Bridgewater Bancshares Inc (BWB) stock
BWBNasdaqState Commercial BanksFiscal year ends December 31Also trades as BWBBP
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 29, 2026Score 15/306% below fair value
$20.77+0.04 (+0.19%)
Close on Nov 13, 2026Market cap $581.86MP/E 10.7Yield –
Bridgewater Bancshares statistics
82 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 26, 2027 (estimated, during market hours)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.10
- 1.52
- P/OCF Ratio
- 7.37
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 1.89
- 2.95
- EV / FCF
- 4.35
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 1.82%
- 0.33%
- Shares Change (QoQ)
- 0.28%
- 0.00%
- Float
- 22M
- 17M
- Shares Held by Insiders
- 22.7%
- 6.05%
- Shares Held by Institutions
- 64.7%
- 61.3%
Short sellingIndustry
- Short Interest
- 526,695
- –
- Short Interest Change
- -24.2%
- -4.13%
- Days to Cover
- 4.45
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $22.62
- –
- 52-Week Low
- $16.06
- –
- 20-Day Moving Average
- $20.50
- –
- 50-Day Moving Average
- $20.64
- –
- 200-Day Moving Average
- $19.81
- –
- Average True Range (14)
- $0.53
- –
- Price Change (1 Week)
- 2.42%
- 0.69%
- Price Change (1 Month)
- 1.96%
- 3.79%
- Price Change (3 Months)
- -6.99%
- -2.72%
- Price Change (6 Months)
- 15.5%
- 12.2%
- Price Change (YTD)
- 18.5%
- 19.9%
- Price Change (1 Year)
- 22.5%
- 25.7%
- Price Change (3 Years)
- 88.6%
- 65.1%
- Price Change (5 Years)
- 6.08%
- 26.9%
- Average Volume (10 Days)
- 120,726
- –
- Average Volume (20 Days)
- 120,158
- –
- Average Volume (90 Days)
- 133,170
- –
- Relative Volume
- 0.52
- 0.68
- Relative Strength Index (14)
- 54.7
- 53.1
- Volatility (1 Year)
- 23.5%
- 24.4%
- Beta (5 Years)
- 0.78
- 0.63
MarginsIndustry
- Pretax Margin
- 45.9%
- 37.0%
- FCF Margin
- 43.4%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.5%
- 10.7%
- Return on Assets (ROA)
- 1.09%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 26.2%
- 11.7%
- Net Income Growth (YoY)
- 45.9%
- 22.6%
- EPS Growth (YoY)
- 46.6%
- 21.6%
- FCF Growth (YoY)
- 50.9%
- 27.2%
- Revenue Growth (3Y CAGR)
- 1.76%
- 5.82%
- Revenue Growth (5Y CAGR)
- 8.85%
- 6.17%
- EPS Growth (3Y CAGR)
- -4.67%
- 1.31%
- EPS Growth (5Y CAGR)
- 9.89%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.03
- 0.04
- Revenue Per Employee
- $525.36K
- $358.92K
- Profits Per Employee
- $185.64K
- $110.51K
- Employee Count
- 322
- 492
- WACC
- 8.99%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $77.57M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $262.56M
- $165.09M
- Net Cash Per Share
- $9.37
- $8.07
- Equity (Book Value)
- $541.39M
- $570.13M
- Book Value Per Share
- $19.33
- $28.12
- Tangible Book Value
- $529.41M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$5.44M
- -$4.24M
- FCF Per Share
- $2.62
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 10.3%
- 8.29%
- FCF Yield
- 12.6%
- 9.18%
Taxes and interestIndustry
- Income Tax
- $17.80M
- $16.14M
- Effective Tax Rate
- 22.9%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $29.12
- $45.07
- Graham Upside
- 40.2%
- 18.8%
- Altman Z-Score
- 0.20
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $19.28
- –
- Lynch Upside
- -7.19%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | BWB | S&P 500 | Difference | BWB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +2.0% | -3.0% | +5.0 pts | ||
| 3 months | -6.6% | -2.8% | −3.8 pts | ||
| Year to date | +18.5% | +11.5% | +7.0 pts | ||
| 1 year | +23.7% | +13.5% | +10.2 pts | ||
| 3 years | +102.8% | +77.7% | +25.1 pts | +26.6% | +21.1% |
| 5 years | +6.1% | +72.6% | −66.5 pts | +1.2% | +11.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M BWB shares were sold short on Oct 30, 2026, down 24.2% from the previous report. At recent volumes it would take 4.5 days to buy them back. Over the last 20 sessions, 36.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 526,695 | -24.2% | 118,384 | 4.5 |
| Oct 15, 2026 | 695,249 | +6.0% | 87,219 | 8.0 |
| Sep 30, 2026 | 656,057 | -11.1% | 108,170 | 6.1 |
| Sep 15, 2026 | 737,759 | -6.2% | 87,350 | 8.4 |
| Aug 31, 2026 | 786,195 | +15.4% | 132,306 | 5.9 |
| Aug 14, 2026 | 681,130 | +11.0% | 211,740 | 3.2 |
| Jul 31, 2026 | 613,447 | +4.2% | 174,324 | 3.5 |
| Jul 15, 2026 | 588,844 | +16.6% | 156,803 | 3.8 |
| Jun 30, 2026 | 505,155 | +54.1% | 385,965 | 1.3 |
| Jun 15, 2026 | 327,884 | -3.4% | 127,128 | 2.6 |
| May 29, 2026 | 339,565 | +1.2% | 74,726 | 4.5 |
| May 15, 2026 | 335,446 | -1.9% | 57,128 | 5.9 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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