First Capital Inc (FCAP) stock
Close on Nov 11, 2026Market cap $216.13MP/E 11.7Yield 1.86%
First Capital Inc grew revenue 3.2% to $7.34M over the twelve months to Sep 30, 2026. Free cash flow was $20.71M, up 8.2% from a year earlier. At the latest close the market valued the company at $216.13M, 11.7 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $216.13M
- P/E ratio
- 11.7
- Price to sales
- 29.62
- Price to book
- 1.52
- Dividend yield
- 1.86%
- Free cash flow yield
- 10.04%
Fundamentals
- Revenue
- $7.34M
- Net income
- $19.08M
- EPS, diluted
- $5.72
- Free cash flow
- $20.71M
- Book value per share
- $40.63
- Diluted shares
- 3M
Trading
- Next earnings
- Jan 22, 2027 (estimated, during market hours)
- Previous close
- $63.29
- Open
- $63.35
- Day's range
- $62.80 – $64.62
- Volume
- 17,037
- Average volume (20 days)
- 25,426
- Index membership
- Russell 2000 (since Jun 2025)
- Beta (5 years)
- 0.29
- 52-week range
- $43.50 – $71.00
- RSI (14 days)
- 56.8
- Volatility (1 year)
- 42.8%
- Relative volume
- 0.87×
- WACC
- 7.4%
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2012, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | FCAP | S&P 500 | Difference | FCAP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.1% | -2.4% | +5.5 pts | ||
| 3 months | +0.0% | -1.2% | +1.2 pts | ||
| Year to date | +11.0% | +12.3% | −1.3 pts | ||
| 1 year | +46.9% | +12.4% | +34.4 pts | ||
| 3 years | +175.6% | +78.8% | +96.8 pts | +40.2% | +21.4% |
| 5 years | +85.1% | +75.2% | +9.9 pts | +13.1% | +11.9% |
| 10 years | +169.0% | +311.1% | −142.1 pts | +10.4% | +15.2% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases First Capital filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- Update
- Results
- Results
- Results
- News
About First Capital
Savings Institution, Federally Chartered
First Capital, Inc. operates as a financial holding company through its subsidiary, First Harrison Bank. The institution provides commercial and retail banking services to consumers, commercial businesses, and local property builders. Its primary offerings include one-to-four-family residential mortgages, multifamily residential loans, and residential and commercial construction financing. In addition, the bank provides commercial real estate loans, commercial business credit lines, and various consumer loans such as home equity financing, second mortgages, and automobile loans.
Company profile, executives and historyFirst Capital stock: common questions
What is First Capital's stock price?
FCAP closed at $64.62 on Nov 11, 2026, up 2.10% on the day. Over the past 52 weeks it traded between $43.50 and $71.00.
What is First Capital's market cap?
First Capital was worth $216.13M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is FCAP's P/E ratio?
FCAP trades at 11.7 times earnings, based on diluted earnings per share of $5.72 over the twelve months to Sep 30, 2026.
How much revenue does First Capital make?
First Capital reported revenue of $7.34M for the twelve months to Sep 30, 2026, up 3.2% from a year earlier.
Does First Capital pay a dividend?
Yes. First Capital paid $1.20 per share over the last twelve months, a yield of 1.86% at the latest price, and has raised its annual dividend 3 years in a row.
When does First Capital report earnings next?
First Capital is expected to report Q4 FY2026 results on Jan 22, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has FCAP stock performed over the past year?
Including dividends, FCAP returned +46.9% over the past year, against +12.4% for the S&P 500.
How many FCAP shares are sold short?
0M shares were sold short at the latest FINRA report, 5.30% of the float, or 9.2 days of average trading volume.
Who are First Capital's competitors?
Companies most similar to First Capital by business, industry and size include KFFB, FDSB, MFBI, CLST, MSBB.
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