Encore Capital Group Inc (ECPG) stock
ECPGNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 10/3025% below fair value
$112.35+4.33 (+4.01%)
Close on Nov 11, 2026Market cap $2.38BP/E 7.2Yield –
Encore Capital ebitda
EBITDA is earnings before interest, taxes, depreciation and amortization, a rough measure of cash profit from operations.
Encore Capital's ebitda for the twelve months ending Sep 30, 2026 was $802.91M, up 129.5% year over year. For fiscal 2025 it was $655.41M, up 245.4% from the year before. Over ten years it grew 7.6% a year on average. The highest annual figure on record is $683.35M in fiscal 2021.
Annual ebitda
| Period | Period end | Value | Change |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $655.41M | +245.4% |
| FY2024 | Dec 31, 2024 | $189.76M | +225.7% |
| FY2023 | Dec 31, 2023 | $58.27M | -88.5% |
| FY2022 | Dec 31, 2022 | $508.59M | -25.6% |
| FY2021 | Dec 31, 2021 | $683.35M | +18.6% |
| FY2020 | Dec 31, 2020 | $576.34M | +18.3% |
| FY2019 | Dec 31, 2019 | $487.37M | +9.1% |
| FY2018 | Dec 31, 2018 | $446.53M | +22.5% |
| FY2017 | Dec 31, 2017 | $364.52M | +31.9% |
| FY2016 | Dec 31, 2016 | $276.38M | -12.4% |
| FY2015 | Dec 31, 2015 | $315.41M | -6.0% |
| FY2014 | Dec 31, 2014 | $335.57M | +58.4% |
| FY2013 | Dec 31, 2013 | $211.91M | +31.7% |
| FY2012 | Dec 31, 2012 | $160.92M | +28.9% |
| FY2011 | Dec 31, 2011 | $124.84M | +28.0% |
| FY2010 | Dec 31, 2010 | $97.54M | +40.9% |
| FY2009 | Dec 31, 2009 | $69.23M | – |
Quarterly ebitda
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | $237.72M | +31.8% |
| Q2 FY2026 | Jun 30, 2026 | $194.01M | +22.8% |
| Q1 FY2026 | Mar 31, 2026 | $190.85M | +39.6% |
| Q4 FY2025 | Dec 31, 2025 | $180.33M | – |
| Q3 FY2025 | Sep 30, 2025 | $180.35M | +57.9% |
| Q2 FY2025 | Jun 30, 2025 | $158.04M | +44.6% |
| Q1 FY2025 | Mar 31, 2025 | $136.69M | +49.5% |
| Q4 FY2024 | Dec 31, 2024 | -$125.22M | – |
| Q3 FY2024 | Sep 30, 2024 | $114.25M | +31.8% |
| Q2 FY2024 | Jun 30, 2024 | $109.30M | +10.7% |
| Q1 FY2024 | Mar 31, 2024 | $91.44M | +12.9% |
| Q4 FY2023 | Dec 31, 2023 | -$208.22M | -2418.8% |
| Q3 FY2023 | Sep 30, 2023 | $86.71M | -5.9% |
| Q2 FY2023 | Jun 30, 2023 | $98.77M | -24.4% |
| Q1 FY2023 | Mar 31, 2023 | $81.01M | -70.7% |
| Q4 FY2022 | Dec 31, 2022 | $8.98M | -93.4% |
| Q3 FY2022 | Sep 30, 2022 | $92.18M | -49.0% |
| Q2 FY2022 | Jun 30, 2022 | $130.59M | -29.9% |
| Q1 FY2022 | Mar 31, 2022 | $276.84M | +54.0% |
| Q4 FY2021 | Dec 31, 2021 | $136.41M | +0.6% |
| Q3 FY2021 | Sep 30, 2021 | $180.78M | +18.1% |
| Q2 FY2021 | Jun 30, 2021 | $186.33M | -19.1% |
| Q1 FY2021 | Mar 31, 2021 | $179.83M | +212.8% |
| Q4 FY2020 | Dec 31, 2020 | $135.56M | +8.9% |
| Q3 FY2020 | Sep 30, 2020 | $153.06M | +29.3% |
| Q2 FY2020 | Jun 30, 2020 | $230.23M | +86.5% |
| Q1 FY2020 | Mar 31, 2020 | $57.49M | -52.5% |
| Q4 FY2019 | Dec 31, 2019 | $124.50M | -1.1% |
| Q3 FY2019 | Sep 30, 2019 | $118.35M | +10.2% |
| Q2 FY2019 | Jun 30, 2019 | $123.47M | +8.0% |
| Q1 FY2019 | Mar 31, 2019 | $121.05M | +22.4% |
| Q4 FY2018 | Dec 31, 2018 | $125.88M | +60.6% |
| Q3 FY2018 | Sep 30, 2018 | $107.40M | -4.4% |
| Q2 FY2018 | Jun 30, 2018 | $114.36M | +28.1% |
| Q1 FY2018 | Mar 31, 2018 | $98.89M | +17.1% |
| Q4 FY2017 | Dec 31, 2017 | $78.39M | -18.5% |
| Q3 FY2017 | Sep 30, 2017 | $112.39M | – |
| Q2 FY2017 | Jun 30, 2017 | $89.27M | – |
| Q1 FY2017 | Mar 31, 2017 | $84.47M | – |
| Q4 FY2016 | Dec 31, 2016 | $96.19M | – |
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