Bridgewater Bancshares vs Five Star Bancorp
BWB and FSBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BWB and FSBC compare
Five Star Bancorp is the larger company, worth 1.9 times as much as Bridgewater Bancshares ($1.1B against $582M).
On earnings, Bridgewater Bancshares is cheaper: it trades at 10.7× trailing earnings, against 12.6× for Five Star Bancorp.
Bridgewater Bancshares grew revenue faster over the last twelve months (26.2% versus 26.0% for Five Star Bancorp).
Five Star Bancorp keeps more of each dollar of sales as profit, with a net margin of 41.0% compared with 35.3% at Bridgewater Bancshares.
Five Star Bancorp pays a dividend yielding 2.3%; Bridgewater Bancshares does not pay one.
Bridgewater Bancshares scores higher on the StockData Score (15 against 13 for Five Star Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BWB | FSBC |
|---|---|---|
| Size and price | ||
| Market cap | $582M | $1.1B |
| Share price | $20.77 | $44.31 |
| Change, 1 year | 22.5% | 26.1% |
| Change, 5 years | 12.2% | 43.6% |
| Beta (5Y) | 0.78 | 0.81 |
| Employees | 322 | 233 |
| StockData Score | ||
| Total score | 15 (better) | 13 |
| Valuation score | 5 (better) | 0 |
| Growth score | 2 | 3 (better) |
| Performance score | 3 | 4 (better) |
| Health score | 5 (better) | 3 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | 10.7× (better) | 12.6× |
| P/S | 3.4× (better) | 5.7× |
| P/B | 1.1× (better) | 1.8× |
| P/FCF | 7.9× (better) | 12.3× |
| PEG | – | 3.51 |
| FCF yield | 12.6% (better) | 8.1% |
| Fair value | $22.16 | $39.54 |
| Margin of safety | 6.3% (better) | −12.1% |
| Growth | ||
| Revenue growth (TTM) | 26.2% (better) | 26.0% |
| Revenue growth, 5Y average | 8.9% | 16.3% (better) |
| Net income growth (TTM) | 45.9% (better) | 35.4% |
| EPS growth (TTM) | 46.6% (better) | 30.7% |
| EPS growth, 5Y average | 9.9% (better) | −4.1% |
| Profitability | ||
| Net margin | 35.3% | 41.0% (better) |
| FCF margin | 43.4% | 46.6% (better) |
| Return on equity | 11.5% | 14.8% (better) |
| Financial health | ||
| Altman Z-score | 0.20 | 0.21 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 2.3% |
| Payout ratio | – | 27.2% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | −21.2% |
| Shareholder yield | 0.00% | 2.3% (better) |
| Ownership | ||
| Held by institutions | 64.7% | 52.9% |
| Held by insiders | 22.7% | 18.1% |
| Insider net buying, 12 months | −$11.2M | $5.3M (better) |
| Short interest, % of float | – | 6.1% |
Go deeper
- BWB stock overview
- BWB income statement
- BWB valuation and score
- FSBC stock overview
- FSBC income statement
- FSBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.