WUNYSEServices-Business Services, NECFiscal year ends December 31
Western Union CO
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 30, 2026
$6.16−0.01 (-0.16%)
Close on Oct 19, 2026
- Market cap
- $1.93B
- P/E (TTM)
- 5.0
- Dividend yield
- 15.26%
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
37.0%−4.5 pts over 5 years
Operating margin
18.7%−1.3 pts over 5 years
Net margin
12.3%−3.1 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -3.8% | -3.3% | -3.5% | -3.0% | |
| Gross profit | -5.6% | -6.7% | -5.7% | -4.1% | |
| Operating income | +4.3% | -5.1% | -4.8% | -3.7% | |
| Net income | -46.5% | -18.1% | -7.7% | – | |
| EPS, diluted | -44.5% | -13.4% | -3.2% | -0.6% | |
| Free cash flow | +36.9% | -2.8% | -9.7% | -6.4% | |
| Dividend per share | 0.0% | 0.0% | +0.9% | +4.2% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on assets | 2.7% | 8.2% | 6.0% | |
| Interest coverage | 3.2× | 8.2× | 5.3× | |
| Capex to revenue | 1.3% | 0.8% | 1.0% | |
| Diluted shares | 494M | 415M | 328M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Western Union generated $3.36B from operations and spent $3.40B on capital expenditure, dividends and share buybacks. 5% of that went back into the business.
Generated
$3.36B
Used
$3.40B
Capital expenditure$168.40M5%Dividends$1.73B51%Share buybacks$1.51B44%
DuPont needs revenue, assets and equity
This company does not report all three for consecutive years.
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 7 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$499.60M
- Cash generatingOperating cash flow above zero$543.70M
- Return on assets improvedROA up on the prior year11.4% → 6.0%
- Earnings backed by cashOperating cash flow above net income$543.70M vs $499.60M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise341M → 328M
- Gross margin improvedGross margin up on the prior year37.75% → 37.03%
- More efficientAsset turnover rose0.51 → 0.48