FCAPNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
FIRST CAPITAL INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026
$61.39+0.23 (+0.38%)
Close on Oct 19, 2026
- Market cap
- $205.02M
- P/E (TTM)
- 11.1
- Dividend yield
- 1.95%
First Capital statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | First Capital | Industry median |
|---|---|---|
| Market Cap | $205.33M | $679.86M |
| Enterprise Value | $205.43M | $408.94M |
| PE Ratio | 11.10 | 12.00 |
| PS Ratio | 28.14 | 3.61 |
| PB Ratio | 1.44 | 1.18 |
| P/TBV Ratio | 1.51 | 1.41 |
| P/FCF Ratio | 9.46 | 10.93 |
| P/OCF Ratio | 8.64 | 10.04 |
Enterprise value
| Measure | First Capital | Industry median |
|---|---|---|
| EV / Sales | 28.15 | 2.78 |
| EV / FCF | 9.46 | 8.25 |
Income (trailing twelve months)
| Measure | First Capital | Industry median |
|---|---|---|
| Revenue | $7.30M | $170.85M |
| Net Income | $18.45M | $54.33M |
| EPS (Diluted) | $5.53 | $2.90 |
Margins
| Measure | First Capital | Industry median |
|---|---|---|
| Profit Margin | 252.8% | 29.1% |
| FCF Margin | 297.5% | 33.0% |
Returns
| Measure | First Capital | Industry median |
|---|---|---|
| Return on Equity (ROE) | 13.9% | 10.5% |
| Return on Assets (ROA) | 1.46% | 1.12% |
Growth
| Measure | First Capital | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 3.40% | 11.8% |
| Net Income Growth (YoY) | 40.1% | 23.1% |
| EPS Growth (YoY) | 40.4% | 22.7% |
| FCF Growth (YoY) | 15.1% | 27.1% |
| Revenue Growth (3Y CAGR) | 0.12% | 5.82% |
| Revenue Growth (5Y CAGR) | 4.47% | 6.17% |
| EPS Growth (3Y CAGR) | 11.3% | 1.26% |
| EPS Growth (5Y CAGR) | 10.1% | 8.24% |
Balance sheet
| Measure | First Capital | Industry median |
|---|---|---|
| Total Debt | $0 | $177.19M |
| Net Cash (Debt) | $0 | $164.40M |
| Net Cash Per Share | $0.00 | $8.13 |
| Equity (Book Value) | $142.51M | $560.44M |
| Book Value Per Share | $42.61 | $28.47 |
| Tangible Book Value | $136.04M | $472.29M |
Financial position
| Measure | First Capital | Industry median |
|---|---|---|
| Debt / Equity | 0.00 | 0.20 |
| Debt / FCF | 0.00 | 1.81 |
Cash flow (trailing twelve months)
| Measure | First Capital | Industry median |
|---|---|---|
| Operating Cash Flow | $23.77M | $61.20M |
| Capital Expenditures | -$2.06M | -$4.02M |
| Free Cash Flow | $21.71M | $52.43M |
| FCF Per Share | $6.49 | $3.07 |
Efficiency
| Measure | First Capital | Industry median |
|---|---|---|
| Asset Turnover | 0.01 | 0.04 |
| Revenue Per Employee | $41.46K | $353.78K |
| Profits Per Employee | $104.82K | $107.28K |
| Employee Count | 176 | 489 |
Dividends and yields
| Measure | First Capital | Industry median |
|---|---|---|
| Earnings Yield | 8.99% | 8.07% |
| FCF Yield | 10.6% | 8.89% |
| Dividend Yield | 1.95% | 2.48% |
| Shareholder Yield | 1.95% | 3.13% |
| Dividend Per Share | $1.20 | $0.93 |
| Dividend Growth (YoY) | 7.14% | 4.26% |
| Years of Dividend Growth | 3 | 2 |
| Payout Ratio | 22.6% | 29.4% |
| FCF Payout Ratio | 19.2% | 26.0% |
Shares
| Measure | First Capital | Industry median |
|---|---|---|
| Shares Outstanding | 3,344,630 | 18,839,100 |
| Shares Change (QoQ) | -0.01% | 0.00% |
| Float | 3,217,680 | 17,061,900 |
| Shares Held by Insiders | 3.80% | 5.89% |
| Shares Held by Institutions | 26.8% | 61.9% |
Taxes
| Measure | First Capital | Industry median |
|---|---|---|
| Income Tax | $4.28M | $14.50M |
Scores
| Measure | First Capital | Industry median |
|---|---|---|
| Graham Number | $72.81 | $45.31 |
| Graham Upside | 18.6% | 21.6% |
| Altman Z-Score | 0.25 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from First Capital's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.