77% |
| Revenue Growth (3Y CAGR) | 10.1% | 3.01% |
| Revenue Growth (5Y CAGR) | 2.46% | 7.20% |
| EPS Growth (3Y CAGR) | 28.8% | 15.5% |
| EPS Growth (5Y CAGR) | 24.8% |
Balance sheet
| Measure | LexinFintech | Industry median |
|---|---|---|
| Cash & Short-Term Investments | CN¥2.16B | CN¥1.57B |
| Total Debt | CN¥1.03B | CN¥409.53M |
| Net Cash (Debt) | CN¥1.13B | CN¥851.82M |
| Net Cash Per Share | 1.68 CNY | 1.76 CNY |
| Working Capital | CN¥8.64B | CN¥8.64B |
Financial position
| Measure | LexinFintech | Industry median |
|---|---|---|
| Current Ratio | 1.89 | 1.89 |
| Quick Ratio | 0.22 | 0.22 |
| Debt / EBITDA | 0.47 | |
| Debt / FCF | 0.32 | 0.30 |
| Net Debt / EBITDA | -0.51 |
Cash flow (trailing twelve months)
| Measure | LexinFintech | Industry median |
|---|---|---|
| Operating Cash Flow | CN¥3.61B | CN¥703.62M |
| Capital Expenditures | -CN¥352.92M | -CN¥84.19M |
| Free Cash Flow | CN¥3.26B | CN¥677.88M |
| FCF Per Share | 4.87 CNY | 3.08 CNY |
Efficiency
| Measure | LexinFintech | Industry median |
|---|---|---|
| Asset Turnover | 0.58 | 0.18 |
| Inventory Turnover | 373.77 | |
| Revenue Per Employee | CN¥8.22M | CN¥821.00K |
| Employee Count | 1,600 | 643 |
Dividends and yields
| Measure | LexinFintech | Industry median |
|---|---|---|
| FCF Payout Ratio | 11.7% |
Shares
| Measure | LexinFintech | Industry median |
|---|---|---|
| Shares Outstanding | 670,004,000 | 469,036,000 |
| Shares Change (YoY) | 4.67% | 1.06% |
| Float | 562,194,000 | 194,899,000 |
| Shares Held by Insiders | 16.1% | 40.2% |
| Shares Held by Institutions | 5.93% | 0.72% |
Taxes
| Measure | LexinFintech | Industry median |
|---|---|---|
| Income Tax | CN¥398.53M | CN¥173.99M |
| Effective Tax Rate | 19.2% | 18.0% |
Calculated by StockData from LexinFintech's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.