StockData
MetroCity Bankshares, Inc. logo

MetroCity Bankshares, Inc. (MCBS) stock

MCBSNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 14/3011% above fair value
$36.24+0.04 (+0.11%)

Close on Nov 11, 2026Market cap $1.04BP/E 11.9Yield 2.65%

MetroCity Bankshares, Inc. grew revenue 30.6% to $192.32M over the twelve months to Sep 30, 2026. Free cash flow was $37.03M, down 40.5% from a year earlier. At the latest close the market valued the company at $1.04B, 11.9 times its earnings.

Revenue
$192.32M
+30.6% vs. a year earlier
Free cash flow
$37.03M
-40.5% vs. a year earlier
EPS, diluted
$3.05
+17.8% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$1.04B
P/E ratio
11.9
Price to sales
5.42
Price to book
1.79
Dividend yield
2.65%
Free cash flow yield
–

Fundamentals

Revenue
$192.32M
Net income
$86.88M
EPS, diluted
$3.05
Free cash flow
$37.03M
Book value per share
$20.11
Diluted shares
29M

Trading

Next earnings
Jan 29, 2027 (estimated, before the open)
Previous close
$36.20
Open
$36.41
Day's range
$36.02 – $36.45
Volume
62,345
Average volume (20 days)
112,891
Index membership
Russell 2000 (since Dec 2019), Russell 3000 (since Feb 2020)
Beta (5 years)
0.78
52-week range
$24.53 – $37.46
RSI (14 days)
56.0
Volatility (1 year)
23.4%
Relative volume
0.71×
WACC
8.8%

On 2 of our idea lists: Breakout quarter, Small-cap growth

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2018, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodMCBSS&P 500DifferenceMCBS per yearS&P 500 per year
1 month+6.9%-2.4%+9.3 pts
3 months+1.8%-1.2%+3.0 pts
Year to date+41.3%+12.3%+29.0 pts
1 year+42.8%+12.4%+30.4 pts
3 years+97.2%+78.8%+18.4 pts+25.4%+21.4%
5 years+58.5%+75.2%−16.6 pts+9.7%+11.9%
10 years+1034.2%+311.1%+723.1 pts+27.5%+15.2%

Ten years at a glance

Fiscal years 2016 to 2025 and trailing twelve months, USD

Revenue

$192.32M+30.6% YoY

Net income

$86.88M+30.4% YoY

EPS, diluted

$3.05+17.8% YoY

Free cash flow

–
Reported periodTrailing twelve months

Press releases

Releases MetroCity Bankshares filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About MetroCity Bankshares

State Commercial Banks

MetroCity Bankshares, Inc. operates as a bank holding company for Metro City Bank, providing commercial and consumer banking products and services. Its core offerings include deposit accounts—such as checking, savings, money market, and certificates of deposit—alongside treasury management and trade finance services. The company's lending activities encompass residential real estate mortgages, commercial real estate loans, commercial and industrial financing, construction and development loans, and government-guaranteed SBA and USDA loans. It serves individuals as well as small- to medium-sized commercial enterprises, specifically targeting customers within diverse and multi-ethnic communities.

Company profile, executives and history

MetroCity Bankshares stock: common questions

What is MetroCity Bankshares's stock price?

MCBS closed at $36.24 on Nov 11, 2026, up 0.11% on the day. Over the past 52 weeks it traded between $24.53 and $37.46.

What is MetroCity Bankshares's market cap?

MetroCity Bankshares was worth $1.04B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is MCBS's P/E ratio?

MCBS trades at 11.9 times earnings, based on diluted earnings per share of $3.05 over the twelve months to Sep 30, 2026.

How much revenue does MetroCity Bankshares make?

MetroCity Bankshares reported revenue of $192.32M for the twelve months to Sep 30, 2026, up 30.6% from a year earlier.

Does MetroCity Bankshares pay a dividend?

Yes. MetroCity Bankshares paid $0.96 per share over the last twelve months, a yield of 2.65% at the latest price, and has raised its annual dividend 3 years in a row.

When does MetroCity Bankshares report earnings next?

MetroCity Bankshares is expected to report Q4 FY2026 results on Jan 29, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has MCBS stock performed over the past year?

Including dividends, MCBS returned +42.8% over the past year, against +12.4% for the S&P 500.

How many MCBS shares are sold short?

1M shares were sold short at the latest FINRA report, 4.56% of the float, or 9.0 days of average trading volume.

Who are MetroCity Bankshares's competitors?

Companies most similar to MetroCity Bankshares by business, industry and size include CWBC, CBAN, FINW, GSBC, FBIZ.

See a number that looks wrong?