Bridgewater Bancshares vs MetroCity Bankshares
BWB and MCBS side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BWB and MCBS compare
MetroCity Bankshares is the larger company, worth 1.8 times as much as Bridgewater Bancshares ($1.1B against $582M).
On earnings, Bridgewater Bancshares is cheaper: it trades at 10.7× trailing earnings, against 12.0× for MetroCity Bankshares.
MetroCity Bankshares grew revenue faster over the last twelve months (30.6% versus 26.2% for Bridgewater Bancshares).
MetroCity Bankshares keeps more of each dollar of sales as profit, with a net margin of 45.2% compared with 35.3% at Bridgewater Bancshares.
MetroCity Bankshares pays a dividend yielding 3.1%; Bridgewater Bancshares does not pay one.
Bridgewater Bancshares scores higher on the StockData Score (15 against 14 for MetroCity Bankshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BWB | MCBS |
|---|---|---|
| Size and price | ||
| Market cap | $582M | $1.1B |
| Share price | $20.77 | $36.50 |
| Change, 1 year | 22.5% | 39.7% |
| Change, 5 years | 12.2% | 34.3% |
| Beta (5Y) | 0.78 | 0.78 |
| Employees | 322 | 317 |
| StockData Score | ||
| Total score | 15 (better) | 14 |
| Valuation score | 5 (better) | 1 |
| Growth score | 2 | 2 |
| Performance score | 3 | 6 (better) |
| Health score | 5 (better) | 3 |
| Dividend score | 0 | 2 (better) |
| Valuation | ||
| P/E | 10.7× (better) | 12.0× |
| P/S | 3.4× (better) | 5.5× |
| P/B | 1.1× (better) | 1.8× |
| P/FCF | 7.9× | – |
| PEG | – | 4.50 |
| FCF yield | 12.6% | – |
| Fair value | $22.16 | $32.48 |
| Margin of safety | 6.3% (better) | −12.4% |
| Growth | ||
| Revenue growth (TTM) | 26.2% | 30.6% (better) |
| Revenue growth, 5Y average | 8.9% | 10.8% (better) |
| Net income growth (TTM) | 45.9% (better) | 30.4% |
| EPS growth (TTM) | 46.6% (better) | 17.8% |
| EPS growth, 5Y average | 9.9% | 13.4% (better) |
| Profitability | ||
| Net margin | 35.3% | 45.2% (better) |
| FCF margin | 43.4% | – |
| Return on equity | 11.5% | 16.9% (better) |
| Financial health | ||
| Altman Z-score | 0.20 | 0.34 (better) |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | – | 3.1% |
| Payout ratio | – | 34.9% |
| Years of dividend growth | – | 3 |
| Buyback yield | – | 0.68% |
| Shareholder yield | 0.00% | 3.8% (better) |
| Ownership | ||
| Held by institutions | 64.7% | 26.8% |
| Held by insiders | 22.7% | 28.4% |
| Insider net buying, 12 months | −$11.2M | – |
| Short interest, % of float | – | 4.6% |
Go deeper
- BWB stock overview
- BWB income statement
- BWB valuation and score
- MCBS stock overview
- MCBS income statement
- MCBS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.