Beacon Financial vs Flagstar Bank, National Association
BBT and FLG side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BBT and FLG compare
Flagstar Bank, National Association is the larger company, worth 1.7 times as much as Beacon Financial ($4.3B against $2.6B).
On earnings, Beacon Financial is cheaper: it trades at 11.4× trailing earnings, against 68.9× for Flagstar Bank, National Association.
Beacon Financial grew revenue faster over the last twelve months (85.6% versus −1.4% for Flagstar Bank, National Association).
Beacon Financial keeps more of each dollar of sales as profit, with a net margin of 25.5% compared with 4.6% at Flagstar Bank, National Association.
Both pay dividends: Beacon Financial yields 3.2% and Flagstar Bank, National Association 0.39%.
Beacon Financial scores higher on the StockData Score (14 against 9 for Flagstar Bank, National Association), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BBT | FLG |
|---|---|---|
| Size and price | ||
| Market cap | $2.6B | $4.3B |
| Share price | $30.68 | $10.34 |
| Change, 1 year | 17.8% | −5.2% |
| Change, 5 years | 8.6% | −72.1% |
| Beta (5Y) | 0.75 | 0.97 |
| Employees | 1,972 | 5,631 |
| StockData Score | ||
| Total score | 14 (better) | 9 |
| Valuation score | 5 (better) | 2 |
| Growth score | 1 | 1 |
| Performance score | 3 (better) | 0 |
| Health score | 3 | 4 (better) |
| Dividend score | 2 | 2 |
| Valuation | ||
| P/E | 11.4× (better) | 68.9× |
| P/S | 2.9× | 2.0× (better) |
| P/B | 1.0× | 0.6× (better) |
| Fair value | $36.67 | – |
| Margin of safety | 16.3% | – |
| Growth | ||
| Revenue growth (TTM) | 85.6% (better) | −1.4% |
| Revenue growth, 5Y average | −39.9% | 148% (better) |
| Net income growth (TTM) | 314% | – |
| EPS growth (TTM) | 341% | – |
| Profitability | ||
| Net margin | 25.5% (better) | 4.6% |
| Return on equity | 9.0% (better) | 1.2% |
| Financial health | ||
| Debt / equity | – | 0.69 |
| Altman Z-score | 0.16 (better) | 0.04 |
| Piotroski F-score | 6 (better) | 2 |
| Dividends and buybacks | ||
| Dividend yield | 3.2% (better) | 0.39% |
| Payout ratio | 48.0% | 15.6% |
| Years of dividend growth | 1 (better) | 0 |
| Dividend growth, 5Y average | 0.22% | – |
| Shareholder yield | 3.2% (better) | 0.39% |
| Ownership | ||
| Held by institutions | 92.0% | 88.3% |
| Held by insiders | 1.6% | 28.4% |
| Insider net buying, 12 months | −$277K | $103K (better) |
| Short interest, % of float | 5.3% | 14.6% |
Go deeper
- BBT stock overview
- BBT income statement
- BBT valuation and score
- FLG stock overview
- FLG income statement
- FLG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.