FLGNYSESavings Institutions, Not Federally CharteredFiscal year ends December 31Also trades as FLG.PA, FLG.PU
FLAGSTAR BANK, NATIONAL ASSOCIATION
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$10.96−0.12 (-1.08%)
Close on Oct 19, 2026
- Market cap
- $5.19B
- P/E (TTM)
- 365.3
- Dividend yield
- 0.36%
Flagstar Bank, National Association statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institutions, Not Federally Chartered companies for comparison
Valuation
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Market Cap | $4.55B | $679.86M |
| Enterprise Value | $3.62B | $418.07M |
| PE Ratio | 365.33 | 12.00 |
| PS Ratio | 2.18 | 3.62 |
| PB Ratio | 0.56 | 1.18 |
| P/TBV Ratio | 0.58 | 1.42 |
| P/OCF Ratio | 28.08 | 10.04 |
Enterprise value
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| EV / Sales | 1.73 | 2.78 |
Income (trailing twelve months)
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Revenue | $2.09B | $170.85M |
| Pretax Income | $84.00M | $70.12M |
| Net Income | $48.00M | $54.33M |
| EPS (Diluted) | $0.03 | $2.90 |
Margins
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Pretax Margin | 4.02% | 36.4% |
| Profit Margin | 2.30% | 29.1% |
Returns
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Return on Equity (ROE) | 0.59% | 10.5% |
| Return on Assets (ROA) | 0.05% | 1.12% |
Growth
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -6.45% | 11.8% |
| Revenue Growth (3Y CAGR) | 324.3% | 5.82% |
| Revenue Growth (5Y CAGR) | 148.0% | 6.17% |
Balance sheet
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $5.18B | $205.54M |
| Total Debt | $4.25B | $177.19M |
| Net Cash (Debt) | $929.00M | $164.40M |
| Net Cash Per Share | $2.24 | $8.13 |
| Equity (Book Value) | $8.14B | $560.44M |
| Book Value Per Share | $19.61 | $28.47 |
| Tangible Book Value | $7.81B | $472.29M |
Financial position
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Debt / Equity | 0.52 | 0.20 |
Cash flow (trailing twelve months)
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Operating Cash Flow | $162.00M | $61.20M |
Efficiency
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Asset Turnover | 0.02 | 0.04 |
| Revenue Per Employee | $371.16K | $357.09K |
| Profits Per Employee | $8.52K | $107.23K |
| Employee Count | 5,631 | 528 |
Dividends and yields
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Earnings Yield | 1.06% | 8.07% |
| Dividend Yield | 0.36% | 2.48% |
| Shareholder Yield | 0.36% | 3.13% |
| Dividend Per Share | $0.04 | $0.93 |
| Dividend Growth (YoY) | -80.0% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 33.3% | 29.4% |
Shares
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Shares Outstanding | 415,093,000 | 18,910,300 |
| Shares Change (YoY) | 9.88% | 0.39% |
| Shares Change (QoQ) | 0.06% | 0.00% |
| Float | 297,283,000 | 16,895,350 |
| Shares Held by Insiders | 28.4% | 5.92% |
| Shares Held by Institutions | 88.3% | 61.9% |
Taxes
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Income Tax | $36.00M | $14.50M |
| Effective Tax Rate | 42.9% | 21.1% |
Scores
| Measure | Flagstar Bank, National Association | Industry median |
|---|---|---|
| Graham Number | $3.64 | $45.31 |
| Graham Upside | -66.8% | 21.6% |
| Altman Z-Score | 0.04 | 0.21 |
| Piotroski F-Score | 2 | 6 |
Calculated by StockData from Flagstar Bank, National Association's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.