First Capital Inc (FCAP) stock
FCAPNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 12, 2026Score 18/3018% above fair value
$64.62+1.33 (+2.10%)
Close on Nov 11, 2026Market cap $216.13MP/E 11.7Yield 1.86%
First Capital statistics
90 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 22, 2027 (estimated, during market hours)
- Last ex-dividend date
- Sep 11, 2026
- Fundamentals through
- Jun 30, 2026
- Share price as of
- Nov 11, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.59
- 1.52
- P/OCF Ratio
- 9.09
- 9.79
Enterprise valuationIndustry
- EV / Sales
- 29.63
- 2.95
- EV / FCF
- 9.96
- 8.53
Share statisticsIndustry
- Shares Change (QoQ)
- -0.01%
- 0.00%
- Float
- 3M
- 17M
- Shares Held by Insiders
- 3.80%
- 6.05%
- Shares Held by Institutions
- 26.8%
- 61.3%
Short sellingIndustry
- Short Interest
- 170,513
- –
- Short Interest Change
- 2.44%
- -4.13%
- Short % of Float
- 5.30%
- 3.58%
- Short % of Shares Outstanding
- 5.10%
- 3.18%
- Days to Cover
- 9.22
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $71.00
- –
- 52-Week Low
- $43.50
- –
- 20-Day Moving Average
- $63.10
- –
- 50-Day Moving Average
- $62.78
- –
- 200-Day Moving Average
- $58.75
- –
- Average True Range (14)
- $2.00
- –
- Price Change (1 Week)
- 0.37%
- -1.44%
- Price Change (1 Month)
- 3.74%
- 4.50%
- Price Change (3 Months)
- -1.28%
- -3.21%
- Price Change (6 Months)
- 15.8%
- 11.7%
- Price Change (YTD)
- 9.16%
- 19.9%
- Price Change (1 Year)
- 46.8%
- 26.3%
- Price Change (3 Years)
- 151.9%
- 77.8%
- Price Change (5 Years)
- 57.8%
- 26.4%
- Price Change (10 Years)
- 106.1%
- 68.6%
- Average Volume (10 Days)
- 29,674
- –
- Average Volume (20 Days)
- 25,426
- –
- Average Volume (90 Days)
- 19,755
- –
- Relative Volume
- 0.87
- 0.63
- Relative Strength Index (14)
- 56.8
- 53.3
- Volatility (1 Year)
- 42.8%
- 24.4%
- Beta (5 Years)
- 0.29
- 0.63
MarginsIndustry
- FCF Margin
- 297.5%
- 33.6%
Returns on capitalIndustry
- Return on Equity (ROE)
- 13.9%
- 10.7%
- Return on Assets (ROA)
- 1.46%
- 1.15%
Financial positionIndustry
- Debt / Equity
- 0.00
- 0.21
- Debt / FCF
- 0.00
- 1.42
GrowthIndustry
- Revenue Growth (YoY)
- 3.40%
- 11.8%
- Net Income Growth (YoY)
- 40.1%
- 23.0%
- EPS Growth (YoY)
- 40.4%
- 21.9%
- FCF Growth (YoY)
- 15.1%
- 28.2%
- Revenue Growth (3Y CAGR)
- 0.12%
- 5.82%
- Revenue Growth (5Y CAGR)
- 4.47%
- 6.17%
- EPS Growth (3Y CAGR)
- 11.3%
- 1.31%
- EPS Growth (5Y CAGR)
- 10.1%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.01
- 0.04
- Revenue Per Employee
- $41.46K
- $359.04K
- Profits Per Employee
- $104.82K
- $109.67K
- Employee Count
- 176
- 492
- WACC
- 7.38%
- 7.92%
Income statement (TTM)Industry
Balance sheetIndustry
- Net Cash (Debt)
- $0
- $162.29M
- Net Cash Per Share
- $0.00
- $8.13
- Equity (Book Value)
- $142.51M
- $570.13M
- Book Value Per Share
- $42.61
- $28.27
- Tangible Book Value
- $136.04M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$2.06M
- -$4.28M
- FCF Per Share
- $6.49
- $3.31
Dividends and yieldsIndustry
- Earnings Yield
- 8.54%
- 8.25%
- FCF Yield
- 10.0%
- 9.17%
- Dividend Yield
- 1.86%
- 2.45%
- Shareholder Yield
- 1.86%
- 3.21%
- Dividend Per Share
- $1.20
- $0.92
- Dividend Growth (YoY)
- 7.14%
- 4.26%
- Years of Dividend Growth
- 3
- 2
- Payout Ratio
- 22.6%
- 29.0%
- FCF Payout Ratio
- 19.2%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $4.28M
- $15.94M
Scores and fair valueIndustry
- Graham Number
- $72.81
- $45.42
- Graham Upside
- 12.7%
- 18.7%
- Altman Z-Score
- 0.25
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $55.96
- –
- Lynch Upside
- -13.4%
- -0.72%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | FCAP | S&P 500 | Difference | FCAP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.1% | -2.4% | +5.5 pts | ||
| 3 months | +0.0% | -1.2% | +1.2 pts | ||
| Year to date | +11.0% | +12.3% | −1.3 pts | ||
| 1 year | +46.9% | +12.4% | +34.4 pts | ||
| 3 years | +175.6% | +78.8% | +96.8 pts | +40.2% | +21.4% |
| 5 years | +85.1% | +75.2% | +9.9 pts | +13.1% | +11.9% |
| 10 years | +169.0% | +311.1% | −142.1 pts | +10.4% | +15.2% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M FCAP shares were sold short on Oct 30, 2026, up 2.4% from the previous report, or 5.30% of the shares available to trade. At recent volumes it would take 9.2 days to buy them back. Over the last 20 sessions, 79.8% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 170,513 | +2.4% | 18,490 | 9.2 |
| Oct 15, 2026 | 166,452 | +7.7% | 23,444 | 7.1 |
| Sep 30, 2026 | 154,614 | +7.6% | 27,520 | 5.6 |
| Sep 15, 2026 | 143,628 | +14.1% | 14,339 | 10.0 |
| Aug 31, 2026 | 125,933 | +28.1% | 18,161 | 6.9 |
| Aug 14, 2026 | 98,281 | +43.8% | 15,171 | 6.5 |
| Jul 31, 2026 | 68,348 | +22.0% | 14,964 | 4.6 |
| Jul 15, 2026 | 56,008 | +25.9% | 7,721 | 7.3 |
| Jun 30, 2026 | 44,499 | -24.1% | 14,347 | 3.1 |
| Jun 15, 2026 | 58,593 | +22.8% | 4,982 | 11.8 |
| May 29, 2026 | 47,727 | +0.3% | 6,333 | 7.5 |
| May 15, 2026 | 47,590 | -34.0% | 2,924 | 16.3 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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