BWBNasdaqState Commercial BanksFiscal year ends December 31Also trades as BWBBP
Bridgewater Bancshares Inc
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 30, 2026
$20.33−0.27 (-1.31%)
Close on Oct 19, 2026
- Market cap
- $581.22M
- P/E (TTM)
- 11.0
- Dividend yield
- –
Bridgewater Bancshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Market Cap | $566.88M | $679.86M |
| Enterprise Value | $397.07M | $408.94M |
| PE Ratio | 11.05 | 11.99 |
| PS Ratio | 3.50 | 3.59 |
| PB Ratio | 1.03 | 1.18 |
| P/TBV Ratio | 1.06 | 1.41 |
| P/FCF Ratio | 15.55 | 10.89 |
| P/OCF Ratio | 13.16 | 10.01 |
Enterprise value
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| EV / Sales | 2.45 | 2.76 |
| EV / FCF | 10.89 | 8.23 |
Income (trailing twelve months)
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Revenue | $162.09M | $170.85M |
| Pretax Income | $73.53M | $70.12M |
| Net Income | $56.35M | $54.33M |
| EPS (Diluted) | $1.84 | $2.91 |
Margins
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Pretax Margin | 45.4% | 36.5% |
| Profit Margin | 34.8% | 29.1% |
| FCF Margin | 22.5% | 33.2% |
Returns
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.0% | 10.6% |
| Return on Assets (ROA) | 1.05% | 1.12% |
Growth
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 29.7% | 11.8% |
| Net Income Growth (YoY) | 48.2% | 23.2% |
| EPS Growth (YoY) | 50.8% | 23.1% |
| FCF Growth (YoY) | 8.21% | 28.5% |
| Revenue Growth (3Y CAGR) | 1.76% | 5.82% |
| Revenue Growth (5Y CAGR) | 8.85% | 6.17% |
| EPS Growth (3Y CAGR) | -4.67% | 1.31% |
| EPS Growth (5Y CAGR) | 9.89% | 8.24% |
Balance sheet
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $169.81M | $205.54M |
| Net Cash (Debt) | $169.81M | $164.40M |
| Net Cash Per Share | $6.09 | $8.13 |
| Equity (Book Value) | $547.91M | $563.88M |
| Book Value Per Share | $19.65 | $28.47 |
| Tangible Book Value | $535.93M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Operating Cash Flow | $43.07M | $61.52M |
| Capital Expenditures | -$6.61M | -$4.08M |
| Free Cash Flow | $36.46M | $52.15M |
| FCF Per Share | $1.31 | $3.05 |
Efficiency
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $503.38K | $353.78K |
| Profits Per Employee | $174.99K | $107.28K |
| Employee Count | 322 | 489 |
Dividends and yields
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Earnings Yield | 9.94% | 8.13% |
| FCF Yield | 6.43% | 8.91% |
Shares
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Shares Outstanding | 27,883,800 | 18,839,100 |
| Shares Change (YoY) | 1.54% | 0.40% |
| Shares Change (QoQ) | 0.17% | 0.00% |
| Float | 21,407,200 | 17,061,900 |
| Shares Held by Insiders | 23.2% | 5.89% |
| Shares Held by Institutions | 65.0% | 61.9% |
Taxes
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Income Tax | $17.18M | $14.50M |
| Effective Tax Rate | 23.4% | 21.1% |
Scores
| Measure | Bridgewater Bancshares | Industry median |
|---|---|---|
| Graham Number | $28.52 | $45.31 |
| Graham Upside | 40.3% | 21.9% |
| Altman Z-Score | 0.20 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Bridgewater Bancshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.