StockData
Flagstar Bank, National Association logo

Flagstar Bank, National Association (FLG) stock

FLGNYSESavings Institutions, Not Federally CharteredFiscal year ends December 31Also trades as FLG.PA, FLG.PU
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 9/30
$10.48+0.14 (+1.35%)

Close on Nov 13, 2026Market cap $4.35BP/E 69.9Yield 0.38%

Flagstar Bank, National Association statistics

78 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
Jan 29, 2027 (estimated, before the open)
Last ex-dividend date
Sep 4, 2026
Fundamentals through
Sep 30, 2026
Share price as of
Nov 13, 2026

Valuation ratiosIndustry

Market Cap
$4.35B
$893.83M
Enterprise Value
$5.49B
$598.22M
PE Ratio
69.87
12.21
PS Ratio
2.07
3.66
PB Ratio
0.57
1.25
P/TBV Ratio
0.59
1.52

Enterprise valuationIndustry

EV / Sales
2.61
2.95

Share statisticsIndustry

Shares Change (YoY)
9.68%
0.33%
Shares Change (QoQ)
-3.93%
0.00%
Float
297M
17M
Shares Held by Insiders
28.4%
6.05%
Shares Held by Institutions
88.3%
61.3%

Short sellingIndustry

Short Interest
43M
–
Short Interest Change
-5.19%
-4.13%
Short % of Float
14.6%
3.58%
Short % of Shares Outstanding
10.4%
3.18%
Days to Cover
4.75
4.85

Stock price statisticsIndustry

52-Week High
$15.44
–
52-Week Low
$9.93
–
20-Day Moving Average
$10.61
–
50-Day Moving Average
$11.54
–
200-Day Moving Average
$13.32
–
Average True Range (14)
$0.31
–
Price Change (1 Week)
-0.38%
0.69%
Price Change (1 Month)
-6.84%
3.79%
Price Change (3 Months)
-25.1%
-2.72%
Price Change (6 Months)
-20.8%
12.2%
Price Change (YTD)
-16.8%
19.9%
Price Change (1 Year)
-5.07%
25.7%
Price Change (3 Years)
-61.6%
65.1%
Price Change (5 Years)
-71.9%
26.9%
Price Change (10 Years)
-77.5%
66.8%
Average Volume (10 Days)
6M
–
Average Volume (20 Days)
7M
–
Average Volume (90 Days)
5M
–
Relative Volume
0.64
0.68
Relative Strength Index (14)
40.9
53.1
Volatility (1 Year)
29.0%
24.4%
Beta (5 Years)
0.97
0.63

MarginsIndustry

Pretax Margin
5.47%
37.0%
Profit Margin
4.57%
29.6%

Returns on capitalIndustry

Return on Equity (ROE)
1.22%
10.7%
Return on Assets (ROA)
0.11%
1.16%

Financial positionIndustry

Debt / Equity
0.69
0.21

GrowthIndustry

Revenue Growth (YoY)
-1.36%
11.7%
Revenue Growth (3Y CAGR)
324.3%
5.82%
Revenue Growth (5Y CAGR)
148.0%
6.17%

EfficiencyIndustry

Asset Turnover
0.02
0.04
Revenue Per Employee
$373.11K
$358.92K
Profits Per Employee
$17.05K
$110.51K
Employee Count
5,631
492
WACC
7.76%
8.13%

Income statement (TTM)Industry

Revenue
$2.10B
$183.72M
Pretax Income
$115.00M
$74.07M
Net Income
$96.00M
$57.59M
EPS (Diluted)
$0.15
$2.99

Balance sheetIndustry

Total Debt
$5.25B
$162.54M
Net Cash (Debt)
-$1.14B
$165.09M
Net Cash Per Share
-$2.74
$8.07
Equity (Book Value)
$7.64B
$570.13M
Book Value Per Share
$18.42
$28.12
Tangible Book Value
$7.33B
$478.27M

Cash flow (TTM)Industry

Operating Cash Flow
-$86.00M
$66.48M

Dividends and yieldsIndustry

Earnings Yield
2.21%
8.29%
Dividend Yield
0.38%
2.44%
Shareholder Yield
0.38%
3.26%
Dividend Per Share
$0.04
$0.92
Dividend Growth (YoY)
-80.0%
4.26%
Years of Dividend Growth
0
2
Payout Ratio
15.6%
28.5%

Taxes and interestIndustry

Income Tax
$19.00M
$16.14M
Effective Tax Rate
16.5%
21.1%

Scores and fair valueIndustry

Graham Number
$7.88
$45.07
Graham Upside
-24.8%
18.8%
Altman Z-Score
0.04
0.22
Piotroski F-Score
2
6

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

PeriodFLGS&P 500DifferenceFLG per yearS&P 500 per year
1 month-6.5%-3.0%−3.5 pts
3 months-26.5%-2.8%−23.7 pts
Year to date-16.6%+11.5%−28.1 pts
1 year-5.0%+13.5%−18.5 pts
3 years-60.6%+77.7%−138.3 pts-26.7%+21.1%
5 years-67.2%+72.6%−139.8 pts-20.0%+11.5%
10 years-63.9%+308.2%−372.0 pts-9.7%+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

43M FLG shares were sold short on Oct 30, 2026, down 5.2% from the previous report, or 14.58% of the shares available to trade. At recent volumes it would take 4.8 days to buy them back. Over the last 20 sessions, 56.0% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 202643,328,413-5.2%9,112,2274.8
Oct 15, 202645,700,519-3.0%5,788,2627.9
Sep 30, 202647,107,679+18.4%5,541,0678.5
Sep 15, 202639,795,826+5.9%3,971,57510.0
Aug 31, 202637,577,959+12.3%4,203,2038.9
Aug 14, 202633,470,404+1.6%3,492,0989.6
Jul 31, 202632,932,827-5.4%5,276,6926.2
Jul 15, 202634,814,937-9.9%3,623,4029.6
Jun 30, 202638,633,055+4.4%7,083,3895.5
Jun 15, 202637,021,106+1.6%4,724,9967.8
May 29, 202636,435,988-39.6%3,478,66810.5
May 15, 202660,349,435-1.6%4,021,91915.0

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

See a number that looks wrong?