Axos Financial vs Flagstar Bank, National Association
AX and FLG side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AX and FLG compare
Axos Financial is the larger company, worth 1.2 times as much as Flagstar Bank, National Association ($5.2B against $4.4B).
On earnings, Axos Financial is cheaper: it trades at 10.3× trailing earnings, against 69.9× for Flagstar Bank, National Association.
Axos Financial grew revenue faster over the last twelve months (23.0% versus −1.4% for Flagstar Bank, National Association).
Axos Financial keeps more of each dollar of sales as profit, with a net margin of 32.7% compared with 4.6% at Flagstar Bank, National Association.
Flagstar Bank, National Association pays a dividend yielding 0.38%; Axos Financial does not pay one.
Axos Financial scores higher on the StockData Score (13 against 9 for Flagstar Bank, National Association), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AX | FLG |
|---|---|---|
| Size and price | ||
| Market cap | $5.2B | $4.4B |
| Share price | $91.17 | $10.48 |
| Change, 1 year | 11.2% | −5.1% |
| Change, 5 years | 53.1% | −71.8% |
| Beta (5Y) | 1.24 | 0.97 |
| Employees | 2,191 | 5,631 |
| StockData Score | ||
| Total score | 13 (better) | 9 |
| Valuation score | 2 | 2 |
| Growth score | 2 (better) | 1 |
| Performance score | 5 (better) | 0 |
| Health score | 4 | 4 |
| Dividend score | 0 | 2 (better) |
| Valuation | ||
| P/E | 10.3× (better) | 69.9× |
| P/S | 3.3× | 2.1× (better) |
| P/B | 1.6× | 0.6× (better) |
| P/FCF | 12.4× | – |
| PEG | 0.55 | – |
| FCF yield | 8.1% | – |
| Fair value | $89.75 | – |
| Margin of safety | −1.6% | – |
| Growth | ||
| Revenue growth (TTM) | 23.0% (better) | −1.4% |
| Revenue growth, 5Y average | 21.0% | 148% (better) |
| Net income growth (TTM) | 17.3% | – |
| EPS growth (TTM) | 17.4% | – |
| EPS growth, 5Y average | 19.0% | – |
| Profitability | ||
| Net margin | 32.7% (better) | 4.6% |
| FCF margin | 26.9% | – |
| Return on equity | 16.7% (better) | 1.2% |
| Financial health | ||
| Debt / equity | – | 0.69 |
| Altman Z-score | 0.31 (better) | 0.04 |
| Piotroski F-score | 6 (better) | 2 |
| Dividends and buybacks | ||
| Dividend yield | – | 0.38% |
| Payout ratio | – | 15.6% |
| Years of dividend growth | – | 0 |
| Shareholder yield | 0.00% | 0.38% (better) |
| Ownership | ||
| Held by institutions | 85.6% | 88.3% |
| Held by insiders | 4.2% | 28.4% |
| Insider net buying, 12 months | −$7.4M | $599K (better) |
| Short interest, % of float | 5.9% | 14.6% |
Go deeper
- AX stock overview
- AX income statement
- AX valuation and score
- FLG stock overview
- FLG income statement
- FLG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.