First Capital vs Kentucky First Federal Bancorp
FCAP and KFFB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCAP and KFFB compare
First Capital is the larger company, worth 4.6 times as much as Kentucky First Federal Bancorp ($216M against $47.5M).
Kentucky First Federal Bancorp grew revenue faster over the last twelve months (32.8% versus 3.4% for First Capital).
First Capital keeps more of each dollar of sales as profit, with a net margin of 253% compared with 16.3% at Kentucky First Federal Bancorp.
Both pay dividends: First Capital yields 1.9% and Kentucky First Federal Bancorp 0.85%.
First Capital scores higher on the StockData Score (18 against 8 for Kentucky First Federal Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCAP | KFFB |
|---|---|---|
| Size and price | ||
| Market cap | $216M | $47.5M |
| Share price | $64.62 | $5.87 |
| Change, 1 year | 46.8% | 43.3% |
| Change, 5 years | 59.4% | −17.5% |
| Beta (5Y) | 0.29 | −0.13 |
| Employees | 176 | 57 |
| StockData Score | ||
| Total score | 18 (better) | 8 |
| Valuation score | 1 | 1 |
| Growth score | 2 | 3 (better) |
| Performance score | 5 (better) | 2 |
| Health score | 6 (better) | 1 |
| Dividend score | 4 (better) | 1 |
| Valuation | ||
| P/E | 11.7× | – |
| P/S | 29.6× | 4.0× (better) |
| P/B | 1.5× | 0.9× (better) |
| P/FCF | 10.0× (better) | 42.8× |
| PEG | 1.04 | – |
| FCF yield | 10.0% (better) | 2.3% |
| Fair value | $54.97 | – |
| Margin of safety | −17.5% | – |
| Growth | ||
| Revenue growth (TTM) | 3.4% | 32.8% (better) |
| Revenue growth, 5Y average | 4.5% | – |
| Net income growth (TTM) | 40.1% | 955% (better) |
| EPS growth (TTM) | 40.4% | – |
| EPS growth, 5Y average | 10.1% (better) | 1.8% |
| Profitability | ||
| Net margin | 253% (better) | 16.3% |
| FCF margin | 298% (better) | 9.5% |
| Return on equity | 13.9% (better) | 3.9% |
| Financial health | ||
| Debt / equity | 0.00 | – |
| Altman Z-score | 0.25 (better) | 0.20 |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.9% (better) | 0.85% |
| Payout ratio | 22.6% | – |
| Years of dividend growth | 3 | – |
| Dividend growth, 5Y average | 4.6% | – |
| Shareholder yield | 1.9% (better) | 0.85% |
| Ownership | ||
| Held by institutions | 26.8% | 4.0% |
| Held by insiders | 3.8% | 0.71% |
| Short interest, % of float | 5.3% | 0.14% |
Go deeper
- FCAP stock overview
- FCAP income statement
- FCAP valuation and score
- KFFB stock overview
- KFFB income statement
- KFFB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.